Qwen 3.5 9B vs Gemma 4 12B: the comparison across 354 questions
Qwen 3.5 9B
222/354
62.7 %
Gemma 4 12B
304/354
85.9 %
| Number | Question and answer | Qwen 9B answer | Gemma 4 12B answer |
|---|---|---|---|
| 1 | What is the total value of my wealth? Correct answer: 1199799.2 · EUR | ✅ Success · 0:06 The total value of your wealth (net value) is 1 199 799,20 EUR. | ✅ Success · 0:13 The total value of your net wealth is 1 199 799,20 EUR. |
| 2 | What is the net value of my wealth? Correct answer: 1199799.2 · EUR | ✅ Success · 0:05 The net value of your wealth is 1 199 799,20 EUR (as of 24/09/2026). | ✅ Success · 0:13 The net value of your wealth is 1 199 799,20 EUR. |
| 3 | What is the total value of my assets? Correct answer: 1459799.2 · EUR | ✅ Success · 0:06 The total value of your assets (gross wealth) is 1 459 799,20 EUR. | ✅ Success · 0:13 The total value of your assets (gross wealth) is 1 459 799,20 EUR. |
| 4 | What is the total value of my liabilities? Correct answer: 260000 · EUR | ✅ Success · 0:05 The total value of your liabilities is 260 000 EUR. | ✅ Success · 0:13 The total value of your liabilities is 260 000 EUR. |
| 5 | How many assets are in my wealth portfolio? Correct answer: 12 | ✅ Success · 0:20 Your wealth portfolio contains 12 distinct assets, broken down as follows: 1. Bitcoin (Cryptocurrency) – 15 000 € 2. Lingot d'or (Precious metals) – 7 999,20 € 3. Maison des Cèdres (Real estate – Main residence) – 455 000 € 4. Atelier Vert (Real estate – Rental property) – 260 000 € 5. Studio Lune (Real estate – Rental property) – 120 000 € 6. Villa Azur (Real estate – Second home) – 420 000 € 7. Compte courant Quotidien (Savings) – 2 000 € 8. Compte courant Sécurité (Savings) – 50 000 € 9. Réserve Dollar (Foreign-currency savings) – 10 800 € (12 000 USD) 10. SCPI Europe Responsable (SCPI) – 30 000 € 11. Actions Tech USA (Shares) – 9 000 € (10 000 USD) 12. ETF Monde Durable (ETF) – 80 000 € Total gross value: 1 459 799,20 € (in EUR, with currency conversion). Your wealth therefore comprises 12 assets across several asset families: cryptocurrencies, precious metals, real estate, savings accounts, SCPI, shares and ETFs. | ✅ Success · 0:12 Your wealth portfolio contains 12 assets. |
| 6 | How many liabilities are in my wealth portfolio? Correct answer: 2 | ✅ Success · 0:07 Your wealth portfolio contains 2 liabilities (debts). | ✅ Success · 0:12 Your wealth portfolio contains 2 liabilities. |
| 7 | What is the main currency of my wealth portfolio? Correct answer: EUR | ✅ Success · 0:06 The main currency of your wealth portfolio is EUR (euro), which represents 98,64 % of the total value of 1 459 799,20 EUR. | ✅ Success · 0:17 The main currency of your wealth portfolio is EUR, which represents 98,64 % of your assets (a value of 1 439 999,20 EUR). |
| 8 | Which of my assets has the highest value? Correct answer: Maison des Cèdres · 455000 · EUR | ✅ Success · 0:14 Your highest-value asset is Maison des Cèdres, worth 455 000 EUR (31,17 % of the portfolio). | ✅ Success · 0:17 Your highest-value asset is Maison des Cèdres, worth 455 000 EUR (31,17 % of your portfolio). |
| 9 | Which of my assets has the lowest value? Correct answer: Compte courant Quotidien · 2000 · EUR | ✅ Success · 0:07 Your lowest-value asset is Compte courant Quotidien, worth 2 000 EUR. | ✅ Success · 0:30 Your lowest-value asset is Compte courant Quotidien, worth 2 000 EUR (0,14 %). |
| 10 | What are my five largest assets? Correct answer: Maison des Cèdres · 455000 · Villa Azur · 420000 · Atelier Vert · 260000 · Studio Lune · 120000 · ETF Monde Durable · 80000 · EUR · order: Maison des Cèdres < Villa Azur < Atelier Vert < Studio Lune < ETF Monde Durable | ✅ Success · 0:12 Here are your five largest assets, ranked by value: 1. Maison des Cèdres (Real estate): 455 000 € (31,17 %) 2. Villa Azur (Real estate): 420 000 € (28,77 %) 3. Atelier Vert (Real estate): 260 000 € (17,81 %) 4. Studio Lune (Real estate): 120 000 € (8,22 %) 5. ETF Monde Durable (Shares and funds): 80 000 € (5,48 %) Together, these assets represent 91,45 % of your total portfolio of 1 459 799,20 €. | ✅ Success · 0:21 Your five largest assets are: 1. Maison des Cèdres: 455 000 € (31,17 %) 2. Villa Azur: 420 000 € (28,77 %) 3. Atelier Vert: 260 000 € (17,81 %) 4. Studio Lune: 120 000 € (8,22 %) 5. ETF Monde Durable: 80 000 € (5,48 %) |
| 11 | What is the total value of my real estate? Correct answer: 1255000 · EUR | ✅ Success · 0:05 The total value of your real estate is 1 255 000 EUR. | ✅ Success · 0:17 The total value of your real estate is 1 255 000 EUR. |
| 12 | What is the total value of my savings accounts? Correct answer: 62800 · EUR | ✅ Success · 0:05 The total value of your savings accounts is 62 800 EUR. | ✅ Success · 0:18 The total value of your savings accounts is 62 800 EUR. |
| 13 | What is the total value of my shares and funds? Correct answer: 89000 · EUR | ✅ Success · 0:06 The total value of your shares and funds is 89 000 EUR. | ✅ Success · 0:17 The total value of your shares and funds is 89 000 EUR. |
| 14 | What is the total value of my SCPI investments? Correct answer: 30000 · EUR | ✅ Success · 0:12 The total value of your SCPI investments is 30 000 EUR. | ✅ Success · 0:16 The total value of your SCPI investments is 30 000 EUR. |
| 15 | What is the total value of my cryptocurrencies? Correct answer: 15000 · EUR | ✅ Success · 0:05 The total value of your cryptocurrencies is 15 000 EUR. | ✅ Success · 0:17 The total value of your cryptocurrencies is 15 000 EUR. |
| 16 | What is the total value of my precious metals? Correct answer: 7999.2 · EUR | ✅ Success · 0:05 The total value of your precious metals is 7 999,20 EUR. | ✅ Success · 0:17 The total value of your precious metals is 7 999,20 EUR. |
| 17 | Which asset family represents the largest share of my wealth, and what is its value? Correct answer: real estate · 1255000 · EUR | ✅ Success · 0:06 The asset family representing the largest share of your wealth is Real estate, worth 1 255 000 EUR. | ✅ Success · 0:17 The asset family representing the largest share of your wealth is Real estate, worth 1 255 000 EUR (approximately 85,97 %). |
| 18 | Which asset family represents the smallest share of my wealth, and what is its value? Correct answer: precious metals · 7999.2 · EUR | ✅ Success · 0:06 The asset family representing the smallest share of your wealth is Precious metals, worth 7 999,20 EUR. | ✅ Success · 0:18 The asset family representing the smallest share of your wealth is Precious metals, worth 7 999,20 EUR. |
| 19 | What share of my wealth is invested in real estate? Correct answer: 85.97 · % | ✅ Success · 0:08 85,97 % of your wealth is invested in real estate. | ✅ Success · 0:18 85,97 % of your wealth is invested in Real estate, representing 1 255 000 EUR out of a total of 1 459 799,20 EUR. |
| 20 | What share of my wealth is invested in shares and funds? Correct answer: 6.1 · % | ✅ Success · 0:08 Shares and funds make up 6,10 % (89 000 EUR) of your wealth. | ✅ Success · 0:18 Shares and funds represent 6,10 % of your wealth, worth 89 000 EUR out of a total of 1 459 799,20 EUR. |
| 21 | What are all my assets? Correct answer: Maison des Cèdres · Villa Azur · Atelier Vert · Studio Lune · ETF Monde Durable · Compte courant Sécurité · SCPI Europe Responsable · Bitcoin · Réserve Dollar · Actions Tech USA · Lingot d'or · Compte courant Quotidien | ✅ Success · 0:19 Here is the list of your assets (as of 24 September 2026): Cryptocurrencies Bitcoin: 15 000 € Precious metals Lingot d'or: 7 999,20 € Real estate Maison des Cèdres (Main residence): 455 000 € Atelier Vert (Rental property): 260 000 € Studio Lune (Rental property): 120 000 € Villa Azur (Second home): 420 000 € Savings accounts Compte courant Quotidien (Banque Horizon): 2 000 € Compte courant Sécurité (Banque Horizon): 50 000 € Réserve Dollar (Banque Liberty): 12 000 USD (10 800 €) SCPI SCPI Europe Responsable (Pierre Europe): 30 000 € Shares and funds Actions Tech USA (Courtage Atlas): 10 000 USD (9 000 €) ETF Monde Durable (Courtage Atlas): 80 000 € | ✅ Success · 0:37 Here is the list of all your assets: Cryptocurrencies Bitcoin: 15 000 € Precious metals Lingot d'or: 7 999,20 € Real estate Maison des Cèdres: 455 000 € Atelier Vert: 260 000 € Studio Lune: 120 000 € Villa Azur: 420 000 € Savings accounts Compte courant Quotidien: 2 000 € Compte courant Sécurité: 50 000 € Réserve Dollar: 10 800 € SCPI SCPI Europe Responsable: 30 000 € Shares and funds Actions Tech USA: 9 000 € ETF Monde Durable: 80 000 € |
| 22 | Which assets are held in Compte Titres Atlas? Correct answer: ETF Monde Durable · Actions Tech USA | ✅ Success · 0:10 The Compte Titres Atlas account holds the following assets: 1. Actions Tech USA – 10 000 USD (9 000 EUR) 2. ETF Monde Durable – 80 000 EUR | ✅ Success · 0:22 The assets held in Compte Titres Atlas are: Actions Tech USA ETF Monde Durable |
| 23 | Which assets are held at the institution Banque Horizon? Correct answer: Compte courant Sécurité · Compte courant Quotidien · SCPI Europe Responsable | ❌ Failure · 0:21 | ✅ Success · 0:24 The assets held at Banque Horizon are: Compte courant Quotidien: 2 000 EUR Compte courant Sécurité: 50 000 EUR * SCPI Europe Responsable: 30 000 EUR |
| 24 | Which accounts, contracts or other holding containers are in my wealth portfolio? Correct answer: Immobilier familial · Compte Titres Atlas · Livret Sécurité · Compte Quotidien · Pierre Europe · Compte Dollar Liberty · Ancien contrat vide | ✅ Success · 0:07 Your wealth is distributed across the following 7 holding containers: 1. Compte Quotidien (Bank account) 2. Ancien contrat vide (Insurance contract) 3. Immobilier familial (Direct real estate holdings) 4. Livret Sécurité (Savings account) 5. Pierre Europe (SCPI) 6. Compte Titres Atlas (Shares and funds) 7. Compte Dollar Liberty (USD foreign-currency account) | ✅ Success · 0:26 Your wealth portfolio includes the following holding containers: Compte Quotidien Ancien contrat vide Immobilier familial Livret Sécurité Pierre Europe Compte Titres Atlas * Compte Dollar Liberty |
| 25 | Which institutions are used in my wealth portfolio? Correct answer: Banque Horizon · Courtage Atlas · Banque Liberty | ✅ Success · 0:07 Your wealth portfolio uses 3 institutions: | ✅ Success · 0:16 The institutions used in your wealth portfolio are: Courtage Atlas Banque Horizon * Banque Liberty |
| 26 | How many assets does Compte Titres Atlas contain? Correct answer: 2 | ✅ Success · 0:23 The Compte Titres Atlas account contains 2 assets. | ✅ Success · 0:19 The Compte Titres Atlas account contains 2 assets. |
| 27 | What is the total value of Compte Titres Atlas? Correct answer: 89000 · EUR | ✅ Success · 0:05 The total value of the Compte Titres Atlas account is 89 000 EUR. | ✅ Success · 0:18 The total value of the Compte Titres Atlas account is 89 000 EUR. |
| 28 | What is the total value held at the institution Banque Horizon? Correct answer: 82000 · EUR | ✅ Success · 0:07 The total value held at the institution Banque Horizon is 82 000 EUR. | ✅ Success · 0:17 The total value held at the institution Banque Horizon is 82 000 EUR. |
| 29 | Which of my holding containers has the highest value? Correct answer: Immobilier familial · 875000 · EUR | ✅ Success · 0:06 The highest-value holding container is Immobilier familial, worth 875 000 EUR (59,94 % of the total portfolio). | ✅ Success · 0:17 Your highest-value holding container is Immobilier familial, worth 875 000 EUR (59,94 %). |
| 30 | Which assets are not associated with any holding container? Correct answer: Atelier Vert · Studio Lune · Bitcoin · Lingot d'or | ✅ Success · 0:10 The assets not associated with any holding container are: - Bitcoin (Cryptocurrencies) – 15 000 EUR - Lingot d'or (Precious metals) – 7 999,20 EUR - Atelier Vert (Rental real estate) – 260 000 EUR - Studio Lune (Rental real estate) – 120 000 EUR | ✅ Success · 0:23 The assets not associated with any holding container are: Bitcoin Lingot d'or Atelier Vert Studio Lune |
| 31 | Which owners are defined in my wealth portfolio? Correct answer: Alice Martin · Benoît Martin | ✅ Success · 0:06 The owners defined in your wealth portfolio are: 1. Alice Martin (Individual, France) 2. Benoît Martin (Individual, Belgium) | ✅ Success · 0:15 The owners defined in your wealth portfolio are: Alice Martin Benoît Martin |
| 32 | What is the value of the wealth owned by Alice Martin? Correct answer: Alice Martin · 641800 · EUR | ✅ Success · 0:07 The value of the wealth owned by Alice Martin is 641 800 EUR. | ✅ Success · 0:22 The value of the wealth owned by Alice Martin is 641 800 EUR. |
| 33 | Which assets belong to Alice Martin? Correct answer: Maison des Cèdres · Villa Azur · Compte courant Quotidien · Réserve Dollar · SCPI Europe Responsable · Actions Tech USA · ETF Monde Durable | ✅ Success · 0:14 Alice Martin owns the following 7 assets: Total: 1 006 800 € | ✅ Success · 0:34 The assets belonging to Alice Martin are: Maison des Cèdres: 273 000 EUR Villa Azur: 252 000 EUR ETF Monde Durable: 80 000 EUR SCPI Europe Responsable: 15 000 EUR Réserve Dollar: 10 800 EUR Actions Tech USA: 9 000 EUR * Compte courant Quotidien: 2 000 EUR |
| 34 | Which owner holds the largest share of the wealth? Correct answer: Alice Martin · 641800 · EUR | ✅ Success · 0:11 Alice Martin holds the largest share of the wealth, with 641 800 EUR, or 43,96 % of the total. | ✅ Success · 0:16 Alice Martin holds the largest share of the wealth, with 641 800 EUR (43,96 %). |
| 35 | What share of the asset Maison des Cèdres belongs to Alice Martin? Correct answer: Maison des Cèdres · Alice Martin · 60 · % | ✅ Success · 0:54 Alice Martin owns 273 000 EUR of the asset “Maison des Cèdres”, approximately 60 % of its total value (455 000 EUR). | ❌ Failure · 0:24 Alice Martin owns 273 000 EUR of the asset Maison des Cèdres, representing 42,54 % of her share of assets. |
| 36 | What is my monthly passive income? Correct answer: 1813 · EUR | ✅ Success · 0:09 Your total monthly passive income is 1 813 €. | ✅ Success · 0:16 Your monthly passive income is 1 813 EUR. |
| 37 | What is my annual passive income? Correct answer: 21756 · EUR | ✅ Success · 0:09 Your total annual passive income is 21 756 EUR. Here is the breakdown by asset family: - Real estate: 18 000 EUR (82,74 %) - Shares and funds: 2 090 EUR (9,61 %) - Savings accounts: 966 EUR (4,44 %) - SCPI: 700 EUR (3,22 %) | ✅ Success · 0:16 Your annual passive income is 21 756 EUR. |
| 38 | Which assets generate passive income? Correct answer: Atelier Vert · Studio Lune · ETF Monde Durable · Actions Tech USA · Compte courant Sécurité · Réserve Dollar · SCPI Europe Responsable | ✅ Success · 0:16 The following assets generate passive income (annual income in euros): 1. Atelier Vert (Real estate): 10 800 € / year 2. Studio Lune (Real estate): 7 200 € / year 3. ETF Monde Durable (Shares and funds): 2 000 € / year 4. Compte courant Sécurité (Savings accounts): 750 € / year 5. SCPI Europe Responsable (SCPI): 700 € / year 6. Réserve Dollar (Savings accounts): 216 € / year 7. Actions Tech USA (Shares and funds): 90 € / year The assets that do not generate passive income are: - Bitcoin (Cryptocurrencies): 0 € / year - Compte courant Quotidien (Savings accounts): 0 € / year The largest contributor is Atelier Vert, with 10 800 € in annual income. | ✅ Success · 0:37 The following assets generate passive income: Atelier Vert (Real estate): 10 800 € per year Studio Lune (Real estate): 7 200 € per year ETF Monde Durable (Shares and funds): 2 000 € per year Compte courant Sécurité (Savings accounts): 750 € per year SCPI Europe Responsable (SCPI): 700 € per year Réserve Dollar (Savings accounts): 216 € per year * Actions Tech USA (Shares and funds): 90 € per year |
| 39 | Which asset generates the most passive income? Correct answer: Atelier Vert · 10800 · EUR | ✅ Success · 0:06 The asset generating the most passive income is Atelier Vert (a real estate asset), with annual income of 10 800 EUR. | ✅ Success · 0:17 The asset generating the most passive income is Atelier Vert, with annual income of 10 800 EUR (900 EUR per month). |
| 40 | Which asset family generates the most passive income? Correct answer: Real estate · 18000 · EUR | ✅ Success · 0:08 The asset family generating the most passive income is Real estate, with annual income of 18 000 EUR (82,74 % of total passive income). | ✅ Success · 0:17 The asset family generating the most passive income is Real estate (real_estate), with annual income of 18 000 EUR, or 82,74 % of total passive income. |
| 41 | What are all my liabilities? Correct answer: Crédit Maison des Cèdres · Synthetic Loan | ✅ Success · 0:09 Here are all your liabilities as of 24 September 2026: Synthetic Loan (Personal loan): 60 000 € Crédit Maison des Cèdres (Mortgage): 200 000 € Total liabilities: 260 000 € | ✅ Success · 0:17 Here is the list of your liabilities: Synthetic Loan (Personal loans): 60 000 EUR Crédit Maison des Cèdres (Mortgages): 200 000 EUR |
| 42 | How much debt do I still owe? Correct answer: 260000 · EUR | ✅ Success · 0:06 Your outstanding debt is 260 000 EUR. | ✅ Success · 0:13 Your outstanding debt is 260 000 EUR. |
| 43 | What is my largest liability? Correct answer: Crédit Maison des Cèdres · 200000 · EUR | ✅ Success · 0:07 Your largest liability is Crédit Maison des Cèdres, with outstanding principal of 200 000 EUR. | ✅ Success · 0:16 Your largest liability is Crédit Maison des Cèdres, with outstanding principal of 200 000 EUR. |
| 44 | Which liabilities are associated with a real estate asset? Correct answer: Crédit Maison des Cèdres | ❌ Failure · 0:12 | ✅ Success · 0:29 The liability associated with a real estate asset is the Crédit Maison des Cèdres loan (Mortgages), with outstanding principal of 200 000 EUR. |
| 45 | What share of my assets is financed by my liabilities? Correct answer: 17.81 · % | ❌ Failure · 0:09 Based on the data provided: Total asset value: 1 459 799,20 EUR Total liabilities (outstanding loans): 200 000,00 EUR (Crédit Maison des Cèdres) The share of your assets financed by your liabilities is 13,70 % (200 000 / 1 459 799,20). | ✅ Success · 0:31 Your liabilities amount to 260 000 € against total assets of 1 459 799,20 €, meaning that 17,81 % of your assets are financed by your liabilities. |
| 46 | Which accounts have a budget configured? Correct answer: Compte courant Sécurité · Compte courant Quotidien | ✅ Success · 0:08 The accounts with a budget configured are: 1. Compte courant Quotidien (ID: savings-daily) - Minimum budget balance: 3 000 EUR - Linked goal: Revenus (goal-income) 2. Compte courant Sécurité (ID: savings-security) - Minimum budget balance: 5 000 EUR - Linked goal: Retraite (goal-retirement) Total: 2 accounts with a budget configured. | ✅ Success · 0:17 The accounts with a budget configured are: Compte courant Quotidien (Minimum balance: 3 000 €) Compte courant Sécurité (Minimum balance: 5 000 €) |
| 47 | What minimum balance is set for the account Compte courant Sécurité? Correct answer: 5000 · EUR | ❌ Failure · 0:18 | ✅ Success · 0:21 The minimum balance set for the account Compte courant Sécurité is 5 000 EUR. |
| 48 | What expenses are planned in the budget for the account Compte courant Sécurité? Correct answer: Charges logement · 1400 · Alimentation · 600 · Retraite sereine · 750 · EUR | ❌ Failure · 0:18 | ✅ Success · 0:24 The expenses planned in the budget for the account Compte courant Sécurité are: Alimentation: 600 EUR Charges logement: 1 400 EUR * Retraite sereine: 750 EUR |
| 49 | What are my active investment goals? Correct answer: Retraite sereine · Revenus complémentaires | ✅ Success · 0:07 Here are your active investment goals: 1. Revenus complémentaires (Type: passive income, target date: 31/12/2032) 2. Retraite sereine (Type: value, target date: 31/12/2040) | ✅ Success · 0:18 Your active investment goals are: Revenus complémentaires (Type: Passive income) - Deadline: 31/12/2032 Retraite sereine (Type: Value) - Deadline: 31/12/2040 |
| 50 | What monthly contribution is planned for each of my investment goals? Correct answer: Retraite sereine · 750 · Revenus complémentaires · 300 · Projet en pause · 100 · EUR | ❌ Failure · 0:19 | ✅ Success · 0:17 Here is the planned monthly contribution for each of your investment goals: Revenus complémentaires: 300 EUR Projet en pause: 100 EUR * Retraite sereine: 750 EUR |
| 51 | How much has my net wealth changed since the start of the year? Correct answer: 119799.2 · EUR | ✅ Success · 0:31 Your net wealth has increased by 119 799,20 € since the start of the year. - Value on 1 January 2026: 1 080 000 € - Current value (24 September 2026): 1 199 799,20 € - Change: +119 799,20 € (+11,09 %) | ✅ Success · 0:43 Since the start of the year (1 January 2026), your net wealth has changed by +119 799,20 EUR, an increase of 11,09 %. |
| 52 | What was the recorded state of my assets on 2026-07-01, using their names at that time? Correct answer: ETF Monde Initial · Ancien Livret | ✅ Success · 0:19 Here is the complete recorded state of your assets on 2026-07-01, using their names at that time: Cryptocurrencies: Bitcoin Precious metals: Lingot d'or Real estate: Maison des Cèdres (Main residence) Atelier Vert (Rental property) Studio Lune (Rental property) Villa Azur (Second home) SCPI: SCPI Europe Responsable Shares and funds: Actions Tech USA ETF Monde Initial Savings accounts: Ancien Livret Compte courant Quotidien Compte courant Sécurité * Réserve Dollar | ✅ Success · 0:43 On 2026-07-01, the recorded state of your assets was: Cryptocurrencies Bitcoin Precious metals Lingot d'or Real estate Maison des Cèdres (Main residence) Atelier Vert (Rental property) Studio Lune (Rental property) Villa Azur (Second home) Savings accounts Ancien Livret Compte courant Quotidien Compte courant Sécurité Réserve Dollar SCPI SCPI Europe Responsable Shares and funds Actions Tech USA * ETF Monde Initial |
| 53 | Which fields of my assets actually changed between 2026-07-01 and today? Correct answer: ETF Monde Initial · ETF Monde Durable · currentValue · deleted | ❌ Failure · 0:12 Between 2026-07-01 and 2026-09-24, the following fields of your assets actually changed: - currentValue: changed twice (ETF Monde Durable: 700 → 800, then 800 → 850)- name: changed once (ETF Monde Initial → ETF Monde Durable) | ✅ Success · 0:25 Between 1 July 2026 and today, the following changes were recorded for your assets: ETF Monde Durable (Shares and funds): 1 August 2026: The name field (from "ETF Monde Initial" to "ETF Monde Durable") and the currentValue field (from 700 € to 800 €) were changed.24 September 2026: The currentValue field was changed (from 800 € to 850 €).Ancien Livret (Savings accounts): * 24 September 2026: This asset was deleted. |
| 54 | On what date did my net wealth reach its highest level? Correct answer: 1 July 2026 | ✅ Success · 0:12 Your net wealth reached its highest level on 1 July 2026, with a value of 1 240 000 EUR. | ✅ Success · 0:12 Your net wealth reached its highest level on 01/07/2026. |
| 55 | What was the value of that net wealth record? Correct answer: 1240000 · EUR | ✅ Success · 0:06 The net wealth record was 1 240 000 EUR, reached on 1 July 2026. | ✅ Success · 0:13 The value of that net wealth record was 1 240 000 EUR. |
| 56 | Is my wealth currently close to its all-time high? Correct answer: EUR · 3.24 · % · 40200.8 | ✅ Success · 0:21 No, your wealth is not currently at its all-time high. - All-time high: 1 240 000 EUR (reached on 1 July 2026) - Current value: 1 199 799,20 EUR (as of 24 September 2026) - Difference: 40 200,80 EUR (3,24 % below the record) Your wealth is therefore currently below its all-time high. | ✅ Success · 0:15 Yes, your wealth is currently very close to its all-time high. Your current net wealth is 1 199 799,20 €, a decrease of only 3,24 % from your all-time high of 1 240 000 €, reached on 1 July 2026. The difference is 40 200,80 €. |
| 57 | Over the past twelve months, which months saw the largest changes in wealth? Correct answer: 65000 · -35000 · June · August · EUR | ✅ Success · 0:11 Over the past twelve months (from 1 September 2025 to 24 September 2026), the months with the largest changes in wealth were: Largest increases: - June 2026: +65 000 € (Change: +5,80 %) - March 2026: +55 000 € (Change: +5,19 %) - July 2026: +55 000 € (Change: +4,64 %) - December 2025: +50 000 € (Change: +5,03 %) Largest decreases: - August 2026: -35 000 € (Change: -2,82 %) - November 2025: -15 000 € (Change: -1,49 %) - February 2026: -20 000 € (Change: -1,85 %) The strongest month for growth was therefore June 2026, with an increase of 65 000 €, while the most negative month was August 2026, with a decrease of 35 000 €. | ✅ Success · 0:56 Over the past twelve months, the months with the largest changes in wealth were: June 2026: +65 000 € March 2026: +55 000 € July 2026: +55 000 € December 2025: +50 000 € * August 2026: -35 000 € |
| 58 | How has ownership of Compte Titres Atlas changed since 2026-07-01? Correct answer: 100 · 50 · % · owner-alice · owner-benoit | ❌ Failure · 0:19 The Compte Titres Atlas account did not exist on 2026-07-01. It was created on 2026-09-24, with ownership of 50% for owner-alice and 50% for owner-benoit. | ✅ Success · 0:29 Since 1 July 2026, ownership of the Compte Titres Atlas account changed on 1 August 2026: Before the change: The account was 100 % owned by Alice. After the change: Ownership is now shared equally, with 50 % for Alice and 50 % for Benoît. |
| 59 | What exchange rate changes have been recorded since 2026-07-01? Correct answer: USD · EUR · 0.8 · 0.9 · 0.92 | ✅ Success · 0:10 Since 2026-07-01, two exchange rate changes have been recorded: 1. 2026-08-01: The USD/EUR rate was updated from 0.8 to 0.9. 2. 2026-09-24: The USD/EUR rate was updated from 0.9 to 0.92. | ✅ Success · 0:20 Since 2026-07-01, the following exchange rate changes have been recorded: 2026-08-01: The USD/EUR rate changed from 0,8 to 0,9. 2026-09-24: The USD/EUR rate changed from 0,9 to 0,92. |
| 60 | Compare my current wealth situation with the start of the year. Correct answer: 1199799.2 · 1080000 · 119799.2 · EUR | ✅ Success · 0:22 The available evidence is sufficient to answer the request. Comparison of the current wealth situation with the start of the year Change since the start of the year: - Absolute difference: +119 799,20 € - Relative difference: +11,09 % Additional reference point: - Your net wealth peaked at 1 240 000 € in July 2026. - You are currently 40 200,80 € (3,24 %) below that peak. | ✅ Success · 0:21 Your current wealth situation is significantly better than at the start of the year: Current net value: 1 199 799,20 € Net value on 01/01/2026: 1 080 000 € * Change: An increase of 119 799,20 €, or 11,09 %. |
| 61 | Which three families represent the largest share of my wealth? Correct answer: real estate · 1255000 · 89000 · savings · 62800 · EUR | ✅ Success · 0:09 The three asset families representing the largest share of your wealth are: 1. Real estate: 1 255 000 € (85,97 %) 2. Shares and funds: 89 000 € (6,10 %) 3. Savings accounts: 62 800 € (4,30 %) Together, these three families represent 96,37 % of your total wealth of 1 459 799,20 €. | ✅ Success · 0:19 The three families representing the largest share of your wealth are: 1. Real estate: 1 255 000 € (85,97 %) 2. Shares and funds: 89 000 € (6,10 %) 3. Savings accounts: 62 800 € (4,30 %) |
| 62 | Which five assets represent the largest share of my wealth? Correct answer: Maison des Cèdres · 455000 · Villa Azur · 420000 · Atelier Vert · 260000 · Studio Lune · 120000 · ETF Monde Durable · 80000 · EUR · order: Maison des Cèdres < Villa Azur < Atelier Vert < Studio Lune < ETF Monde Durable | ✅ Success · 0:11 The five assets representing the largest share of your wealth are: 1. Maison des Cèdres: 455 000 € (31,17 %) 2. Villa Azur: 420 000 € (28,77 %) 3. Atelier Vert: 260 000 € (17,81 %) 4. Studio Lune: 120 000 € (8,22 %) 5. ETF Monde Durable: 80 000 € (5,48 %) Together, these five assets represent 91,45 % of your total wealth of 1 459 799,20 €. | ✅ Success · 0:21 The five assets representing the largest share of your wealth are: 1. Maison des Cèdres: 455 000 € (31,17 %) 2. Villa Azur: 420 000 € (28,77 %) 3. Atelier Vert: 260 000 € (17,81 %) 4. Studio Lune: 120 000 € (8,22 %) 5. ETF Monde Durable: 80 000 € (5,48 %) |
| 63 | What share of my wealth is concentrated in my three largest assets? Correct answer: 77.75 · % | ✅ Success · 0:19 According to your portfolio data as of 24 September 2026, your three largest assets are: 1. Maison des Cèdres: 455 000 EUR (31,17 %) 2. Villa Azur: 420 000 EUR (28,77 %) 3. Atelier Vert: 260 000 EUR (17,81 %) Together, these three assets represent 1 135 000 EUR, or 77,75 % of your total wealth of 1 459 799,20 EUR. | ✅ Success · 0:20 Your three largest assets represent 77,75 % of your total wealth (1 135 000 € out of a total of 1 459 799,20 €). Here are the details of these assets: Maison des Cèdres: 455 000 € (31,17 %) Villa Azur: 420 000 € (28,77 %) * Atelier Vert: 260 000 € (17,81 %) |
| 64 | What share of my wealth is concentrated at my main institution? Correct answer: Courtage Atlas · 89000 · 6.1 · % | ✅ Success · 0:13 Your main institution is Courtage Atlas, which holds 89 000 EUR, or 6,10 % of your total wealth of 1 459 799,20 EUR. | ✅ Success · 0:18 Your main institution is Courtage Atlas, where 6,10 % of your wealth is concentrated (89 000 EUR out of a total of 1 459 799,20 EUR). |
| 65 | What share of my investments is held in my main holding container? Correct answer: Immobilier familial · 875000 · 59.94 · % | ✅ Success · 0:11 The share of your investments held in your main holding container (Immobilier familial) is 59,94 % (875 000 EUR out of a total of 1 459 799,20 EUR). | ✅ Success · 0:18 Your main holding container is Immobilier familial, which represents 59,94 % of your investments (875 000 € out of a total of 1 459 799,20 €). |
| 66 | Compare the value of my real estate with my financial investments. Correct answer: 1255000 · EUR · 141999.2 | ✅ Success · 0:07 Your real estate is worth 1 255 000 EUR. Your financial investments (shares and funds, SCPI, cryptocurrencies and precious metals) are worth 141 999,20 EUR in total. Your real estate wealth is therefore approximately 8,8 times greater than the value of your financial investments. | ✅ Success · 0:18 Your real estate is worth 1 255 000 € (85,97 %), significantly more than your financial investments, which amount to 141 999,20 € (9,73 %). |
| 67 | Compare the value of my savings with my debts. Correct answer: 62800 · 260000 · 197200 · EUR | ✅ Success · 0:07 Your savings (savings accounts) are worth 62 800 EUR, while your debts amount to 260 000 EUR. Your savings are therefore 197 200 EUR less than your debts. | ✅ Success · 0:20 Your savings (Savings accounts) are worth 62 800 €, while your debts amount to 260 000 €. Your debts therefore exceed your savings by 197 200 €. |
| 68 | How is my wealth distributed between real estate, savings and financial investments? Correct answer: 85.97 · 4.3 · 9.73 · % | ✅ Success · 0:09 Here is the breakdown of your total wealth of 1 459 799,20 EUR: Real estate: 1 255 000,00 EUR (85,97 %) Savings: 62 800,00 EUR (4,30 %) * Financial investments: 141 999,20 EUR (9,73 %) | ✅ Success · 0:19 Your wealth is distributed as follows: Real estate: 1 255 000 € (85,97 %) Financial investments: 141 999,20 € (9,73 %) * Savings accounts: 62 800 € (4,30 %) |
| 69 | Which holding containers each represent more than 10 % of my wealth? Correct answer: Immobilier familial · 59.94 · % | ❌ Failure · 0:06 No holding container represents more than 10 % of your wealth. The largest is "Immobilier familial" at 59,94 %, followed by "Unassigned" (27,61 %), but no other exceeds the 10 % threshold. | ✅ Success · 0:17 The following holding container represents more than 10 % of your wealth: * Immobilier familial: 875 000 € (59,94 %) |
| 70 | Which institutions each represent more than 10 % of my wealth? Correct answer: none | ✅ Success · 0:09 No institution represents more than 10 % of your wealth. The identified institutions are: - Courtage Atlas: 89 000 EUR (6,10 %) - Banque Horizon: 82 000 EUR (5,62 %) - Banque Liberty: 10 800 EUR (0,74 %) The largest share (87,55 %) is classified as "Unassigned", which does not correspond to a specific institution. | ✅ Success · 0:19 No institution represents more than 10 % of your wealth. Here is the breakdown by institution: Courtage Atlas: 89 000 € (6,10 %) Banque Horizon: 82 000 € (5,62 %) * Banque Liberty: 10 800 € (0,74 %) |
| 71 | Compare the value of the wealth held by each owner. Correct answer: Alice Martin · 641800 · Benoît Martin · 415000 · EUR | ✅ Success · 0:08 Here is the comparison of the value of the wealth held by each owner (as of 24/09/2026): Alice Martin: 641 800 € (43,96 %) Benoît Martin: 415 000 € (28,43 %) * Unassigned: 402 999,20 € (27,61 %) Total wealth is 1 459 799,20 €. | ✅ Success · 0:19 Here is the comparison of the value of the wealth held by each owner: Alice Martin: 641 800 € (43,96 %) Benoît Martin: 415 000 € (28,43 %) * Unassigned: 402 999,20 € (27,61 %) |
| 72 | What are Alice Martin's main assets? Correct answer: Maison des Cèdres · Villa Azur · ETF Monde Durable | ❌ Failure · 0:16 Alice Martin's main assets are as follows (out of a total of 641 800 €): 1. Real estate: 525 000 € (81,80 %) 2. Shares and funds: 89 000 € (13,87 %) 3. SCPI: 15 000 € (2,34 %) 4. Savings accounts: 12 800 € (1,99 %) | ✅ Success · 0:36 Alice Martin's main assets are: Maison des Cèdres: 273 000 € (42,54 %) Villa Azur: 252 000 € (39,26 %) ETF Monde Durable: 80 000 € (12,46 %) SCPI Europe Responsable: 15 000 € (2,34 %) Réserve Dollar: 10 800 € (1,68 %) Actions Tech USA: 9 000 € (1,40 %) * Compte courant Quotidien: 2 000 € (0,31 %) |
| 73 | What share of Alice Martin's wealth is invested in real estate? Correct answer: 81.8 · % | ✅ Success · 0:09 81,80% of Alice Martin's wealth is invested in real estate (525 000 EUR out of a total of 641 800 EUR). | ✅ Success · 0:30 The share of Alice Martin's wealth invested in real estate is 81,80 % (525 000 EUR). |
| 74 | What share of Alice Martin's wealth is invested in financial assets? Correct answer: Alice Martin · % · 18.2 | ✅ Success · 0:16 16,20% of Alice Martin's wealth is invested in financial assets (104 000 EUR out of a total of 641 800 EUR). | ✅ Success · 0:29 The share of Alice Martin's wealth invested in financial assets is 16,20 % (104 000 EUR out of a total of 641 800 EUR). |
| 75 | Which assets are held by multiple owners? Correct answer: Maison des Cèdres · Villa Azur · SCPI Europe Responsable | ✅ Success · 0:10 The assets held by multiple owners are: 1. Maison des Cèdres (Immobilier familial) – Gross value: 455 000 EUR 2. Villa Azur (Immobilier familial) – Gross value: 420 000 EUR 3. SCPI Europe Responsable (SCPI) – Gross value: 30 000 EUR | ✅ Success · 0:18 The assets held by multiple owners (2 owners) are: Maison des Cèdres (Real estate) Villa Azur (Real estate) * SCPI Europe Responsable (SCPI) |
| 76 | What are Alice Martin's three largest assets? Correct answer: Maison des Cèdres · 273000 · Villa Azur · 252000 · ETF Monde Durable · 80000 · EUR · order: Maison des Cèdres < Villa Azur < ETF Monde Durable | ✅ Success · 0:14 Alice Martin's three largest assets are: 1. Maison des Cèdres: 273 000 € (42,54 % of the portfolio) 2. Villa Azur: 252 000 € (39,26 % of the portfolio) 3. ETF Monde Durable: 80 000 € (12,46 % of the portfolio) | ✅ Success · 0:24 Alice Martin's three largest assets are: 1. Maison des Cèdres: 273 000 € (42,54 %) 2. Villa Azur: 252 000 € (39,26 %) 3. ETF Monde Durable: 80 000 € (12,46 %) |
| 77 | What share of the total wealth belongs to Alice Martin? Correct answer: Alice Martin · 43.96 · % | ❌ Failure · 0:07 Alice Martin holds 100 % of the total wealth. | ❌ Failure · 0:23 Alice Martin owns 641 800 EUR, representing 100 % of her assigned wealth (out of a total of 641 800 EUR within her scope). Note: To find her share of the total wealth of all owners, an overall comparison is needed. |
| 78 | Compare Alice Martin's distribution by family with the overall wealth distribution. Correct answer: Alice Martin · 81.8 · 85.97 · 13.87 · 6.1 · % | ✅ Success · 0:19 Here is the comparison of the distribution by asset family: Alice Martin (641 800 EUR) - Real estate: 525 000 EUR (81,80%) - Shares and funds: 89 000 EUR (13,87%) - SCPI: 15 000 EUR (2,34%) - Savings accounts: 12 800 EUR (1,99%) Overall wealth (1 459 799,20 EUR) - Real estate: 1 255 000 EUR (85,97%) - Shares and funds: 89 000 EUR (6,10%) - Savings accounts: 62 800 EUR (4,30%) - SCPI: 30 000 EUR (2,06%) - Cryptocurrencies: 15 000 EUR (1,03%) - Precious metals: 7 999,20 EUR (0,55%) Key points: - Alice Martin concentrates 81,80% of her wealth in real estate, compared with 85,97% overall. - Her shares and funds represent 13,87% of her portfolio, compared with only 6,10% overall. - She holds no cryptocurrencies or precious metals, although these families exist in the overall wealth portfolio. | ✅ Success · 0:34 Here is the comparison of the distribution by asset family between Alice Martin and the overall wealth portfolio: |
| 79 | What share of my passive income comes from real estate? Correct answer: 82.74 · % | ✅ Success · 0:07 82,74 % of your passive income comes from real estate. | ✅ Success · 0:27 Real estate represents 82,74 % of your passive income, or 18 000 EUR out of an annual total of 21 756 EUR. |
| 80 | What share of my passive income comes from my financial investments? Correct answer: 12.82 · % | ✅ Success · 0:10 My financial investments (shares and funds, SCPI, cryptocurrencies and precious metals) generate 12,82 % of your passive income, or 2 790 EUR per year out of a total of 21 756 EUR per year. | ✅ Success · 0:37 Your financial investments generate 2 790 € in annual passive income out of a total of 21 756 €, representing a share of 12,82 %. |
| 81 | Which five assets generate the most passive income? Correct answer: Atelier Vert · Studio Lune · ETF Monde Durable · Compte courant Sécurité · SCPI Europe Responsable · order: Atelier Vert < Studio Lune < ETF Monde Durable < Compte courant Sécurité < SCPI Europe Responsable | ✅ Success · 0:11 The five assets generating the most passive income are: 1. Atelier Vert (Real estate): 10 800 € per year (900 €/month) 2. Studio Lune (Real estate): 7 200 € per year (600 €/month) 3. ETF Monde Durable (Shares and funds): 2 000 € per year (166,67 €/month) 4. Compte courant Sécurité (Savings accounts): 750 € per year (62,50 €/month) 5. SCPI Europe Responsable (SCPI): 700 € per year (58,33 €/month) Together, these five assets generate 21 450 € in annual income, or 98,59 % of total passive income of 21 756 €. | ✅ Success · 0:23 The five assets generating the most passive income are: 1. Atelier Vert: 10 800 € 2. Studio Lune: 7 200 € 3. ETF Monde Durable: 2 000 € 4. Compte courant Sécurité: 750 € 5. SCPI Europe Responsable: 700 € |
| 82 | What proportion of my passive income is generated by my three main income-producing assets? Correct answer: 91.93 · % | ✅ Success · 0:11 The three main income-producing assets are: 1. Atelier Vert: 10 800 EUR/year 2. Studio Lune: 7 200 EUR/year 3. ETF Monde Durable: 2 000 EUR/year Total generated by these three assets: 20 000 EUR/year Total passive income: 21 756 EUR/year Proportion: 91,93 % of your passive income comes from these three assets. | ✅ Success · 0:28 Your three main income-producing assets generate 91,93 % of your total passive income. These three assets produce combined annual income of 20 000 EUR out of a total of 21 756 EUR. |
| 83 | Compare my current monthly passive income with my all-time high. Correct answer: 1813 · 3600 · 1787 · EUR · % · 49.64 | ❌ Failure · 0:27 Current monthly passive income (as of 24/09/2026): 1 813 € / month Breakdown by asset: - Atelier Vert (Real estate): 900 € / month - Studio Lune (Real estate): 600 € / month - ETF Monde Durable (Shares): 166,67 € / month - Compte courant Sécurité (Savings): 62,50 € / month - SCPI Europe Responsable (SCPI): 58,33 € / month - Réserve Dollar (Savings): 18 € / month - Actions Tech USA (Shares): 7,50 € / month - Bitcoin: 0 € / month - Compte courant Quotidien: 0 € / month Largest contributor: Atelier Vert (900 € / month, or 49,6 % of the total). All-time high: Historical data is not available in the system to allow a comparison. The history journal contains no records for earlier periods. Conclusion: Your current monthly passive income is 1 813 €. Without historical data, it is not possible to determine whether this is your best or worst record. | ✅ Success · 0:19 Your current monthly passive income is 1 813 EUR, below your all-time high of 3 600 EUR (reached on 01/06/2026). This represents a decrease of 1 787 EUR, or 49,64 % compared with your record. |
| 84 | On what date did I reach my record net monthly passive income? Correct answer: 1 June 2026 | ✅ Success · 0:06 You reached your record net monthly passive income on 1 June 2026 (3 600 EUR). | ✅ Success · 0:13 You reached your record net monthly passive income on 1 June 2026. |
| 85 | Which assets have a high value but generate relatively little passive income? Correct answer: Maison des Cèdres · 455000 · Villa Azur · 420000 · EUR | ✅ Success · 0:25 The assets with a high value that generate little or no passive income are: Maison des Cèdres: Value of 455 000 € (31,2 % of the portfolio) – Annual income of 0 €. Villa Azur: Value of 420 000 € (28,8 % of the portfolio) – Annual income of 0 €. Together, these two properties represent nearly 60 % of your portfolio's total value but produce no passive income. | ✅ Success · 1:11 The assets with a high value but generating relatively little (or no) passive income are: Maison des Cèdres: 455 000 € Villa Azur: 420 000 € These two properties are the largest assets in your portfolio, but they do not appear among the assets generating passive income in your current analysis. |
| 86 | Compare the wealth share and passive income share of each major asset family. Correct answer: 85.97 · 82.74 · 6.1 · 9.61 · 4.3 · 4.44 · % | ✅ Success · 0:15 Here is the comparison of the wealth share and passive income share for each major asset family (as of 24/09/2026): Observations: - Real estate dominates both wealth (85,97 %) and passive income (82,74 %). - Shares and funds and SCPI contribute modestly to passive income (approximately 9,6 % and 3,2 %). - Savings accounts generate passive income (4,44 %) but represent a smaller share of wealth (4,30 %). - Cryptocurrencies and Precious metals generate no passive income. | ✅ Success · 0:29 Here is the comparison between the wealth share and passive income share for each major asset family: |
| 87 | What is the ratio of my liabilities to the total value of my assets? Correct answer: 17.81 · % | ✅ Success · 0:09 The ratio of your liabilities to the total value of your assets is 17,81 % (exact value: 17,810668754990413 %). | ✅ Success · 0:16 The ratio of your liabilities to the total value of your assets is 17,81 %. |
| 88 | What share of my real estate wealth is financed by liabilities? Correct answer: 200000 · 1255000 · 15.94 · EUR · % | ✅ Success · 0:10 Of your real estate wealth (Real estate), worth 1 255 000 EUR, 200 000 EUR is financed by liabilities (Crédit Maison des Cèdres). This represents 15,94 % of your real estate wealth financed by debt. | ✅ Success · 0:22 Your real estate wealth, worth 1 255 000 €, is 15,94 % financed by liabilities (outstanding principal of 200 000 €). |
| 89 | What are my three largest liabilities? Correct answer: Crédit Maison des Cèdres · 200000 · Synthetic Loan · 60000 · EUR | ✅ Success · 0:08 There are only two liabilities in your portfolio: 1. Crédit Maison des Cèdres – 200 000 EUR (Mortgage) 2. Synthetic Loan – 60 000 EUR (Personal loan) There is no third liability. | ✅ Success · 0:22 Your two liabilities (there are only two in total) are as follows, ranked by size: 1. Crédit Maison des Cèdres: 200 000 EUR 2. Synthetic Loan: 60 000 EUR |
| 90 | Compare the total amount of my liabilities with my available savings. Correct answer: 260000 · 62800 · 197200 · EUR | ✅ Success · 0:07 The total amount of your liabilities is 260 000 EUR. Your available savings (the sum of assets in the "savings" family) are 62 800 EUR. The difference between your liabilities and savings is 197 200 EUR (your liabilities are higher). | ✅ Success · 0:31 Your liabilities amount to 260 000 €, while your available savings (Savings accounts) are 62 800 €. Your liabilities therefore exceed your savings by 197 200 €. |
| 91 | For each financed real estate asset, how does its value compare with the associated liability? Correct answer: Maison des Cèdres · 455000 · Crédit Maison des Cèdres · 200000 · 43.96 · EUR · % | ❌ Failure · 0:29 | ❌ Failure · 0:40 |
| 92 | Which owner is associated with the largest share of debt-financed wealth? Correct answer: Alice Martin · 60 · % | ✅ Success · 0:42 The only identified debt is “Crédit Maison des Cèdres” (200 000 EUR outstanding). The assets associated with this loan belong to the real_estate family (property). In the breakdown by owner, real estate assets are distributed between: - Alice Martin: 641 800 EUR (43,96 %) - Benoît Martin: 415 000 EUR (28,43 %) - Unassigned: 402 999,20 EUR (27,61 %) As the loan is a mortgage, it is associated with assets of type real_estate. The largest share of these assets belongs to Alice Martin. Answer: The owner associated with the largest share of debt-financed wealth is Alice Martin. | ✅ Success · 0:51 The owner associated with the largest share of debt-financed wealth is Alice Martin. The mortgage "Crédit Maison des Cèdres" (outstanding principal of 200 000 EUR) is linked to the holding container "support-real-estate". Although the allocation by owner does not directly detail the debt, Alice Martin holds the largest share of overall wealth, with 641 800 EUR (43,96 %). |
| 93 | Which budgeted accounts risk falling below their minimum balance according to the available projections? Correct answer: Compte courant Quotidien · 1950 · 3000 · EUR | ✅ Success · 0:11 According to the available projections for September 2026, only one budgeted account risks falling below its minimum balance: - Compte courant Quotidien: - Required minimum balance: 3 000 EUR - Projected balance: 1 950 EUR - Shortfall against the minimum: 1 050 EUR The account "Compte courant Sécurité" remains above its minimum balance (5 000 EUR minimum, projected balance of 52 650 EUR). | ✅ Success · 0:30 The following budgeted account risks falling below its minimum balance according to the projections for September 2026: * Compte courant Quotidien: The projected balance is 1 950 EUR, below the minimum balance of 3 000 EUR (a difference of 1 050 EUR). |
| 94 | Compare the planned expenses of the different budgeted accounts. Correct answer: Compte courant Sécurité · 1350 · Compte courant Quotidien · 1050 · EUR | ❌ Failure · 0:21 Comparison of planned monthly expenses (EUR): Total planned expenses: 3 800 EUR Compte courant Sécurité has higher planned expenses (2 750 EUR) than Compte courant Quotidien (1 050 EUR), a difference of 1 700 EUR. | ❌ Failure · 0:41 The planned monthly expenses for the different budgeted accounts are: Compte courant Sécurité: 2 750 EUR Compte courant Quotidien: 1 050 EUR Compte courant Sécurité has planned expenses that are 1 700 EUR higher per month than Compte courant Quotidien. |
| 95 | Which categories account for the largest expenses in my budgets? Correct answer: 1400 · 1050 · 600 · 450 · 300 · EUR | ✅ Success · 0:07 The largest expense categories in your budgets, ranked by descending monthly amount: 1. Housing (housing): 1 400 EUR/month 2. Investment (investments): 1 050 EUR/month 3. Food (food): 600 EUR/month 4. Transport (transport): 450 EUR/month 5. Leisure (leisure): 300 EUR/month Housing is the largest expense, followed by investments and food. | ✅ Success · 0:15 The largest expense categories in your budgets are: Housing (housing): 1 400 EUR Investment (investment): 1 050 EUR Food (food): 600 EUR Transport (transport): 450 EUR * Leisure (leisure): 300 EUR |
| 96 | What recurring investments are currently planned in my budgets? Correct answer: Retraite sereine · 750 · Revenus complémentaires · 300 · EUR | ❌ Failure · 0:21 | ✅ Success · 0:23 Here are the recurring investments planned in your budgets: Revenus complémentaires: 300 EUR per month (Budget: Compte courant Quotidien) Retraite sereine: 750 EUR per month (Budget: Compte courant Sécurité) |
| 97 | Which investment goals are funded by a budget line? Correct answer: Retraite sereine · Revenus complémentaires | ✅ Success · 0:10 The investment goals funded by a budget line are: 1. Revenus complémentaires (Funded by Compte courant Quotidien) 2. Retraite sereine (Funded by Compte courant Sécurité) | ✅ Success · 0:18 The investment goals funded by a budget line are: Revenus complémentaires (Funded by Compte courant Quotidien) Retraite sereine (Funded by Compte courant Sécurité) |
| 98 | At the horizon of my goals, what would my net wealth be with the planned contributions, without them, and what is their effect? Correct answer: 1430040.6 · 1247274.42 · 182766.18 · EUR | ✅ Success · 0:08 At the horizon of your goals (January 2041, or 172 months): - With planned contributions: 1 430 040,60 EUR - Without planned contributions: 1 247 274,42 EUR - Effect of contributions: + 182 766,18 EUR | ✅ Success · 0:19 At the horizon of your goals (January 2041), your projected net wealth would be: With planned contributions: 1 430 040,60 € Without planned contributions: 1 247 274,42 € The effect of your planned contributions is an increase in net wealth of 182 766,18 €. |
| 99 | Project my wealth through to the last goal, disabling all planned goal contributions. Correct answer: 1247274.42 · EUR · 0 | ❌ Failure · 0:11 Would you like performance expressed as a rate of return or as an absolute monetary gain? | ✅ Success · 0:17 Your projected wealth through to the last goal (on 1 January 2041), without planned contributions, is 1 247 274,42 €. |
| 100 | Which goals concern families, holding containers or assets that already represent the largest share of my wealth? Correct answer: Retraite sereine · 89000 · EUR | ❌ Failure · 0:10 The goals concerning the asset families that already represent the largest share of your wealth are: - Retraite sereine (85,97 % of wealth, through the Real estate family) - Revenus complémentaires (6,10 %, through Shares and funds) - Projet en pause (4,30 %, through Savings accounts) These three goals cover your entire current allocation, dominated by Real estate (1 255 000 €), followed by Shares and funds (89 000 €), Savings accounts (62 800 €), SCPI (30 000 €), Cryptocurrencies (15 000 €) and Precious metals (7 999,20 €). | ❌ Failure · 0:32 The goals concerning the families, holding containers or assets representing the largest share of your wealth are “Retraite sereine” (covering 2 items) and “Revenus complémentaires” (covering 1 item). |
| 101 | Summarize my current wealth situation in five points and identify the two matters that most deserve my attention. Correct answer: 1199799.2 · 1459799.2 · 260000 · 85.97 · EUR · % · 62800 | ✅ Success · 0:23 Here is a five-point summary of your current wealth situation: 1. Net wealth and debt: Your net wealth is 1 199 799,20 €, with gross wealth of 1 459 799,20 € and total debt of 260 000 € (debt ratio of 17,8 %). 2. Real estate concentration: Real estate represents 85,97 % of your gross wealth (1 255 000 €), of which 59,94 % is linked to the holding container "Immobilier familial". 3. Currency and holding concentration: 98,64 % of your wealth is in EUR and 87,55 % is held through an "Unassigned" structure (not linked). 4. Asset availability: You have 62 800 € immediately available (4,98 %) and 104 000 € that can be accessed quickly (8,26 %). 5. Passive income: You generate annual net passive income of 21 756 €. The two matters that most deserve your attention are: 1. Excessive real estate concentration: With 85,97 % of your wealth in real estate, your portfolio is highly exposed to risks specific to the property sector (local market, interest rates, rental vacancies). 2. Holding and currency concentration: 87,55 % of your assets are in an "Unassigned" structure and 98,64 % are in EUR, limiting your diversification and protection against currency or institution risks. | ✅ Success · 0:33 Here is a five-point summary of your current wealth situation: 1. Net wealth: Your net wealth amounts to 1 199 799,20 €, with a gross value of 1 459 799,20 € after deducting total debt of 260 000 €. 2. High real estate concentration: Your portfolio is highly concentrated in real estate, which represents 85,97 % of your assets (1 255 000 €). 3. Limited liquidity: Only 13,24 % of your wealth (166 800 €) is considered quickly accessible (available immediately or quickly). 4. Geographical and currency exposure: Your wealth is heavily exposed to France (73,78 %) and the euro (98,64 %), limiting geographical and currency diversification. 5. Debt management: Your debt ratio is low (17,81 %), but the burden on your monthly budget is considered critical (44 %). The two matters that most deserve your attention: Excessive real estate concentration (85,97 %): This heavy dependence on a single asset type increases your concentration risk. Diversification into other asset classes could better balance your risk profile. Critical euro currency exposure (98,64 %): With almost all your assets in EUR, you are vulnerable to economic fluctuations in the euro area. Considering diversification into other currencies (such as the dollar) could better protect your wealth against currency risk. |
| 102 | What are the three largest concentrations in my wealth today? Correct answer: 98.64 · 87.55 · 73.78 · % | ✅ Success · 0:08 Today, the three largest concentrations in your wealth are: 1. Currencies (EUR): 1 439 999,20 € (98,64 %) 2. Holding structures (Unassigned): 1 277 999,20 € (87,55 %) 3. Countries (FR): 1 077 000,00 € (73,78 %) Your wealth is highly concentrated (concentration score: 29/100). | ✅ Success · 1:13 Here are the three largest concentrations in your wealth: Currencies: EUR (1 439 999,20 EUR, or 98,64 %) Holding structures: Unassigned (1 277 999,20 EUR, or 87,55 %) * Countries: FR (1 077 000,00 EUR, or 73,78 %) |
| 103 | Which assets contribute most to my net value and which contribute most to my passive income? Correct answer: Maison des Cèdres · Villa Azur · Atelier Vert · Studio Lune · ETF Monde Durable | ✅ Success · 0:48 Assets contributing most to your net value (in descending order, all assets): Total portfolio: 1 459 799,20 € Assets contributing most to your passive income (in descending order): Total passive income: 21 756 € per year (1 813 € per month) Observation: The properties (Atelier Vert and Studio Lune) are both the most important for your net value and the main generators of passive income. | ✅ Success · 0:44 The assets contributing most to your net value are: 1. Maison des Cèdres: 455 000 € (31,17 %) 2. Villa Azur: 420 000 € (28,77 %) 3. Atelier Vert: 260 000 € (17,81 %) For your passive income, the main contributors are: 1. Atelier Vert: 10 800 € per year (49,64 % of passive income) 2. Studio Lune: 7 200 € per year (33,09 % of passive income) 3. ETF Monde Durable: 2 000 € per year (9,19 % of passive income) |
| 104 | Are the assets representing the largest part of my wealth also those that produce the most income? Correct answer: Maison des Cèdres · Villa Azur · Atelier Vert · no | ❌ Failure · 0:11 No, the assets representing the largest part of your wealth are not those producing the most income. Largest assets (by value): Real estate represents 85,97 % of your total wealth (1 255 000 EUR). Largest income generators: Real estate generates 82,74 % of total passive income (18 000 EUR). Although Real estate is both the largest asset and the largest income generator, the answer to your question is qualified by the composition of the rest of the portfolio: 1. Real estate (85,97 % of wealth) generates 82,74 % of income. It is therefore the largest in both respects. 2. Shares and funds (6,10 % of wealth) generate 9,61 % of income. 3. Savings accounts (4,30 % of wealth) generate 4,44 % of income. 4. SCPI (2,06 % of wealth) generates 3,22 % of income. Thus, the largest part of your wealth (Real estate) does produce the most income, but a significant share of income (approximately 17,26 %) comes from other assets (mainly Shares and funds, followed by Savings accounts and SCPI). | ✅ Success · 0:56 No, the assets representing the largest part of your wealth are not those producing the most income: Your largest assets are Maison des Cèdres (455 000 €) and Villa Azur (420 000 €), but they generate no passive income. The asset producing the most income is Atelier Vert, which generates 10 800 € per year. Although it is a major contributor, it represents only the third-largest part of your wealth, with a value of 260 000 €. |
| 105 | Which asset families have a large share of my wealth but a small share of my passive income? Correct answer: 85.97 · 82.74 · % | ✅ Success · 0:47 Real estate represents 85,97 % of your wealth (1 255 000 €) but contributes only 82,74 % of passive income (18 000 €), the only positive gap between wealth share and income contribution. The other asset families generate proportionately more income than their wealth share suggests. | ✅ Success · 1:34 No asset family exactly meets this criterion. The only family with a large share of your wealth is Real estate, but it also represents a large share of your passive income: Real estate: 85,97 % of your wealth and 82,74 % of your passive income. The other asset families have small shares in both categories: Shares and funds: 6,10 % of wealth and 9,61 % of passive income. Savings accounts: 4,30 % of wealth and 4,44 % of passive income. SCPI: 2,06 % of wealth and 3,22 % of passive income. |
| 106 | Compare the structure of my gross wealth with my wealth after accounting for liabilities. Correct answer: 1459799.2 · 260000 · 1199799.2 · EUR | ✅ Success · 0:12 ### Comparison of wealth structure Gross wealth (Assets) Total: 1 459 799,20 € Breakdown by asset family: Real estate: 1 255 000,00 € (85,97 %) Shares and funds: 89 000,00 € (6,10 %) Savings accounts: 62 800,00 € (4,30 %) SCPI: 30 000,00 € (2,06 %) Cryptocurrencies: 15 000,00 € (1,03 %) Precious metals: 7 999,20 € (0,55 %) Net wealth (Assets - Liabilities) Total: 1 199 799,20 € Liabilities (Debt): 260 000,00 € Structure analysis Gross wealth is dominated by real estate assets (85,97 %). Once liabilities of 260 000 € are deducted, net wealth stands at 1 199 799,20 €. Debt represents approximately 17,8 % of gross wealth. | ✅ Success · 0:36 Here is a comparison of the structure of your gross wealth and net wealth (after deducting liabilities): ### Gross wealth (Total assets: 1 459 799,20 €) Your gross wealth is heavily concentrated in real estate: Real estate: 1 255 000,00 € (85,97 %) Shares and funds: 89 000,00 € (6,10 %) Savings accounts: 62 800,00 € (4,30 %) SCPI: 30 000,00 € (2,06 %) Cryptocurrencies: 15 000,00 € (1,03 %) Precious metals: 7 999,20 € (0,55 %) ### Net wealth (Total after liabilities: 1 199 799,20 €) After accounting for your total debt of 260 000,00 €, the structure of your net wealth changes significantly: 1. Reduction in the real estate share: Although real estate remains your main asset, its relative share decreases because debt is mainly linked to this sector. 2. Debt impact: Your debt represents approximately 17,8 % of your gross wealth. 3. Remaining concentration: Your net wealth still consists mainly of real estate assets, but the available net value is 260 000,00 € lower than the gross value. |
| 107 | Which owner's wealth structure differs most from the overall distribution? Correct answer: Alice Martin | ❌ Failure · 0:05 | ✅ Success · 0:19 Alice Martin has the wealth structure that differs most from the overall distribution, with a gap of 7,77 percentage points. This difference is mainly due to her allocation to the Shares and funds family (securities), which represents 13,87 % of her wealth compared with 6,10 % overall. |
| 108 | Which holding containers or institutions concentrate several of my largest assets? Correct answer: Immobilier familial · 875000 · Compte Titres Atlas · 89000 · EUR | ✅ Success · 0:20 The holding containers concentrating several of your largest assets are: 1. Immobilier familial (support-real-estate): 875 000 EUR - Maison des Cèdres: 455 000 EUR - Villa Azur: 420 000 EUR 2. Compte Titres Atlas (support-securities): 89 000 EUR - Actions Tech USA: 9 000 EUR - ETF Monde Durable: 80 000 EUR These two holding containers each group two significant assets. | ✅ Success · 0:41 Your largest assets are concentrated in the following holding containers and institutions: Holding containers: Immobilier familial: 875 000 € (59,94 %) Compte Titres Atlas: 89 000 € (6,10 %) Livret Sécurité: 50 000 € (3,43 %) Holding structures (Institutions): Courtage Atlas: 89 000 € (6,10 %) * Banque Horizon: 82 000 € (5,62 %) |
| 109 | Is there an asset whose importance in my wealth is disproportionate compared with the others? Correct answer: Maison des Cèdres · 455000 · 31.17 · EUR · % | ✅ Success · 0:27 The current evidence is sufficient to answer the question. Maison des Cèdres is the largest asset, with 31,17% of the wealth (455 000 EUR), more than a third. Concentration is also high in real estate, where the three largest properties alone represent 77,75% of the total. | ✅ Success · 0:50 Yes, your wealth is heavily concentrated in a few real estate assets that are disproportionate compared with the other positions: Maison des Cèdres: 455 000 € (31,17 %) Villa Azur: 420 000 € (28,77 %) * Atelier Vert: 260 000 € (17,81 %) These three assets alone represent 77,75 % of your total wealth. In comparison, your other assets are much smaller; for example, ETF Monde Durable represents only 5,48 % and Bitcoin just 1,03 %. |
| 110 | If you had to point out just one striking characteristic of my current wealth, which would you choose? Correct answer: real estate · 85.97 · % | ✅ Success · 0:22 The most striking characteristic of your current wealth is its dominant concentration in real estate: Real estate represents 85,97 % of your gross wealth (1 255 000 EUR out of 1 459 799,2 EUR). This same asset family generates 82,74 % of your passive income (18 000 EUR/year out of 21 756 EUR/year), showing that your wealth is highly dependent on a single investment vehicle. | ✅ Success · 0:26 The most striking characteristic of your wealth is its high concentration in real estate. Indeed, Real estate alone represents 85,97 % of your gross wealth, a value of 1 255 000 €. This predominance is such that your overall concentration score is considered "highly concentrated" (score of 29/100), highlighting the major importance of this sector in your current strategy. |
| 111 | During which periods did my wealth increase and decrease the most? Correct answer: 65000 · -35000 · June · August · EUR | ✅ Success · 0:23 Over the year (from 1 September 2025 to 1 September 2026), your wealth increased by 198 000 EUR (+20,2 %), from 980 000 EUR to 1 178 000 EUR. Looking at the individual months in the available series: Period of greatest increase: Between 1 August 2026 (1 205 000 EUR) and 1 September 2026 (1 178 000 EUR), the value decreased. Is the largest observed monthly increase between 1 July 2026 (1 240 000 EUR) and 1 August 2026 (1 205 000 EUR)? No, that is a decrease. Let's check the changes: Sep 2025 -> Oct 2025: +30 000 Oct 2025 -> Nov 2025: -15 000 Nov 2025 -> Dec 2025: +50 000 Dec 2025 -> Jan 2026: +35 000 Jan 2026 -> Feb 2026: -20 000 Feb 2026 -> Mar 2026: +55 000 Mar 2026 -> Apr 2026: +30 000 Apr 2026 -> May 2026: -25 000 May 2026 -> Jun 2026: +65 000 Jun 2026 -> Jul 2026: +55 000 Jul 2026 -> Aug 2026: -35 000 Aug 2026 -> Sep 2026: -27 000 Greatest increase: Between 1 May 2026 (1 120 000 EUR) and 1 June 2026 (1 185 000 EUR), an increase of +65 000 EUR. Greatest decrease: Between 1 November 2025 (995 000 EUR) and 1 December 2025 (1 045 000 EUR)? No, that is an increase. Between 1 October 2025 (1 010 000 EUR) and 1 November 2025 (995 000 EUR), a decrease of -15 000 EUR. Between 1 January 2026 (1 080 000 EUR) and 1 February 2026 (1 060 000 EUR), a decrease of -20 000 EUR. Between 1 April 2026 (1 145 000 EUR) and 1 May 2026 (1 120 000 EUR), a decrease of -25 000 EUR. Between 1 July 2026 (1 240 000 EUR) and 1 August 2026 (1 205 000 EUR), a decrease of -35 000 EUR. Between 1 August 2026 (1 205 000 EUR) and 1 September 2026 (1 178 000 EUR), a decrease of -27 000 EUR. Greatest decrease: Between 1 July 2026 (1 240 000 EUR) and 1 August 2026 (1 205 000 EUR), a decrease of -35 000 EUR. Summary: Greatest increase: Between 1 May 2026 and 1 June 2026 (+65 000 EUR). * Greatest decrease: Between 1 July 2026 and 1 August 2026 (-35 000 EUR). | ✅ Success · 0:39 Here are the periods when your wealth experienced the largest changes: In 2026: Largest increase: 1 June 2026, with an increase of 65 000 € (+5,80 %). Largest decrease: 1 August 2026, with a decrease of 35 000 € (-2,82 %). In 2025: Largest increase: 1 December 2025, with an increase of 50 000 € (+5,03 %). Largest decrease: 1 November 2025, with a decrease of 15 000 € (-1,49 %). |
| 112 | Does my recent wealth evolution differ from what was observed over the past twelve months? Correct answer: -7000 · 198000 · EUR | ❌ Failure · 0:26 Yes, your recent wealth evolution differs from what was observed over the past twelve months. Over the past twelve months (1 September 2025 – 1 June 2026): - Your wealth rose from 980 000 EUR to 1 185 000 EUR - Change: +205 000 EUR (+20,92%) Since the past twelve months (1 June 2026 – 24 September 2026): - Your wealth rose from 1 185 000 EUR to 1 199 799,20 EUR - Change: +14 799,20 EUR (+1,25%) Recent growth (approximately 3 months) is therefore significantly lower than that observed over the previous year. | ❌ Failure · 0:41 Yes, your recent wealth evolution differs from what was observed over the past twelve months: Over the past twelve months (October 2025 to September 2026): Your wealth grew by 16,63 %, an increase of 168 000 €. Recently (since the July 2026 peak): Your wealth decreased by 3,24 %, a reduction of 40 200,80 €. |
| 113 | How far is my net wealth currently from its all-time high? Correct answer: 40200.8 · 3.24 · EUR · % | ✅ Success · 0:18 Your current net wealth is 1 199 799,20 €. Your all-time net wealth high was reached on 1 July 2026, with a value of 1 240 000 €. Your net wealth is currently 40 200,80 € away from its all-time high (approximately 3,24 % below the record). | ✅ Success · 0:14 Your current net wealth is 40 200,80 EUR below its all-time high (reached on 01/07/2026), a decrease of 3,24 %. |
| 114 | How much time has passed since my last net wealth record? Correct answer: July 2026 | ✅ Success · 0:10 Since your last net wealth record (dated 1 July 2026), 85 days have passed. | ✅ Success · 0:12 85 days have passed since your last net wealth record (recorded on 01/07/2026). |
| 115 | Is my current passive income closer to or further from its record than my net wealth is from its own? Correct answer: 1813 · 3600 · 3.24 · % · income | ✅ Success · 0:26 The current evidence is sufficient to answer your question. Answer: Your current passive income is further from its record than your net wealth is from its own. Comparison of gaps: Your passive income is therefore approximately 15 times further from its record (49,64 %) than your net wealth (3,24 %). | ✅ Success · 0:21 Your current passive income is further from its record than your net wealth is from its own: Passive income: It is currently 1 813 € per month, a decrease of 49,64 % from its record of 3 600 € (reached on 01/06/2026). Net wealth: It is currently 1 199 799,20 €, a decrease of only 3,24 % from its record of 1 240 000 € (reached on 01/07/2026). |
| 116 | Which renamed or deleted assets remain identifiable in the wealth journal? Correct answer: ETF Monde Durable · Ancien Livret · deleted | ✅ Success · 0:11 The renamed or deleted assets identifiable in the wealth journal are: ### Renamed asset: - ID: security-world- Former name: "ETF Monde Initial" - New name: "ETF Monde Durable" - Change date: 2026-08-01 ### Deleted asset: - ID: former-savings- Name: "Ancien Livret" - Deletion date: 2026-09-24 | ❌ Failure · 0:16 |
| 117 | What precious metal price changes have been recorded since 2026-07-01? Correct answer: EUR · 70 · 80 · 82 · gold | ✅ Success · 0:09 Since 2026-07-01, the following precious metal price changes have been recorded: 1. Gold (EUR) - on 2026-08-01: price per gram changed from 70 EUR to 80 EUR 2. Gold (EUR) - on 2026-09-24: price per gram changed from 80 EUR to 82 EUR | ❌ Failure · 0:19 |
| 118 | For the associated liability Crédit Maison des Cèdres, show the outstanding principal and unallocated debt recorded since 2026-07-01. Correct answer: Crédit Maison des Cèdres · 200000 · 190000 · 180000 · EUR · unavailable | ❌ Failure · 0:10 For the liability Crédit Maison des Cèdres: Outstanding principal: 200 000 EUR Unallocated debt: 0 EUR (no unallocated debt is recorded for this loan). | ❌ Failure · 1:07 For the liability Crédit Maison des Cèdres, here is the information recorded since 2026-07-01: Outstanding principal: 2026-08-01: 190 000 EUR 2026-09-24: 180 000 EUR Unallocated debt: 0 EUR (this liability is associated with the holding container “support-real-estate” and the asset “asset-r7q9”). |
| 119 | What calculated value differences have been recorded for my assets since 2026-07-01? Correct answer: ETF Monde Durable · 10000 · 5000 · EUR | ✅ Success · 0:39 Since 2026-07-01, the calculated value differences recorded for your assets are: 2026-08-01: - Maison des Cèdres: +10 000 EUR - Lingot d'or: +999,90 EUR - Réserve Dollar: +1 200 EUR - Actions Tech USA: +1 000 EUR - ETF Monde Initial (now "ETF Monde Durable"): +10 000 EUR 2026-09-24: - Maison des Cèdres: +10 000 EUR - Lingot d'or: +199,98 EUR - Réserve Dollar: +240 EUR - Actions Tech USA: +200 EUR - ETF Monde Durable: +5 000 EUR Summary of calculated value differences: - Maison des Cèdres: +20 000 EUR (total) - Lingot d'or: +1 199,88 EUR (total) - Réserve Dollar: +1 440 EUR (total) - Actions Tech USA: +1 200 EUR (total) - ETF Monde: +15 000 EUR (total) The 10 assets created on 2026-07-01 have no difference (initial value). | ✅ Success · 0:56 Here are the calculated value differences recorded for your assets since 2026-07-01: On 2026-08-01: Maison des Cèdres (Real estate): +10 000 € Lingot d'or (Precious metals): +999,90 € Réserve Dollar (Savings accounts): +1 200 € (net value) and +24 € (annual passive income) Actions Tech USA (Shares and funds): +1 000 € (net value) and +10 € (annual passive income) ETF Monde Durable (Shares and funds): +10 000 € (net value) and +250 € (annual passive income) On 2026-09-24: Maison des Cèdres (Real estate): +10 000 € Lingot d'or (Precious metals): +199,98 € Réserve Dollar (Savings accounts): +240 € (net value) and +4,80 € (annual passive income) Actions Tech USA (Shares and funds): +200 € (net value) and +2 € (annual passive income) ETF Monde Durable (Shares and funds): +5 000 € (net value) and +125 € (annual passive income) |
| 120 | Explain the recorded changes in ETF Monde Durable since 2026-07-01 without attributing a cause that the journal does not prove. Correct answer: ETF Monde Durable · currentValue · 10000 · 5000 · EUR · does not prove | ❌ Failure · 0:15 Since 2026-07-01, ETF Monde Durable has recorded the following changes: 1. 2026-08-01: - The asset name changed from "ETF Monde Initial" to "ETF Monde Durable". - The current value changed from 700 EUR to 800 EUR. 2. 2026-09-24: - The current value changed from 800 EUR to 850 EUR. No cause is attributed to these changes, because the journal does not prove it. | ❌ Failure · 0:26 Since 1 July 2026, ETF Monde Durable has recorded the following changes: 1 August 2026: The unit value changed from 700 EUR to 800 EUR. On that date, the asset name also changed from “ETF Monde Initial” to “ETF Monde Durable”. 24 September 2026: The unit value changed from 800 EUR to 850 EUR. |
| 121 | Do you find anything unusual or inconsistent in my wealth portfolio? Correct answer: 85.97 · 87.55 · % | ❌ Failure · 0:29 Yes, there are several unusual or inconsistent features in your wealth portfolio: 1. Critical concentration in family real estate: 60 % of your wealth (875 000 €) is concentrated in a single holding container named "Immobilier familial". This container groups 4 properties (Maison des Cèdres, Villa Azur, Atelier Vert, Studio Lune) but is not linked to a specific holding structure (it is classified as "Unassigned"). This means these assets are probably held directly or through unidentified accounts, which is unusual for wealth of this size. 2. Unidentified deposit: 87,5 % of your wealth (1 277 999,20 €) is classified as "Unassigned" (not assigned to a bank or deposit structure). This includes all family real estate and other assets. This is very unusual because most financial assets are clearly linked to a bank or broker. 3. Shortfall against the goal: Your current net wealth (1 199 799,20 €) is 199 799,20 € below your wealth goal (1 000 000 €), but your highest recorded wealth was 1 240 000 € on 1 July 2026. You have therefore lost 40 200,80 € (3,24 %) since that peak. 4. Concentrated debt: Your total debt of 260 000 € is concentrated in two mortgages ("Crédit Maison des Cèdres" and "Synthetic Loan"), representing 17,8 % of your gross wealth. Although the debt ratio is low (17,8 %), concentration in two loans is unusual. 5. Passive income: Your annual net passive income is 21 756 €, approximately 1 813 € per month. However, your monthly passive income goal is 0 €, suggesting you are not seeking to generate passive income, which is unusual for wealth of this size. 6. Unidentified assets: There are 12 assets in total, but only 10 are listed in the groupings. The two missing assets are unidentified, which is unusual. In summary, your wealth is highly concentrated in family real estate, with a large share of assets unidentified or not linked to a specific deposit structure. This could indicate non-professional management or directly held assets. | ✅ Success · 0:44 Several features of your wealth could be considered unusual or require particular attention: ### 1. Extreme asset concentration Your wealth is highly concentrated (score of 29/100): Real estate: 85,97 % of your total wealth (1 255 000 €) is invested in real estate. Unassigned custodian: A very large share of your assets (87,55 %, or 1 277 999,20 €) is not linked to any specific holding structure in your data. Single currency: 98,64 % of your holdings are in EUR, limiting diversification against currency risk. ### 2. Passive income inconsistency There is a significant gap between your current passive income and your goals or past records: Large decrease: Your current monthly passive income is 1 813 €, compared with 3 600 € in your last statement (a decrease of 49,64 %). Real estate dependence: 82,74 % of your passive income comes from real estate. ### 3. Debt analysis Although your overall debt ratio is considered "low" (17,81 %), two points are critical: Budget burden: Your monthly repayment burden (2 200 €) represents 44 % of your monthly income budget (5 000 €), considered a critical risk. * Debt concentration: Debt is heavily concentrated in certain assets, which could weaken your situation if those specific assets fell in value. ### 4. Availability of funds A large majority of your wealth (83,74 %) is classified as "very poorly available" (level 5), meaning you cannot access these funds quickly in an emergency. Only 13,24 % of your wealth is considered "easily available" (levels 1 and 2). |
| 122 | Are there major assets generating no income while other comparable assets do generate income? Correct answer: Maison des Cèdres · Villa Azur · Atelier Vert · Studio Lune | ✅ Success · 0:19 YES, there are major assets generating no income while other comparable assets do generate income. Real estate assets without income (non-income-producing): - Maison des Cèdres: 455 000 € (31,2% of the portfolio) → 0 € annual income - Villa Azur: 420 000 € (28,8% of the portfolio) → 0 € annual income Income-producing real estate assets: - Atelier Vert: 260 000 € (17,8% of the portfolio) → 10 800 € annual income - Studio Lune: 120 000 € (8,2% of the portfolio) → 7 200 € annual income Comparison: The two main houses (Maison des Cèdres and Villa Azur) represent 875 000 € (59,9% of the total portfolio) and generate no income, while the two rental properties (Atelier Vert and Studio Lune) represent 380 000 € (26,0% of the portfolio) and generate 18 000 € in annual income. This shows a significant difference: approximately 60% of portfolio value consists of non-income-producing real estate assets, while only 26% consists of income-producing real estate assets. | ✅ Success · 1:08 Yes, there are major assets generating no income while other comparable assets do generate income: Maison des Cèdres (455 000 €) and Villa Azur (420 000 €) are your two largest assets. They belong to the Real estate family but generate no annual income. By comparison, other assets in the same family generate income: Atelier Vert (260 000 €) produces 10 800 € per year and Studio Lune (120 000 €) produces 7 200 € per year. |
| 123 | Are there assets associated with an owner but no holding container or institution, although their family normally uses one? Correct answer: none | ❌ Failure · 0:11 Yes, there are assets associated with an owner but no holding container (or institution), although their family normally uses one. Here are the assets concerned: Bitcoin (Family: Cryptocurrencies) Lingot d'or (Family: Precious metals) Atelier Vert (Family: Real estate) Studio Lune (Family: Real estate) These assets have no associated holding container or institution, unlike other assets in the same family (for example, Real estate assets such as "Maison des Cèdres" or "Villa Azur" have the holding container "Immobilier familial"). | ✅ Success · 0:28 Yes, there are several assets associated with an owner but linked to neither a holding container nor an institution, although their asset family normally uses these structures: Cryptocurrencies: Bitcoin (Family: Cryptocurrencies) has no associated holding container or institution. Precious metals: Lingot d'or (Family: Precious metals) has no associated holding container or institution. Real estate: Atelier Vert and Studio Lune (Family: Real estate) are linked to no holding container or institution, unlike other real estate assets in the portfolio (such as Maison des Cèdres or Villa Azur*) grouped under the holding container "Immobilier familial". |
| 124 | Do some holding containers contain very few assets while representing a large value? Correct answer: Immobilier familial · 2 · 875000 · Compte Titres Atlas · 2 · 89000 · EUR | ❌ Failure · 0:31 No, no named holding container meets this criterion. Here are the facts: The "unassigned" holding container (unnamed) contains 402 999,20 € (27,61 %) but is not a named container. All named containers contain between 1 and 2 assets, and their values range from 0,14 % to 59,94 % of the portfolio. | ❌ Failure · 0:33 Yes, some holding containers contain a single asset while representing significant values: Livret Sécurité: 1 asset worth 50 000 EUR. Pierre Europe: 1 asset worth 30 000 EUR. * Compte Dollar Liberty: 1 asset worth 10 800 USD. |
| 125 | Do some institutions represent an abnormally large share of my wealth? Correct answer: 87.55 · % · none | ✅ Success · 0:10 Yes, some institutions represent an abnormally large share of your wealth. Here is the breakdown by institution (holding structures): 1. Unassigned: 1 277 999,20 € (87,55 %) 2. Courtage Atlas: 89 000,00 € (6,10 %) 3. Banque Horizon: 82 000,00 € (5,62 %) 4. Banque Liberty: 10 800,00 € (0,74 %) The "Unassigned" amount (87,55 %) corresponds to assets not linked to a specific institution, which is normal for assets outside holding structures. However, Courtage Atlas (6,10 %) and Banque Horizon (5,62 %) each represent more than 5 % of your wealth, which could be considered significant concentration for deposit institutions. | ✅ Success · 0:19 The institution Courtage Atlas represents 6,10 % of your wealth (89 000 € out of a total of 1 459 799,20 €). The vast majority of your assets (87,55 %, or 1 277 999,20 €) is not linked to any specific institution. No institution therefore represents an abnormally large share of your wealth. |
| 126 | Is there a real estate asset associated with an unusually high liability relative to its value? Correct answer: Maison des Cèdres · 455000 · 200000 · 43.96 · % · no | ✅ Success · 0:41 No, no real estate asset is associated with an unusually high liability relative to its value. Across the whole portfolio, there are 4 real estate assets (totalling 1 255 000 EUR) and just 1 mortgage: The only financed asset (Maison des Cèdres) has a financing ratio of 43,96%, which is a normal level. The other three real estate assets are not financed by loans. | ✅ Success · 0:23 No, there is no real estate asset associated with an unusually high liability relative to its value. The real estate asset concerned is Maison des Cèdres, worth 455 000 €. The associated liability, Crédit Maison des Cèdres, has outstanding principal of 200 000 €, representing a financing ratio of 43,96 %. |
| 127 | Do some investment goals target already highly concentrated parts of my wealth? Correct answer: Retraite sereine · Revenus complémentaires · 85.97 · % · no | ✅ Success · 0:11 No, no active investment goal targets the Real estate asset family (real_estate), which alone accounts for 85,97 % of the wealth. The active goals are: Retraite sereine: Targets the Shares and funds family (securities), representing 6,10 % of the wealth. Revenus complémentaires: Targets the SCPI family, representing 2,06 % of the wealth. The paused project targets Cryptocurrencies (1,03 %) but is not active. | ❌ Failure · 0:28 Yes, some investment goals target highly concentrated parts of the wealth: The goal "Retraite sereine" targets the Shares and funds asset family, representing 6,10 % of total wealth. The goal "Revenus complémentaires" targets the SCPI asset family, representing 2,06 % of total wealth. By comparison, the wealth is currently highly concentrated (score of 29/100), with major concentration in the Real estate asset family, representing 85,97 % of total wealth (1 255 000 €). |
| 128 | Are there active goals that no longer seem to affect my planned investments? Correct answer: Retraite sereine · Revenus complémentaires · none | ❌ Failure · 0:07 Yes, the goal "Projet en pause" (id: goal-paused) is in the paused state and no longer seems to affect your planned investments.The other two goals, "Revenus complémentaires" and "Retraite sereine", are in the active state and linked to their respective budget accounts (budget-daily and budget-security). | ✅ Success · 0:44 No, all your active goals are currently linked to budget accounts, meaning that they affect your planned investments: Revenus complémentaires (active) is linked to the account Compte courant Quotidien. Retraite sereine (active) is linked to the account Compte courant Sécurité. |
| 129 | Are there budget lines linked to assets, liabilities or goals that deserve particular checking? Correct answer: Retraite sereine · Revenus complémentaires · 750 · 300 · EUR | ❌ Failure · 0:22 Yes, two budget lines deserve particular checking: 1. Compte courant Quotidien (budget-daily): - Required minimum: 3 000 EUR - Current balance: 2 000 EUR - Difference: -1 000 EUR (below the minimum) - Linked to the goal "Revenus complémentaires" 2. Compte courant Sécurité (budget-security): - Required minimum: 5 000 EUR - Current balance: 50 000 EUR - Difference: +45 000 EUR (above the minimum) - Linked to the goal "Retraite sereine" The first account requires immediate attention to cover the shortfall of 1 000 EUR. | ✅ Success · 0:40 Here are the budget lines with points requiring particular attention because of their links to assets, liabilities or goals: ### Links to investment goals Two budget lines are directly linked to active investment goals: Revenus complémentaires (300 €/month): Linked to the goal Revenus complémentaires. Retraite sereine (750 €/month): Linked to the goal Retraite sereine. ### Links to assets and liabilities Although budget lines are not directly linked to specific assets or liabilities in the relationship data, the budget accounts themselves are linked to holding containers: The budget Compte courant Quotidien is linked to the holding container Compte Quotidien. The budget Compte courant Sécurité is linked to the holding container Livret Sécurité. ### Additional observations Charges logement (1 400 €/month): This line is marked as having a completed occurrence on 01/09/2026. Goals without a budget: The goal Projet en pause has no associated budget line. |
| 130 | What important data seems to be missing for correctly analysing certain parts of my wealth? Correct answer: Synthetic Loan · Crédit Maison des Cèdres · date | ❌ Failure · 0:15 No portfolio data is available in the current context to identify specific gaps. Without access to your wealth information (securities, accounts, real estate, debts, etc.), I cannot determine what data is missing for a complete analysis. To analyse your wealth correctly, the following would be needed: - Asset positions (shares, bonds, ETFs, crypto, precious metals) - Cash and savings accounts - Properties (if any) - Debts and loans - Holding structures and insurance None of this data is currently accessible to assess the gaps. | ❌ Failure · 0:28 To carry out a complete and accurate analysis of your wealth, the following data is currently missing or incomplete: 1. Details of real estate assets: Estimated values: Your properties' current market values are missing. Property type: Specify whether each is a main residence, second home or rental property. Property details: The specific type (apartment, house, land, etc.) is not recorded for each property. 2. Liabilities and debts: Loans: No information is available about your mortgages or personal loans (outstanding amount, interest rate, remaining term). 3. Details of financial investments: Market values: For some assets, the current value is not specified. Detailed breakdown: Details of the composition of your "Shares and funds" (ETFs, individual shares, fund types) would allow better diversification analysis. 4. Management information: Acquisition dates: Missing purchase dates prevent calculation of historical performance or tracking of holding periods. Acquisition costs: Initial purchase prices are not recorded, although they are needed to calculate unrealized gains or losses. |
| 131 | At the horizon of my goals, what wealth do you obtain if you ignore the appreciation and yields configured in the goals? Correct answer: 1351599.2 · EUR | ❌ Failure · 0:08 At the horizon of your goals, ignoring the appreciation and yields configured in the goals, projected wealth is 1 199 799,20 EUR. | ✅ Success · 0:17 At the horizon of your goals, if the configured appreciation and yields are ignored, your projected wealth is 1 351 599,20 € (including your planned contributions). |
| 132 | Project my wealth over exactly five years and compare the result with and without planned goal contributions. Correct answer: 1281355.8 · 1214584.47 · 66771.32 · EUR | ✅ Success · 0:09 Wealth projection over 5 years (as of 1 September 2031) Planned monthly goal contributions generate a difference of 66 771,32 € after 5 years. | ✅ Success · 0:19 In five years (as of 1 September 2031), your projected wealth will be: With planned contributions: 1 281 355,80 € Without planned contributions: 1 214 584,47 € The difference made by your scheduled goal contributions is 66 771,32 €. |
| 133 | Project my wealth through to the last goal, considering only target value goals. Correct answer: 1388562.21 · 1235373.11 · EUR | ✅ Success · 0:10 Here is your wealth projection through to the last goal, considering only target value goals: Projection horizon: 172 months (through to January 2041) Projected final wealth: - With planned contributions: 1 388 562,21 EUR - Without planned contributions: 1 235 373,11 EUR - Difference due to contributions: 153 189,10 EUR Summary of projected items: - Included goals: 1 - Excluded goals: 2 - Projected assets: 0 - Excluded assets: 5 - Projected debts: 0 - Excluded debts: 2 | ✅ Success · 0:18 At the horizon of the last target value goal (1 January 2041), your projected wealth is 1 388 562,21 € with your planned monthly contributions, compared with 1 235 373,11 € without them. |
| 134 | In the overall projection, which goals are included or excluded, and why? Correct answer: Retraite sereine · Revenus complémentaires · Projet en pause · paused | ✅ Success · 0:15 In the overall projection: Goals taken into account (included): 1. Revenus complémentaires (Type: passive income) 2. Retraite sereine (Type: value) Excluded goal: 1. Projet en pause (Type: value) - Reason for exclusion: The goal is marked as "paused" (paused). In summary, 2 goals are included and 1 goal is excluded in this projection. | ✅ Success · 0:17 In the overall projection, the following goals are included or excluded: Included goals: Revenus complémentaires: Included. Retraite sereine: Included. Excluded goals: * Projet en pause: Excluded because it is currently paused. |
| 135 | In the goal projection, which assets are projected and which remain stable? Give the current and final values of ETF Monde Durable and Maison des Cèdres. Correct answer: ETF Monde Durable · 80000 · 249674.62 · Maison des Cèdres · 455000 · EUR · projected · stable | ✅ Success · 0:18 In the goal projection: Projected assets (3 assets): - SCPI Europe Responsable: 30 000 → 71 478,39 - Actions Tech USA: 9 000 → 28 088,39 - ETF Monde Durable: 80 000 → 249 674,62 Stable assets (9 assets): - Maison des Cèdres: 455 000 → 455 000 - Atelier Vert: 260 000 → 260 000 - Bitcoin: 15 000 → 15 000 - Lingot d'or: 7 999,20 → 7 999,20 - Compte courant Quotidien: 2 000 → 2 000 - Compte courant Sécurité: 50 000 → 50 000 - Réserve Dollar: 10 800 → 10 800 - Studio Lune: 120 000 → 120 000 - Villa Azur: 420 000 → 420 000 Requested values: - ETF Monde Durable: Current value 80 000, final value 249 674,62 - Maison des Cèdres: Current value 455 000, final value 455 000 (stable) | ✅ Success · 1:06 In the goal projection, the following assets are projected: SCPI Europe Responsable Actions Tech USA ETF Monde Durable The following assets remain stable: Maison des Cèdres Atelier Vert Bitcoin Lingot d'or Compte courant Quotidien Compte courant Sécurité Réserve Dollar Studio Lune Villa Azur Here are the values for the requested assets: ETF Monde Durable: Current value of 80 000 € and final value of 249 674,62 €. Maison des Cèdres: Current value of 455 000 € and final value of 455 000 €. |
| 136 | Over five years, if liability repayments are projected, what are the current and final values of my two liabilities? Correct answer: Crédit Maison des Cèdres · 200000 · 0 · Synthetic Loan · 60000 · 0 · EUR | ❌ Failure · 0:09 Based on the available data, only one liability is identified: Crédit Maison des Cèdres. Current liability value (as of 24/09/2026): 200 000 EUR. Projected final value (over 5 years): 0 EUR (the liability is fully repaid at the end of its 240-month term, in September 2030). No other liability is listed in the portfolio. | ✅ Success · 0:18 Here are the current values and projected final values over five years for your two liabilities: Synthetic Loan: 60 000 EUR (current) $rightarrow$ 0 EUR (final) Crédit Maison des Cèdres: 200 000 EUR (current) $rightarrow$ 0 EUR (final) |
| 137 | Does the overall projection detect incompatible goal assumptions for the same asset? Correct answer: ETF Monde Durable · Croissance prudente · Croissance dynamique · conflict | ✅ Success · 0:09 Yes, the overall projection detects incompatible goal assumptions for the same asset. The conflicts collection indicates 1 conflicting asset:- Asset: security-world ("ETF Monde Durable", family securities)- Incompatible goals: - goal-dynamic ("Croissance dynamique")- goal-prudent ("Croissance prudente") | ✅ Success · 0:18 Yes, the overall projection detects conflicting assumptions for the same asset. It currently identifies a conflict for ETF Monde Durable (Shares and funds), which is simultaneously associated with the goals Croissance dynamique and Croissance prudente. |
| 138 | Over five years, where does my allocation goal Actions à 10 % stand, and does the projection expect it to be reached? Correct answer: Actions à 10 % · 6.1 · 10 · 3.9 · % · not reached | ❌ Failure · 0:19 | ✅ Success · 0:53 Your allocation goal “Actions à 10 %” is currently on track. Here are the details of your progress: Current progress: 60,97 % (current allocation of 6,10 % against a goal of 10 %). Projection: The goal is expected to be reached on 1 January 2032. Over a five-year horizon (through to September 2031), you will be very close to your goal, which is estimated to be completed at the beginning of the sixth year. |
| 139 | For the goal Retraite sereine alone, what are its current progress and required monthly contribution? Correct answer: Retraite sereine · 29.67 · 858.88 · EUR · % | ❌ Failure · 0:18 For the goal Retraite sereine: Current progress: 89 000 EUR (29,67 % of the goal of 300 000 EUR). Required monthly contribution: 750 EUR (planned contribution). | ✅ Success · 0:22 For the goal Retraite sereine, current progress is 29,67 % and the required monthly contribution is 858,88 EUR. |
| 140 | List all assets in the overall projection with their projected or stable state and their final value difference. Correct answer: Maison des Cèdres · Atelier Vert · Bitcoin · Lingot d'or · Compte courant Quotidien · Compte courant Sécurité · Réserve Dollar · SCPI Europe Responsable · Actions Tech USA · ETF Monde Durable · Studio Lune · Villa Azur | ❌ Failure · 0:25 | ✅ Success · 0:23 Here is the list of assets in the overall projection: |
| 141 | Are the recurring investments planned in my budget consistent with my active investment goals? Correct answer: Retraite sereine · 750 · Revenus complémentaires · 300 · EUR | ❌ Failure · 0:08 No, the recurring investments planned in your budget are not consistent with your active investment goals. Here are the details: - Active goal "Revenus complémentaires" (300 EUR/month): Linked to the SCPI asset family in the budget. - Active goal "Retraite sereine" (750 EUR/month): Linked to the Shares and funds asset family in the budget. - Paused goal "Projet en pause" (100 EUR/month): Linked to the Cryptocurrencies asset family, but it is paused. The recurring investments planned in the budget are therefore consistent with the active goals, because each active goal has an associated budget account with the planned amount. | ✅ Success · 0:29 Yes, the recurring investments planned in your budget are fully consistent with your active investment goals. Here is the detailed correspondence: Goal "Revenus complémentaires": You have planned a recurring investment of 300 € per month through the account "Compte courant Quotidien". Goal "Retraite sereine": You have planned a recurring investment of 750 € per month through the account "Compte courant Sécurité". Both goals are currently marked as active in your portfolio. |
| 142 | Which goals are currently funded by budget lines and which are not? Correct answer: Retraite sereine · Revenus complémentaires · Projet en pause | ✅ Success · 0:07 Goals funded by budget lines: Revenus complémentaires (300 EUR/month) – Funded by Compte courant Quotidien. Retraite sereine (750 EUR/month) – Funded by Compte courant Sécurité. Goals not funded by budget lines: * Projet en pause (100 EUR/month) – No budget line funds it. | ✅ Success · 0:27 The goals currently funded by budget lines are: Revenus complémentaires (Linked to the account Compte courant Quotidien) Retraite sereine (Linked to the account Compte courant Sécurité) The following goal is not funded by a budget line: * Projet en pause |
| 143 | Does a budgeted account risk falling below its minimum balance because of the currently planned investments? Correct answer: Compte courant Quotidien · 3000 · 300 · EUR | ✅ Success · 0:12 Yes, Compte courant Quotidien risks falling below its minimum balance. - Required minimum balance: 3 000 EUR - Projected balance: 1 950 EUR - Shortfall below the minimum: 1 050 EUR The account "Compte courant Sécurité" will not be affected (projected balance of 52 650 EUR, minimum of 5 000 EUR). | ✅ Success · 0:27 Yes, the account Compte courant Quotidien risks falling below its minimum balance. For September 2026, the projection is: Projected balance: 1 950 EUR Minimum balance: 3 000 EUR * Shortfall: 1 050 EUR This account is currently marked as below its minimum balance ( belowMinimum: true). |
| 144 | Without changing my data, if I temporarily pause the goal Retraite sereine, what would happen to its associated budget projections? Correct answer: Retraite sereine · 750 · 3050 · 1950 · EUR | ❌ Failure · 0:26 Without changing your data, if you temporarily pause the goal Retraite sereine: Effect on budget projections: The monthly projection associated with this goal would fall from 750 EUR to 0 EUR. Overall impact: Your total active monthly contribution would fall from 1 050 EUR (750 EUR for retirement + 300 EUR for supplementary income) to 300 EUR (supplementary income only). Summary of changes: Current contribution (active): 1 050 EUR / month Projected contribution (paused): 300 EUR / month * Difference: -750 EUR / month in the budget projection. | ❌ Failure · 0:28 If you temporarily pause the goal Retraite sereine, the effect on your budget projections would be: The budget entry Retraite sereine, currently configured as a monthly expense of 750 EUR, would no longer be deducted from your account Compte courant Sécurité. This would increase your available monthly savings capacity in this account by 750 EUR, because that amount would no longer be allocated to the retirement goal during the pause. |
| 145 | What share of my planned budget outflows is investment rather than expenses? Correct answer: 27.63 · % | ✅ Success · 0:40 Total planned budget outflows amount to 3 800 EUR per month: - Investments: 1 050 EUR (300 EUR for "Revenus complémentaires" + 750 EUR for "Retraite sereine") - Expenses: 2 750 EUR (300 EUR Loisirs + 450 EUR Transport + 600 EUR Alimentation + 1 400 EUR Charges logement) The share corresponding to investment is therefore: 1 050 EUR / 3 800 EUR = 27,63 % | ✅ Success · 0:29 Your investments represent 27,63 % of your planned budget outflows (1 050 EUR out of a total of 3 800 EUR), while your expenses account for 72,37 %. |
| 146 | Without changing my wealth data, simulate what would happen if I added 10 000 € to the asset ETF Monde Durable. Correct answer: ETF Monde Durable · 90000 · 1469799.2 · 6.12 · EUR · % | ✅ Success · 0:25 Simulation of adding 10 000 € to ETF Monde Durable Current data (total portfolio: 1 459 799,20 €): - ETF Monde Durable: 80 000 € (5,48 %) After adding 10 000 €: - ETF Monde Durable: 90 000 € - New percentage: 6,12 % - New portfolio total: 1 469 799,20 € Impact: - ETF Monde Durable's share increases by 0,64 percentage points (from 5,48 % to 6,12 %). - The rest of the wealth (1 379 799,20 €) remains unchanged. | ❌ Failure · 1:06 |
| 147 | Without changing my data, what would happen to my allocation if I halved the value of the asset Maison des Cèdres? Correct answer: Maison des Cèdres · 227500 · Villa Azur · 420000 · 1232299.2 · EUR | ❌ Failure · 0:39 | ❌ Failure · 2:23 |
| 148 | Without changing my data, if I repaid 20 000 € of the liability Crédit Maison des Cèdres using 20 000 € from the account Compte courant Sécurité, what would be the immediate effect on my assets, liabilities and net wealth? Correct answer: 1439799.2 · 240000 · 1199799.2 · 20000 · EUR | ✅ Success · 0:20 Without changing your data, here is the immediate effect of this hypothetical repayment: Assets (Gross wealth): Decrease of 20 000 € (from 1 459 799,20 € to 1 439 799,20 €). Liabilities (Debts): Decrease of 20 000 € (from 260 000 € to 240 000 €). * Net wealth: Unchanged at 1 199 799,20 € (the decrease in assets is exactly offset by the decrease in debt). | ✅ Success · 0:29 If you repaid 20 000 € of the liability Crédit Maison des Cèdres using 20 000 € from the account Compte courant Sécurité, the immediate effect on your financial situation would be: Assets: They would decrease by 20 000 € (because funds leave the savings account). Liabilities: They would decrease by 20 000 € (because of partial mortgage repayment). * Net wealth: It would remain unchanged. The transaction simply substitutes assets for an equivalent reduction in debt, leaving your overall net wealth unchanged. |
| 149 | Without changing my data, if I increased the monthly contribution to the goal Retraite sereine by 200 €, how would its trajectory change? Correct answer: Retraite sereine · 200 · 950 · EUR · 108.88 · ahead | ❌ Failure · 0:12 | ✅ Success · 2:01 If you increased your monthly contribution to the goal Retraite sereine by 200 € (from 750 € to 950 € per month), its trajectory would change as follows: Monthly gap: Your current shortfall of -108,88 € per month would be covered because your new contribution (950 €) would exceed the required monthly investment of 858,88 €. Achievement date: You would reach your goal of 300 000 € sooner than the current estimated date of 1 June 2042. * Status: The goal would move from "insufficient" to a status allowing the target to be reached before the planned deadline of 31 December 2040. |
| 150 | I have an additional 1 000 € per month for my goals: show several possible allocations based on my existing goals, without making any changes. Correct answer: 1000 · Retraite sereine · Revenus complémentaires · EUR | ❌ Failure · 0:48 With your additional 1 000 €, here are three possible allocations respecting your existing goals: 1. Retirement priority: 750 € paid to “Retraite sereine” (active goal) + 250 € to “Revenus complémentaires” to reach its monthly goal of 1 000 €. 2. Active balance: 750 € to “Retraite sereine”, 300 € to “Revenus complémentaires” and 50 € to “Projet en pause” (despite its “paused” state, it remains a defined goal). 3. Income focus: The entire 1 000 € to “Revenus complémentaires” (active goal), keeping the planned contributions of 300 € and 750 € for the other goals. | ✅ Success · 0:31 Here are several possible allocations for your additional 1 000 € per month, based on your current goals: Option 1: Allocation proportional to your current investments This option maintains the current balance of your monthly contributions (based on your active goals: Revenus complémentaires and Retraite sereine). Revenus complémentaires: 400 € (40 % of the 1 000 €) Retraite sereine: 600 € (60 % of the 1 000 €) Option 2: Priority to Retraite sereine This option concentrates most funds on your long-term goal. Retraite sereine: 800 € (80 % of the 1 000 €) Revenus complémentaires: 200 € (20 % of the 1 000 €) Option 3: Priority to Revenus complémentaires This option accelerates the build-up of your passive income. Revenus complémentaires: 700 € (70 % of the 1 000 €) Retraite sereine: 300 € (30 % of the 1 000 €) Option 4: Reactivating the paused project This option includes your currently paused project ("Projet en pause"). Retraite sereine: 500 € Revenus complémentaires: 300 € Projet en pause: 200 € Note: These proposals are based on your existing goals (Revenus complémentaires, Projet en pause and Retraite sereine) and do not change your current configurations.* |
| 151 | How much do I currently have in my accounts? Correct answer: 62800 · EUR | ✅ Success · 0:09 You currently have 62 800 € in your savings accounts, broken down as follows: - Compte courant Quotidien (Banque Horizon): 2 000 € - Compte courant Sécurité (Banque Horizon): 50 000 € - Réserve Dollar (Banque Liberty): 10 800 € (12 000 USD converted to EUR) Total: 62 800 € | ✅ Success · 0:19 You currently have a total of 62 800 EUR in your savings accounts. Here are the details: Compte courant Quotidien: 2 000 EUR Compte courant Sécurité: 50 000 EUR * Réserve Dollar: 10 800 EUR (converted from 12 000 USD) |
| 152 | How much money do I have readily available? Correct answer: 166800 · EUR | ✅ Success · 0:08 You have 166 800 € readily available (combining immediately available funds and those available quickly). Immediately available: 62 800 € (4,98 %) Available quickly: 104 000 € (8,26 %) This represents 13,24 % of your total asset value. | ✅ Success · 0:17 You have 166 800 EUR readily available (13,24 % of your wealth), corresponding to the amounts immediately available (62 800 EUR) and quickly accessible (104 000 EUR). |
| 153 | In which account do I have the most money? Correct answer: Compte courant Sécurité · 50000 · EUR | ✅ Success · 0:07 You have the most money in Compte courant Sécurité (Livret Sécurité), with a balance of 50 000 €. | ✅ Success · 0:17 You have the most money in the account Compte courant Sécurité, with 50 000 EUR. |
| 154 | Which of my accounts have the lowest balances? Correct answer: Compte courant Quotidien · 2000 · Réserve Dollar · 12000 | ❌ Failure · 0:16 Here are your accounts with the lowest balances (gross value in EUR): 1. Compte courant Quotidien: 2 000 EUR 2. Bitcoin: 15 000 EUR 3. Lingot d'or: 7 999,20 EUR 4. Réserve Dollar: 10 800 EUR (value in EUR) 5. Actions Tech USA: 9 000 EUR (value in EUR) | ✅ Success · 0:26 Your accounts with the lowest balances are: Compte courant Quotidien: 2 000 EUR Réserve Dollar: 10 800 EUR * Compte courant Sécurité: 50 000 EUR |
| 155 | How much do I have in savings outside my investments? Correct answer: 62800 · EUR | ✅ Success · 0:07 You have 62 800 € in savings (savings accounts), outside your investments (shares, SCPI, cryptocurrencies and precious metals). | ❌ Failure · 0:44 You have 1 317 800 € in savings outside your investments. |
| 156 | What share of my wealth consists of accounts and savings? Correct answer: 4.3 · % | ✅ Success · 0:11 The share of your wealth consisting of accounts and savings is 62 800 EUR, or 4,30 % of your total gross wealth of 1 459 799,20 EUR. | ✅ Success · 0:16 Savings accounts constitute 4,30 % of your wealth, worth 62 800 EUR. |
| 157 | Where is most of my available money held? Correct answer: Compte courant Sécurité · 50000 · EUR | ✅ Success · 0:14 My available money is mainly in savings accounts (family savings) at Banque Horizon, totalling 52 000 EUR:- Compte courant Sécurité (Livret Sécurité): 50 000 EUR - Compte courant Quotidien: 2 000 EUR These accounts are classified as readily available (liquidity levels 1 and 2): - Immediately available: 62 800 EUR (4,98 %) - Quickly accessible: 104 000 EUR (8,26 %) - Total readily available: 166 800 EUR (13,24 %) The vast majority of your available money (83,74 %) is in level 5 assets (very slow), but these are not savings accounts. | ✅ Success · 1:06 Your available money (readily available) amounts to 166 800 €, or 13,24 % of your total wealth. It is distributed as follows: Immediately available (Level 1): 62 800 € (4,98 %) Readily available (Level 2): 104 000 € (8,26 %) Among your savings accounts, you have: Compte courant Sécurité (Banque Horizon): 50 000 € Compte courant Quotidien (Banque Horizon): 2 000 € |
| 158 | Which assets make up my emergency savings? Correct answer: Compte courant Sécurité · Réserve Dollar · Compte courant Quotidien | ✅ Success · 0:09 Your emergency savings consist of the following assets (the “Savings accounts” family): 1. Compte courant Quotidien (Banque Horizon) – 2 000 € 2. Compte courant Sécurité (Banque Horizon) – 50 000 € 3. Réserve Dollar (Banque Liberty) – 10 800 € (value in EUR) Total: 62 800 € | ✅ Success · 0:18 Your "Savings accounts" assets (emergency savings) are: Compte courant Sécurité: 50 000 EUR Réserve Dollar: 10 800 EUR (converted from 12 000 USD) * Compte courant Quotidien: 2 000 EUR |
| 159 | How much do I have outside real estate? Correct answer: 204799.2 · EUR | ✅ Success · 0:13 You have 204 799,20 € outside real estate. This includes: - Shares and funds: 89 000 € - Savings accounts: 62 800 € - SCPI: 30 000 € - Cryptocurrencies: 15 000 € - Precious metals: 7 999,20 € | ✅ Success · 0:15 You have 204 799,20 € outside real estate. |
| 160 | How much do I have outside financial markets? Correct answer: EUR · 1370799.2 | ✅ Success · 0:09 You have 1 317 800 € outside financial markets. This amount corresponds to the value of the Real estate asset family (1 255 000 €) + Savings accounts (62 800 €). Financial markets here include shares and funds (89 000 €), SCPI (30 000 €), cryptocurrencies (15 000 €) and precious metals (7 999,20 €), totalling 141 999,20 €. | ✅ Success · 0:16 You have 1 317 800 € outside financial markets (90,27 % of your portfolio). |
| 161 | Which currencies are present in my wealth portfolio? Correct answer: EUR · USD | ✅ Success · 0:07 Your wealth portfolio contains the following currencies: - EUR: 1 439 999,20 (98,64 %) - USD: 19 800,00 (1,36 %) Total wealth: 1 459 799,20 EUR | ✅ Success · 0:15 The currencies present in your wealth portfolio are EUR and USD. |
| 162 | How much of my wealth is held in euros? Correct answer: 1439999.2 · EUR | ✅ Success · 0:07 1 439 999,20 € of your wealth is held in euros. | ✅ Success · 0:16 98,64 % of your wealth is held in euros (1 439 999,20 €). |
| 163 | What share of my wealth is held in a currency other than the euro? Correct answer: 1.36 · % | ✅ Success · 0:09 Your wealth portfolio holds 1,36 % (exactly 1,3563509282646544 %) in a currency other than the euro: - Non-euro currency: USD (US dollars) - Value: 19 800 USD - Share of total wealth: 1,36 % The remainder (98,64 %) is held in euros. | ✅ Success · 0:16 A share of 1,36 % of your wealth is held in a currency other than the euro (USD), worth 19 800 EUR. |
| 164 | Which assets are held in dollars? Correct answer: Réserve Dollar · Actions Tech USA · USD | ✅ Success · 0:07 The assets held in dollars (USD) are: - Réserve Dollar (Compte Dollar Liberty): 12 000 USD - Actions Tech USA: 10 000 USD | ✅ Success · 0:16 The assets held in dollars (USD) are: Réserve Dollar: 12 000 USD Actions Tech USA: 10 000 USD |
| 165 | What is my largest foreign currency? Correct answer: USD · 19800 · 1.36 · % | ✅ Success · 0:07 Your largest foreign currency is USD (US dollars), with a value of 19 800 (1,36 % of your total portfolio). | ❌ Failure · 0:16 Your largest foreign currency is EUR, with a value of 1 439 999,20 € (98,64 % of your portfolio). |
| 166 | Which holding containers contain assets in several currencies? Correct answer: Compte Titres Atlas · EUR · USD | ✅ Success · 0:09 The only holding container containing assets in several currencies is Compte Titres Atlas, holding both shares in USD (Actions Tech USA) and assets in EUR (ETF Monde Durable). | ✅ Success · 0:20 The following holding container contains assets in several currencies: * Compte Titres Atlas: Contains assets in USD (Actions Tech USA) and EUR (ETF Monde Durable). |
| 167 | At which institutions do I have assets in foreign currencies? Correct answer: Courtage Atlas · Banque Liberty · USD | ✅ Success · 0:08 You have assets in foreign currencies at the following institutions: - Banque Liberty: With the account “Réserve Dollar” (12 000 USD) - Courtage Atlas: With the account “Actions Tech USA” (10 000 USD) | ✅ Success · 0:17 You have assets in foreign currencies (USD) at the following institutions: Banque Liberty (for the account "Réserve Dollar") Courtage Atlas (for the account "Actions Tech USA") |
| 168 | What are my main assets denominated in a currency different from my wealth portfolio's currency? Correct answer: Réserve Dollar · 12000 · Actions Tech USA · 10000 · USD | ✅ Success · 0:13 Your main assets denominated in a currency different from your wealth portfolio's currency (EUR) are: Total in foreign currencies: 19 800 USD (1,36 % of gross wealth of 1 459 799,20 EUR) | ✅ Success · 0:20 Your main assets denominated in a currency different from your wealth portfolio's currency (EUR) are: Réserve Dollar: 12 000 USD (10 800 EUR) Actions Tech USA: 10 000 USD (9 000 EUR) |
| 169 | Which assets have recurring charges? Correct answer: Atelier Vert · Studio Lune · SCPI Europe Responsable | ✅ Success · 0:09 The following assets have recurring charges: 1. Atelier Vert: Rental management fees of 300 EUR/month. 2. Studio Lune: Property owner's insurance of 1200 EUR/year. 3. SCPI Europe Responsable: SCPI management fees of 200 EUR/quarter. | ✅ Success · 0:20 The following assets have recurring charges: Atelier Vert: Rental management fees of 300 EUR per month. Studio Lune: Property owner's insurance of 1 200 EUR per year. * SCPI Europe Responsable: SCPI management fees of 200 EUR per quarter. |
| 170 | How much do my recurring charges total? Correct answer: 5600 · EUR · 466.67 | ✅ Success · 0:10 My total recurring charges amount to 5 600 EUR per year (approximately 466,67 EUR per month). Here are the details: - Atelier Vert: 3 600 EUR/year (300 EUR/month) for rental management - Studio Lune: 1 200 EUR/year (100 EUR/month) for property owner's insurance - SCPI Europe Responsable: 800 EUR/year (66,67 EUR/month) for SCPI management fees | ✅ Success · 0:18 Your recurring charges total 5 600 € per year (a monthly average of 466,67 €). |
| 171 | What are my largest recurring charges? Correct answer: Gestion locative · 3600 · Assurance propriétaire · 1200 · Frais de gestion SCPI · 800 · EUR · order: Gestion locative < Assurance propriétaire < Frais de gestion SCPI | ✅ Success · 0:14 My largest recurring charges are: Total annual recurring charges: 5 600 EUR The largest item is rental management for Atelier Vert, at 3 600 EUR per year (300 EUR/month). | ❌ Failure · 0:21 Your largest recurring charges are: 1. Atelier Vert: 3 600 € per year (300 € per month) for rental management. 2. SCPI Europe Responsable: 800 € per year (approximately 66,67 € per month) for SCPI management fees. 3. Studio Lune: 1 200 € per year (100 € per month) for property owner's insurance. |
| 172 | Which asset costs me the most in charges? Correct answer: Atelier Vert · 3600 · EUR | ✅ Success · 0:11 Atelier Vert costs you the most in charges: 3 600 EUR per year (300 EUR/month for rental management). | ✅ Success · 0:19 The asset costing you the most in charges is Atelier Vert, with an annual cost of 3 600 EUR (300 EUR per month for rental management). |
| 173 | What charges are linked to my real estate? Correct answer: Atelier Vert · Gestion locative · 300 · Studio Lune · Assurance propriétaire · 1200 · EUR | ✅ Success · 0:11 Here are the charges linked to your real estate, by property: Atelier Vert (Belgium): Rental management: 300 € / month (next due on 25/09/2026). Studio Lune (France): Property owner's insurance: 1 200 € / year. The other properties (Maison des Cèdres and Villa Azur) have no recurring charges listed for now. | ✅ Success · 0:17 The charges linked to your real estate are: Atelier Vert: 300 EUR per month for rental management. Studio Lune: 1 200 EUR per year for property owner's insurance. |
| 174 | Which charge categories represent the largest amounts? Correct answer: 4400 · 1200 · EUR | ✅ Success · 0:16 The charge categories representing the largest amounts are: 1. Fees (fees): 4 400 EUR/year (3 600 EUR/year for rental management + 800 EUR/year for SCPI management fees) 2. Insurance (insurance): 1 200 EUR/year The Fees category is therefore the largest at 4 400 EUR/year, approximately 79 % of total recurring charges (5 600 EUR/year). | ✅ Success · 0:19 The charge categories representing the largest amounts are: Fees (fees): 4 400 € per year (monthly average of 366,67 €) Insurance (insurance): 1 200 € per year (monthly average of 100 €) |
| 175 | What charges do I need to pay soon? Correct answer: Gestion locative · Frais de gestion SCPI | ✅ Success · 0:13 Soon, you need to pay the following charges: 1. Atelier Vert – Rental management: 300 EUR on 25 September 2026 2. SCPI Europe Responsable – SCPI management fees: 200 EUR on 28 September 2026 Total charges due in the coming days: 500 EUR | ✅ Success · 0:20 You have two charges to pay soon: Rental management for the asset Atelier Vert: 300 EUR on 2026-09-25. SCPI management fees for the asset SCPI Europe Responsable: 200 EUR on 2026-09-28. |
| 176 | Do I have recurring charges with no known next date? Correct answer: Assurance propriétaire · Studio Lune | ✅ Success · 0:10 Yes, you have one recurring charge with no known next date: * Studio Lune: Property owner's insurance (1 200 € per year). | ✅ Success · 0:18 Yes, you have one recurring charge with no known next date: * Property owner's insurance for Studio Lune: 1 200 EUR (annual frequency). |
| 177 | Which assets generate income but also have significant charges? Correct answer: Atelier Vert · 10800 · 3600 · Studio Lune · 7200 · 1200 · EUR | ❌ Failure · 0:10 The assets generating income but also having significant charges are: 1. ETF Monde Durable (securities): Generates 2 000 € in annual income, with management fees from Courtage Atlas. 2. Actions Tech USA (securities): Generates 90 € in annual income, with management fees from Courtage Atlas. Both assets belong to the "Shares and funds" family and are held through the account "Compte Titres Atlas". | ❌ Failure · 0:34 The asset generating income while having significant charges is: * SCPI Europe Responsable: This asset generates annual income of 700 EUR but is subject to SCPI management fees of 200 EUR per quarter. |
| 178 | How much do my assets cost me per month on average? Correct answer: 466.67 · EUR | ✅ Success · 0:13 My assets cost you an average of 466,67 EUR per month. This amount includes: - 300 EUR/month for rental management of Atelier Vert - 100 EUR/month for property owner's insurance for Studio Lune (1 200 EUR/year) - 66,67 EUR/month for management fees for SCPI Europe Responsable (200 EUR/quarter) | ✅ Success · 0:21 Your assets cost you an average of 466,67 € per month. Here is the breakdown of recurring charges: Atelier Vert: 300,00 € / month (Rental management) Studio Lune: 100,00 € / month (Property owner's insurance) * SCPI Europe Responsable: 66,67 € / month (SCPI management fees) |
| 179 | Do I have assets that are not linked to any institution? Correct answer: Maison des Cèdres · Villa Azur · Atelier Vert · Studio Lune · Bitcoin · Lingot d'or | ❌ Failure · 0:07 Yes, you have assets not linked to any institution (or holding container or holding structure). Here is the list: Bitcoin (15 000 €) Lingot d'or (7 999,20 €) Atelier Vert (260 000 €) Studio Lune (120 000 €) These four assets have empty or null support and depositary fields. | ✅ Success · 0:32 Yes, the following assets are not linked to any institution (custodian): Bitcoin Lingot d'or Maison des Cèdres Atelier Vert Studio Lune Villa Azur |
| 180 | Do I have assets that are not linked to any owner? Correct answer: Atelier Vert · Studio Lune · Bitcoin · Lingot d'or | ✅ Success · 0:07 Yes, you have assets not linked to any owner. Here is the list: 1. Bitcoin (Cryptocurrency) – 15 000 EUR 2. Lingot d'or (Precious metals) – 7 999,20 EUR 3. Atelier Vert (Rental real estate) – 260 000 EUR 4. Studio Lune (Rental real estate) – 120 000 EUR These assets have no associated holding container (owner). | ✅ Success · 1:14 Yes, you have 4 assets not linked to any owner: Bitcoin: 15 000 € Lingot d'or: 7 999,20 € Atelier Vert: 260 000 € Studio Lune: 120 000 € |
| 181 | Which assets have no location information? Correct answer: Maison des Cèdres · Villa Azur · Atelier Vert · Studio Lune | ❌ Failure · 0:07 The assets with no location information are: - Bitcoin (15 000 €) - Lingot d’or (7 999,20 €) - Atelier Vert (260 000 €) - Studio Lune (120 000 €) | ❌ Failure · 0:17 The following assets have no location information (holding container): Bitcoin Lingot d'or Atelier Vert Studio Lune |
| 182 | Which assets or liabilities seem to have incomplete information? Correct answer: Synthetic Loan · Crédit Maison des Cèdres · Atelier Vert · Studio Lune · date | ❌ Failure · 0:10 Here are the assets and liabilities with incomplete information: Incomplete asset: ETF Monde Durable ( security-world): The purchase date (purchaseDate) is empty. There is also a data inconsistency between the quantity (100) and gross value (80 000 €), suggesting an input or calculation error.Incomplete liability: Crédit Maison des Cèdres ( loan-home): The start date (startDate) is empty (although the creation date is present), the estimated end date (estimatedEndDate) is empty, and the rates (annualRate, manualCurrentRate) are 0. | ❌ Failure · 0:41 The following assets and liabilities have incomplete information: Assets: Maison des Cèdres (Real estate): The address and purchase date are not recorded. Villa Azur (Real estate): The address and purchase date are not recorded. SCPI Europe Responsable (SCPI): The purchase date is not recorded. ETF Monde Durable (Shares and funds): The purchase date is not recorded. Compte courant Quotidien (Savings accounts): The opening date is not recorded. Compte courant Sécurité (Savings accounts): The opening date is not recorded. Liabilities: Crédit Maison des Cèdres (Mortgages): The maturity date and annual rate are not recorded. Synthetic Loan (Personal loans): The maturity date and annual rate are not recorded. |
| 183 | Which holding containers currently contain no assets? Correct answer: Ancien contrat vide | ✅ Success · 0:09 The only holding container currently containing no assets is: * Ancien contrat vide | ✅ Success · 0:21 The following holding container currently contains no assets: * Ancien contrat vide |
| 184 | Which institutions contain only one asset? Correct answer: Banque Liberty | ✅ Success · 0:07 Of the listed institutions, only Banque Liberty contains just one asset (1 asset). | ✅ Success · 0:14 The institution containing only one asset is Banque Liberty. |
| 185 | Which owners have assets at several institutions? Correct answer: Alice Martin · Courtage Atlas · Banque Horizon · Banque Liberty | ❌ Failure · 0:28 Alice Martin and Benoît Martin have assets at several institutions. | ✅ Success · 0:25 The owners with assets at several institutions are: Alice Martin: Owns assets at 3 institutions (Banque Horizon, Courtage Atlas and Banque Liberty). Benoît Martin: Owns assets at 2 institutions (Banque Horizon and Banque Liberty). |
| 186 | Which assets are held directly without a holding container? Correct answer: Atelier Vert · Studio Lune · Bitcoin · Lingot d'or | ✅ Success · 0:12 The assets held directly without a holding container are: Bitcoin (15 000 €) Lingot d'or (7 999,20 €) Atelier Vert (260 000 €) Studio Lune (120 000 €) | ✅ Success · 0:18 The assets held directly without a holding container are: Bitcoin (Cryptocurrencies) Lingot d'or (Precious metals) Atelier Vert (Real estate) Studio Lune (Real estate) |
| 187 | What are my upcoming planned expenses? Correct answer: Alimentation · 600 · Retraite sereine · 750 · Transport · 450 · Loisirs · 300 · Revenus complémentaires · 300 · EUR | ✅ Success · 0:10 Here are your upcoming planned expenses for September 2026: Total planned expenses: 2 400 EUR | ✅ Success · 0:31 Here are your upcoming planned expenses for September 2026: Alimentation: 600 EUR (on 01/09/2026) Retraite sereine: 750 EUR (on 01/09/2026) Transport: 450 EUR (on 01/09/2026) Loisirs: 300 EUR (on 01/09/2026) * Revenus complémentaires: 300 EUR (on 01/09/2026) |
| 188 | What income is still expected this month? Correct answer: Salaire · 5000 · EUR | ✅ Success · 0:05 This month (September 2026), the only expected income is Salaire, 5 000 EUR, scheduled for 1 September. | ✅ Success · 0:35 The income expected this month is Salaire, amounting to 5 000 EUR. |
| 189 | What transfers between accounts are planned this month? Correct answer: Réserve Dollar · Compte courant Sécurité · Compte courant Quotidien · 1000 · EUR | ✅ Success · 0:09 This month (September 2026), two transfers between accounts are planned: 1. From Réserve Dollar to Compte courant Sécurité: - Mode: minimum balance guarantee - Source currency: USD → Target currency: EUR - Date: 1 September 2026 - Amount: unspecified (determined by the guarantee mode) 2. From Compte courant Sécurité to Compte courant Quotidien: - Amount: 1 000 EUR - Currency: EUR - Date: 1 September 2026 | ✅ Success · 0:24 This month, the following transfers are planned: Réserve Dollar to Compte courant Sécurité: Transfer to guarantee the minimum balance (scheduled for 01/09/2026). Compte courant Sécurité to Compte courant Quotidien: Fixed transfer of 1 000 EUR (scheduled for 01/09/2026). |
| 190 | Which account should receive the most transfers? Correct answer: Compte courant Quotidien · 1000 · EUR | ❌ Failure · 0:08 Both accounts received the same number of transfers (1 each): - Compte courant Quotidien: 1 transfer - Compte courant Sécurité: 1 transfer Neither account receives more transfers than the other. | ❌ Failure · 1:42 Both accounts, Compte courant Quotidien and Compte courant Sécurité, currently receive the same number of transfers (1 each). |
| 191 | Which account should send the most money to other accounts? Correct answer: Compte courant Sécurité · 1000 · EUR | ❌ Failure · 0:08 | ✅ Success · 0:35 The account Compte courant Sécurité should send the most money to other accounts, an amount of 1 000 EUR (a transfer to Compte courant Quotidien). |
| 192 | Which transfers guarantee a minimum balance? Correct answer: Réserve Dollar · Compte courant Sécurité | ❌ Failure · 0:15 Based on the overall budget chart data for September 2026, I cannot identify a specific transfer intended to guarantee a minimum balance. The chart shows flows between income (salary of 5000 EUR), expenses (housing, food, investment, transport, leisure) and a link to a "balance sink" of 1200 EUR, but nothing indicates that this or any other transfer is configured to guarantee a minimum balance. To obtain this precise information, you would need to consult your account settings or contact your financial adviser. | ✅ Success · 0:21 The following transfer guarantees a minimum balance: * transfer-minimum: From “Réserve Dollar” to “Compte courant Sécurité” (mode: guarantee_minimum). |
| 193 | Which expenses this month have already been marked as completed? Correct answer: Charges logement · 1400 · EUR | ❌ Failure · 0:10 No information is available in the current data about expenses this month (September 2026) marked as completed. The budget flow only shows amounts allocated to the various expense categories (housing, food, transport, leisure), but contains no status indicating which have actually been paid or completed. | ❌ Failure · 0:49 |
| 194 | Which planned expenses have not yet been completed? Correct answer: Alimentation · Retraite sereine · Transport · Loisirs · Revenus complémentaires · 2400 · EUR | ✅ Success · 0:17 All planned expenses for September 2026 have been completed: - Alimentation: 600 EUR (completed) - Retraite sereine: 750 EUR (completed) - Transport: 450 EUR (completed) - Loisirs: 300 EUR (completed) - Revenus complémentaires: 300 EUR (completed) Total planned expenses: 2 400 EUR Total completed expenses: 2 400 EUR There are therefore no uncompleted planned expenses for this month. | ❌ Failure · 0:27 Planned expenses not yet completed amount to 2 400 EUR for September 2026. |
| 195 | According to my budget, how much do I still need to spend before the end of the month? Correct answer: 2400 · EUR | ❌ Failure · 0:09 According to your budget for October 2026, you still need to spend 3 800 € before the end of the month. | ✅ Success · 0:24 According to your budget, you have 2 400 EUR left to spend before the end of the month. |
| 196 | Where is my money invested? Correct answer: real estate · 1255000 · 89000 · savings · 62800 · 30000 · 15000 · 7999.2 · EUR | ✅ Success · 0:13 Your money is distributed as follows (as of 24 September 2026): - Real estate: 1 255 000 € (85,97 %) - Shares and funds: 89 000 € (6,10 %) - Savings accounts: 62 800 € (4,30 %) - SCPI: 30 000 € (2,06 %) - Cryptocurrencies: 15 000 € (1,03 %) - Precious metals: 7 999,20 € (0,55 %) Gross total: 1 459 799,20 € | ✅ Success · 0:21 Your money is distributed as follows: Real estate: 1 255 000 € (85,97 %) Shares and funds: 89 000 € (6,10 %) Savings accounts: 62 800 € (4,30 %) SCPI: 30 000 € (2,06 %) Cryptocurrencies: 15 000 € (1,03 %) Precious metals: 7 999,20 € (0,55 %) |
| 197 | What exactly do I own? Correct answer: Maison des Cèdres · Villa Azur · Atelier Vert · Studio Lune · ETF Monde Durable · Compte courant Sécurité · SCPI Europe Responsable · Bitcoin · Réserve Dollar · Actions Tech USA · Lingot d'or · Compte courant Quotidien | ✅ Success · 0:23 You own exactly the following assets (as of 24 September 2026): Cryptocurrencies Bitcoin: 15 000 € Precious metals Lingot d'or: 7 999,20 € Real estate Maison des Cèdres (Main residence, in the holding container "Immobilier familial"): 455 000 € Atelier Vert (Rental property): 260 000 € Studio Lune (Rental property): 120 000 € Villa Azur (Second home, in the holding container "Immobilier familial"): 420 000 € Savings accounts Compte courant Quotidien (Banque Horizon): 2 000 € Compte courant Sécurité (Banque Horizon): 50 000 € Réserve Dollar (Banque Liberty, in USD): 12 000 USD (10 800 €) SCPI SCPI Europe Responsable (Holding container "Pierre Europe"): 30 000 € Shares and funds Actions Tech USA (Courtage Atlas, in USD): 10 000 USD (9 000 €) ETF Monde Durable (Courtage Atlas): 80 000 € Estimated total value: 1 459 799,20 € | ✅ Success · 0:29 Here is the detailed list of your assets: Real estate Maison des Cèdres: 455 000 € (Immobilier familial) Villa Azur: 420 000 € (Immobilier familial) Atelier Vert: 260 000 € Studio Lune: 120 000 € Savings accounts Compte courant Sécurité: 50 000 € (Livret Sécurité, Banque Horizon) Réserve Dollar: 10 800 € (Compte Dollar Liberty, Banque Liberty) Compte courant Quotidien: 2 000 € (Compte Quotidien, Banque Horizon) Shares and funds ETF Monde Durable: 80 000 € (Compte Titres Atlas, Courtage Atlas) Actions Tech USA: 9 000 € (Compte Titres Atlas, Courtage Atlas) SCPI SCPI Europe Responsable: 30 000 € (Pierre Europe, Banque Horizon) Cryptocurrencies Bitcoin: 15 000 € Precious metals Lingot d'or: 7 999,20 € |
| 198 | To whom do I still owe money? Correct answer: Crédit Maison des Cèdres · 200000 · Synthetic Loan · 60000 · EUR | ❌ Failure · 0:07 You still owe Synthetic Loan an amount of 60 000 EUR. | ❌ Failure · 0:17 You have total debt of 260 000 EUR. |
| 199 | What earns me money every month? Correct answer: Atelier Vert · 900 · Studio Lune · 600 · ETF Monde Durable · 166.67 · EUR | ✅ Success · 0:13 Here are your monthly income sources: The largest contributor is Atelier Vert, with 900 € per month (49,64 % of the total). | ✅ Success · 0:20 Here are the assets generating monthly income for you: Atelier Vert: 900 € / month Studio Lune: 600 € / month ETF Monde Durable: 166,67 € / month Compte courant Sécurité: 62,50 € / month SCPI Europe Responsable: 58,33 € / month Réserve Dollar: 18 € / month * Actions Tech USA: 7,50 € / month |
| 200 | Where does my money go each month? Correct answer: 3800 · 1400 · 1050 · 600 · 450 · 300 · EUR | ✅ Success · 0:33 Your money is distributed each month as follows: Active investments: - Retraite sereine: 750 € / month (paid from Compte courant Sécurité) - Revenus complémentaires: 300 € / month (paid from Compte courant Quotidien) Monthly expenses: - Compte courant Quotidien (salary: 5000 €): - Revenus complémentaires: 300 € - Loisirs: 300 € - Transport: 450 € - Compte courant Sécurité: - Alimentation: 600 € - Charges logement: 1400 € - Retraite sereine: 750 € Total monthly investment: 1 050 € (750 € + 300 €) Total monthly spending: 2 750 € (300 + 300 + 450 + 600 + 1400 + 750) Your monthly salary of 5000 € is thus distributed between everyday expenses and investments. | ✅ Success · 0:20 Each month, your average expenses total 3 800 EUR, broken down as follows: Housing: 1 400 EUR Investments: 1 050 EUR (750 EUR for "Retraite sereine" and 300 EUR for "Revenus complémentaires") Food: 600 EUR Transport: 450 EUR * Leisure: 300 EUR Out of your monthly external income of 5 000 EUR, this leaves an average balance of 1 200 EUR. |
| 201 | Rename my wealth portfolio “Patrimoine familial”. Correct answer: tool=update_portfolio_properties · values.name="Patrimoine familial" | ✅ Success · 0:09 Your wealth portfolio has been renamed “Patrimoine familial”. | ✅ Success · 0:30 Your wealth portfolio has been renamed “Patrimoine familial”. |
| 202 | Change the name of my wealth portfolio to “Patrimoine Alice et Benoît”. Correct answer: tool=update_portfolio_properties · values.name="Patrimoine Alice et Benoît" | ✅ Success · 0:08 The name of your wealth portfolio has been changed to “Patrimoine Alice et Benoît”. | ✅ Success · 0:35 The name of your wealth portfolio has been changed to “Patrimoine Alice et Benoît”. |
| 203 | Set the euro as my wealth portfolio's main currency. Correct answer: tool=update_portfolio_properties · values.primaryCurrency="EUR" | ❌ Failure · 0:26 Do you have access to a specific interface or tool to change your wealth portfolio's main currency? I do not have the tools needed to make this change directly. | ✅ Success · 0:38 The euro has been set as your wealth portfolio's main currency. |
| 204 | Change my wealth portfolio's properties to use the Swiss franc as its main currency. Correct answer: tool=update_portfolio_properties · values.primaryCurrency="CHF" | ❌ Failure · 0:23 I cannot change your wealth portfolio's main currency because I do not have access to the tools needed for this type of change. Could you check whether this option is available in your wealth management interface, or provide an appropriate access identifier? | ✅ Success · 0:28 Your wealth portfolio's main currency has been changed to the Swiss franc (CHF). |
| 205 | Change only the wealth portfolio's name to “Patrimoine Martin”, without changing any other properties. Correct answer: tool=update_portfolio_properties · values.name="Patrimoine Martin" | ✅ Success · 0:15 The wealth portfolio's name has been updated to “Patrimoine Martin”. | ✅ Success · 0:44 The wealth portfolio's name has been changed to “Patrimoine Martin”. |
| 206 | Create a new owner named “Claire”. Correct answer: tool=create_owner · values.name="Claire" | ❌ Failure · 0:17 | ✅ Success · 0:43 The owner “Claire” has been created successfully. |
| 207 | Add an owner named “Alexandre”. Correct answer: tool=create_owner · values.name="Alexandre" | ❌ Failure · 0:17 | ✅ Success · 0:37 The owner “Alexandre” has been added successfully. |
| 208 | Add “Valentin” as a new owner of the wealth portfolio. Correct answer: tool=create_owner · values.name="Valentin" | ❌ Failure · 0:21 | ✅ Success · 0:28 Valentin has been added as a new owner of the wealth portfolio. |
| 209 | Create an owner named “SCI familiale”. Correct answer: tool=create_owner · values.name="SCI familiale" | ❌ Failure · 0:37 | ✅ Success · 0:24 The owner “SCI familiale” has been created successfully. |
| 210 | Rename the owner “Alice Martin” to “Alice Durand”. Correct answer: tool=update_owner · id="owner-alice" · values.name="Alice Durand" | ✅ Success · 0:21 The owner “Alice Martin” has been renamed “Alice Durand”. | ✅ Success · 0:45 The owner “Alice Martin” has been renamed “Alice Durand”. |
| 211 | Change the owner name “Benoît Martin” to “Benoît Durand”. Correct answer: tool=update_owner · id="owner-benoit" · values.name="Benoît Durand" | ✅ Success · 0:14 The owner's name has been successfully changed from “Benoît Martin” to “Benoît Durand”. | ✅ Success · 0:48 The owner name “Benoît Martin” has been changed to “Benoît Durand”. |
| 212 | Correct the owner name “Alice Martin” to “Alice Martine”. Correct answer: tool=update_owner · id="owner-alice" · values.name="Alice Martine" | ❌ Failure · 0:13 What is the exact name of the owner to correct? | ✅ Success · 0:45 The owner name “Alice Martin” has been corrected to “Alice Martine”. |
| 213 | Create an owner for my wife. Correct answer: name | ✅ Success · 0:12 What is your wife's name, so I can create the owner? | ✅ Success · 0:13 What is your wife's name? |
| 214 | Add a new owner named “Indivision familiale”. Correct answer: tool=create_owner · values.name="Indivision familiale" | ❌ Failure · 0:23 | ✅ Success · 0:29 The owner “Indivision familiale” has been added successfully. |
| 215 | Modify the owner “Alice Martin” without creating a new owner. Correct answer: change · value | ✅ Success · 0:08 What is the new value for the field to change for the owner “Alice Martin”? | ✅ Success · 0:19 What new value should be assigned to the owner field for the entity “Alice Martin”? |
| 216 | Create a new institution named “BoursoBank”. Correct answer: tool=create_depositary · values.name="BoursoBank" | ❌ Failure · 0:06 | ✅ Success · 0:35 The institution “BoursoBank” has been created successfully. |
| 217 | Add “Crédit Mutuel” to my institutions. Correct answer: tool=create_depositary · values.name="Crédit Mutuel" | ❌ Failure · 0:06 | ✅ Success · 0:43 I have added “Crédit Mutuel” to your institutions. |
| 218 | Create a custodian named “Interactive Brokers”. Correct answer: tool=create_depositary · values.name="Interactive Brokers" | ❌ Failure · 0:18 | ✅ Success · 0:35 The custodian “Interactive Brokers” has been created successfully. |
| 219 | Add an institution named “Trade Republic”. Correct answer: tool=create_depositary · values.name="Trade Republic" | ❌ Failure · 0:34 | ✅ Success · 0:18 The institution “Trade Republic” has been added successfully. |
| 220 | Create “Linxea” as a new custodian. Correct answer: tool=create_depositary · values.name="Linxea" | ❌ Failure · 0:18 | ✅ Success · 0:32 The custodian “Linxea” has been created successfully. |
| 221 | Rename “Banque Horizon” to “BoursoBank”. Correct answer: tool=update_depositary · id="depositary-horizon" · values.name="BoursoBank" | ❌ Failure · 0:15 | ✅ Success · 0:24 “Banque Horizon” has been renamed “BoursoBank”. |
| 222 | Correct the institution name “Banque Horizon” to “Banque de l’Horizon”. Correct answer: tool=update_depositary · id="depositary-horizon" · values.name="Banque de l’Horizon" | ❌ Failure · 0:12 What type of entity needs correcting? | ✅ Success · 0:25 The institution name “Banque Horizon” has been corrected to “Banque de l’Horizon”. |
| 223 | Rename my custodian “Courtage Atlas” to “Interactive Brokers”. Correct answer: tool=update_depositary · id="depositary-atlas" · values.name="Interactive Brokers" | ❌ Failure · 0:36 | ✅ Success · 0:24 The custodian “Courtage Atlas” has been renamed “Interactive Brokers”. |
| 224 | Modify the institution “Banque Liberty” without creating a second one. Correct answer: Check that the LLM requests missing information without proposing or applying a change. | ✅ Success · 0:10 What is the new value for the field to change for the institution “Banque Liberty”? | ✅ Success · 0:20 What information would you like to change for the institution “Banque Liberty”, and what is the new value? |
| 225 | Add a new institution named “Banque Cantonale de Bâle”. Correct answer: tool=create_depositary · values.name="Banque Cantonale de Bâle" | ❌ Failure · 0:22 | ❌ Failure · 0:30 |
| 226 | Create a holding container named “PEA” at Banque Horizon. Correct answer: currency · type | ✅ Success · 0:15 To create this holding container, what container type and currency would you like for PEA at Banque Horizon? | ✅ Success · 0:21 What is the type of the holding container “PEA”, and what is its currency? |
| 227 | Add a holding container named “Compte-titres secondaire” at Courtage Atlas. Correct answer: currency · type | ✅ Success · 0:16 What container type and currency should be used for “Compte-titres secondaire” at Courtage Atlas? | ✅ Success · 0:21 What are the type and currency of the holding container “Compte-titres secondaire” at Courtage Atlas? |
| 228 | Create a holding container named “Assurance-vie Spirit 2” at Banque Horizon. Correct answer: currency · type | ✅ Success · 0:13 What container type and currency would you like for “Assurance-vie Spirit 2” at Banque Horizon? | ✅ Success · 0:21 What are the type and currency of the holding container “Assurance-vie Spirit 2” at Banque Horizon? |
| 229 | Add a holding container named “Livret A” at Banque Horizon. Correct answer: currency · type | ❌ Failure · 0:36 | ✅ Success · 0:21 What is the type of the holding container “Livret A”, and what is its currency? |
| 230 | Create a holding container named “Compte courant secondaire” at Banque Horizon. Correct answer: currency · type | ✅ Success · 0:34 What are the container type and currency for the account “Compte courant secondaire” at Banque Horizon? | ✅ Success · 0:15 What are the type and currency of the holding container “Compte courant secondaire” at Banque Horizon? |
| 231 | Rename my holding container “Ancien contrat vide” to “Assurance-vie Spirit 2”. Correct answer: tool=update_support · id="support-empty" · values.name="Assurance-vie Spirit 2" | ❌ Failure · 0:13 | ✅ Success · 0:26 The holding container “Ancien contrat vide” has been renamed “Assurance-vie Spirit 2”. |
| 232 | Change my holding container's name from “Compte Titres Atlas” to “PEA principal”. Correct answer: tool=update_support · id="support-securities" · values.name="PEA principal" | ✅ Success · 0:15 The name of the holding container “Compte Titres Atlas” has been successfully changed and is now “PEA principal”. | ✅ Success · 0:26 The name of the holding container “Compte Titres Atlas” has been changed to “PEA principal”. |
| 233 | Move my holding container “Compte Titres Atlas” to Banque Liberty. Correct answer: tool=update_support · id="support-securities" · values.depositaryId="depositary-liberty" | ❌ Failure · 0:26 What is the new value for the “values” field of the holding container “Compte Titres Atlas”? | ✅ Success · 0:34 I have moved the holding container “Compte Titres Atlas” to Banque Liberty. |
| 234 | Associate the holding container “Ancien contrat vide” with the custodian Banque Liberty. Correct answer: tool=update_support · id="support-empty" · values.depositaryId="depositary-liberty" | ✅ Success · 0:21 The holding container “Ancien contrat vide” is now associated with the custodian Banque Liberty. | ✅ Success · 0:28 The holding container “Ancien contrat vide” has been associated with the custodian Banque Liberty. |
| 235 | Correct the custodian associated with my holding container “Compte Titres Atlas” to use Banque Liberty. Correct answer: tool=update_support · id="support-securities" · values.depositaryId="depositary-liberty" | ❌ Failure · 0:32 | ✅ Success · 0:28 The custodian associated with the holding container “Compte Titres Atlas” has been updated to use Banque Liberty. |
| 236 | Create a new real estate asset named “Appartement Strasbourg”. Correct answer: tool=create_asset · values.family="real_estate" · values.name="Appartement Strasbourg" | ❌ Failure · 0:08 | ✅ Success · 0:27 The real estate asset “Appartement Strasbourg” has been created successfully. |
| 237 | Add an apartment named “Résidence Saint-Louis” to my wealth portfolio. Correct answer: tool=create_asset · values.family="real_estate" · values.name="Résidence Saint-Louis" · values.propertyType="apartment" | ❌ Failure · 0:08 | ❌ Failure · 0:19 |
| 238 | Create a savings asset named “Livret A”. Correct answer: tool=create_asset · values.family="savings" · values.name="Livret A" | ✅ Success · 0:15 The savings asset “Livret A” has been created successfully. Asset details: - Name: Livret A - Family: Savings accounts - Currency: EUR - Balance: 0 - Interest rate: 0 - Income frequency: monthly - Account type: Current account The asset is now saved in your portfolio. | ✅ Success · 0:21 The savings asset “Livret A” has been created successfully. |
| 239 | Add a new asset “Fonds euros Spirit 2” to my holding container Ancien contrat vide. Correct answer: family | ✅ Success · 0:36 What is the asset family for Fonds euros Spirit 2? | ✅ Success · 0:20 Which asset family does the holding container “Ancien contrat vide” belong to? |
| 240 | Create a new asset “ETF MSCI World” in my Compte Titres Atlas. Correct answer: tool=create_asset · values.family="securities" · values.supportId="support-securities" · values.name="ETF MSCI World" | ✅ Success · 0:43 The asset “ETF MSCI World” has been created successfully in your Compte Titres Atlas. | ❌ Failure · 0:14 Which asset family does the asset “ETF MSCI World” belong to? |
| 241 | Add “ETF S&P 500” to my Compte Titres Atlas. Correct answer: Check that the LLM requests missing information without proposing or applying a change. | ❌ Failure · 0:09 | ✅ Success · 0:14 Which asset family does “ETF S&P 500” belong to? |
| 242 | Create an asset named “Bitcoin secondaire” in the cryptocurrencies family. Correct answer: tool=create_asset · values.family="crypto" · values.name="Bitcoin secondaire" | ✅ Success · 0:12 The asset “Bitcoin secondaire” has been created in the cryptocurrencies family. | ✅ Success · 0:22 The asset “Bitcoin secondaire” has been created successfully in the Cryptocurrencies family. |
| 243 | Add an asset named “Ethereum” to my cryptocurrencies. Correct answer: tool=create_asset · values.family="crypto" · values.name="Ethereum" | ✅ Success · 0:33 The asset named “Ethereum” has been added to your cryptocurrency portfolio. | ❌ Failure · 0:19 |
| 244 | Create an asset named “Pièce d’or” under precious metals. Correct answer: tool=create_asset · values.family="precious_metals" · values.name="Pièce d’or" | ✅ Success · 0:27 The asset “Pièce d’or” has been created in the precious metals family. | ✅ Success · 0:22 The asset “Pièce d’or” has been created successfully in the Precious metals category. |
| 245 | Add a SCPI asset named “Corum Origin”. Correct answer: tool=create_asset · values.family="scpi" · values.name="Corum Origin" | ✅ Success · 0:28 The SCPI asset named “Corum Origin” has been added successfully to the portfolio. | ✅ Success · 0:32 The SCPI asset “Corum Origin” has been added successfully. |
| 246 | Create a current account linked to Banque Horizon. Correct answer: Check that the LLM requests missing information without proposing or applying a change. | ✅ Success · 0:35 Which asset or liability family should be used for this current account? | ✅ Success · 0:22 What is the entity name for this current account, and which asset family does it belong to? |
| 247 | Add a savings asset in Swiss francs. Correct answer: Check that the LLM requests missing information without proposing or applying a change. | ✅ Success · 0:17 What is the name of the savings asset in Swiss francs you would like to add, and how much would you like to invest? | ✅ Success · 0:13 What is the name of this savings asset? |
| 248 | Create a new financial asset in dollars in my Compte Titres Atlas. Correct answer: Check that the LLM requests missing information without proposing or applying a change. | ✅ Success · 0:11 What is the asset's name and asset family? | ✅ Success · 0:16 What is this asset's name, and which asset family does it belong to? |
| 249 | Add an asset named “Parking Saint-Louis” to my real estate wealth. Correct answer: Check that the LLM requests missing information without proposing or applying a change. | ❌ Failure · 0:08 | ❌ Failure · 0:19 |
| 250 | Create an asset “Cash disponible” in my Compte Titres Atlas. Correct answer: Check that the LLM requests missing information without proposing or applying a change. | ✅ Success · 0:18 Which asset family should be assigned to this asset? | ✅ Success · 0:14 Which asset family does the asset “Cash disponible” belong to? |
| 251 | Add an ETF named “MSCI Emerging Markets” to my Compte Titres Atlas. Correct answer: Check that the LLM asks for the missing information without proposing or applying any change. | ❌ Failure · 0:09 | ✅ Success · 0:14 Which asset family does the ETF “MSCI Emerging Markets” belong to? |
| 252 | Create an investment asset associated with the owner Alice Martin. Correct answer: Check that the LLM asks for the missing information without proposing or applying any change. | ✅ Success · 0:14 Which asset family and name should Alice Martin's investment asset have? | ✅ Success · 0:16 What is the investment asset's name, and which asset family does it belong to? |
| 253 | Add a real estate asset jointly owned by Alice Martin and Benoît Martin. Correct answer: Check that the LLM asks for the missing information without proposing or applying any change. | ✅ Success · 0:22 To add this real estate asset, what are the property type, category, address, value and currency? | ✅ Success · 0:21 What is this real estate asset's name? |
| 254 | Create a new asset in the holding container “Ancien contrat vide”. Correct answer: Check that the LLM asks for the missing information without proposing or applying any change. | ✅ Success · 0:22 Which asset family and name should the asset in the holding container “Ancien contrat vide” have? | ✅ Success · 0:15 What is this asset's name, and which asset family does it belong to? |
| 255 | Add a new asset without arbitrarily choosing the information I am missing: ask me what is needed. Correct answer: Check that the LLM asks for the missing information without proposing or applying any change. | ✅ Success · 0:11 Which asset family and name should the new asset have? | ✅ Success · 0:24 What are the asset's name, asset family and value? |
| 256 | Rename “ETF Monde Durable” to “ETF MSCI World”. Correct answer: tool=update_asset · id="security-world" · values.family="securities" · values.name="ETF MSCI World" | ✅ Success · 0:14 The asset “ETF Monde Durable” has been renamed “ETF MSCI World”. | ✅ Success · 0:33 The asset “ETF Monde Durable” has been renamed “ETF MSCI World”. |
| 257 | Change the value of my Compte courant Sécurité to 18 500 €. Correct answer: tool=update_asset · id="savings-security" · values.family="savings" · values.balance=18500 | ❌ Failure · 0:08 I cannot change the value of your Compte courant Sécurité because I do not have access to your portfolio data or the necessary mutation tools. Could you check that you have access to your portfolio management area? | ❌ Failure · 0:19 What type of account is Compte courant Sécurité? |
| 258 | Update the value of Maison des Cèdres to 485 000 €. Correct answer: tool=update_asset · id="asset-r7q9" · values.family="real_estate" · values.currentValue=485000 | ✅ Success · 0:17 The value of Maison des Cèdres has been updated to 485 000 €. | ✅ Success · 0:34 The value of Maison des Cèdres has been updated to 485 000 €. |
| 259 | Change the currency of the asset Réserve Dollar to Swiss francs. Correct answer: tool=update_asset · id="savings-usd" · values.family="savings" · values.currency="CHF" | ❌ Failure · 0:36 What is the new value of the asset Réserve Dollar in Swiss francs? | ✅ Success · 0:28 The currency of the asset Réserve Dollar has been changed to Swiss francs (CHF). |
| 260 | Associate my ETF Monde Durable with the holding container Compte Titres Atlas. Correct answer: tool=update_asset · id="security-world" · values.family="securities" · values.supportId="support-securities" | ❌ Failure · 0:16 What is the exact name of the ETF Monde Durable you want to associate, and what is the exact name of the Compte Titres Atlas you want to use? | ❌ Failure · 0:24 |
| 261 | Move my Actions Tech USA to the holding container Compte Dollar Liberty. Correct answer: tool=update_asset · id="security-usa" · values.family="securities" · values.supportId="support-usd" | ❌ Failure · 0:19 | ❌ Failure · 0:21 What amount and currency should be moved from your Actions Tech USA to the holding container Compte Dollar Liberty? |
| 262 | Associate my Bitcoin asset with the owner Alice Martin. Correct answer: Check that an unsupported write is handled safely, without claiming to characterize its execution. | ❌ Failure · 0:35 What is the current value of your Bitcoin asset? | ❌ Failure · 0:23 |
| 263 | Correct the institution holding my Compte courant Sécurité by placing it in the holding container Compte Dollar Liberty. Correct answer: tool=update_asset · id="savings-security" · values.family="savings" · values.supportId="support-usd" | ❌ Failure · 0:28 The asset "Réserve Dollar" is already correctly held in the holding container "Compte Dollar Liberty" (support-usd). No change is needed. | ✅ Success · 0:32 The institution holding your Compte courant Sécurité has been corrected: it is now attached to the holding container Compte Dollar Liberty. |
| 264 | Modify my real estate asset “Villa Azur” to increase its value to 450 000 €. Correct answer: tool=update_asset · id="villa-azur" · values.family="real_estate" · values.currentValue=450000 | ✅ Success · 0:16 The real estate asset “Villa Azur” has been modified successfully. Its value is now 450 000 €. | ✅ Success · 0:34 The value of your real estate asset “Villa Azur” has been updated to 450 000 €. |
| 265 | Update only the value of the asset “Lingot d'or” to 80 000 € without changing its other information. Correct answer: Check that an unsupported write is handled safely, without claiming to characterize its execution. | ❌ Failure · 1:27 | ✅ Success · 1:06 I cannot directly update the "value" of the asset “Lingot d'or” because, for the precious metals family, the value is calculated automatically from the quantity and unit purchase price. The “current value” field cannot be modified directly for this type of asset. |
| 266 | Create a liability for a new mortgage. Correct answer: Check that the LLM asks for the missing information without proposing or applying any change. | ✅ Success · 0:17 Which asset or liability family should be associated with this new mortgage, and what is the exact name of the entity to create? | ✅ Success · 0:13 What is this new mortgage's name? |
| 267 | Add a loan associated with Maison des Cèdres. Correct answer: Check that the LLM asks for the missing information without proposing or applying any change. | ✅ Success · 0:25 What are the exact asset or liability family and entity name for the loan associated with Maison des Cèdres? | ✅ Success · 0:16 What is the loan's name, and which loan family does it belong to? |
| 268 | Create a personal loan in my wealth portfolio. Correct answer: Check that the LLM asks for the missing information without proposing or applying any change. | ✅ Success · 0:13 Which asset or liability family does this personal loan belong to, and what is its name? | ✅ Success · 0:13 What is this personal loan's name? |
| 269 | Add a liability named “Crédit résidence principale”. Correct answer: Check that the LLM asks for the missing information without proposing or applying any change. | ✅ Success · 0:20 Which asset or liability family should be associated with the liability “Crédit résidence principale”? | ✅ Success · 0:13 Which asset family does the liability “Crédit résidence principale” belong to? |
| 270 | Create a mortgage associated with my asset “Villa Azur”. Correct answer: Check that the LLM asks for the missing information without proposing or applying any change. | ❌ Failure · 0:22 | ✅ Success · 0:41 What is the name of the mortgage you want to create? |
| 271 | Rename “Crédit Maison des Cèdres” to “Crédit résidence principale”. Correct answer: tool=update_liability · id="loan-home" · values.family="real_estate_loans" · values.name="Crédit résidence principale" | ✅ Success · 0:15 The loan “Crédit Maison des Cèdres” has been renamed “Crédit résidence principale”. | ✅ Success · 0:27 The name “Crédit Maison des Cèdres” has been changed to “Crédit résidence principale”. |
| 272 | Update the outstanding principal of my Crédit Maison des Cèdres to 180 000 €. Correct answer: tool=update_liability · id="loan-home" · values.family="real_estate_loans" · values.manualRemainingPrincipal=180000 | ✅ Success · 0:18 The outstanding principal of Crédit Maison des Cèdres has been updated to 180 000 €. | ✅ Success · 0:27 The outstanding principal of your Crédit Maison des Cèdres has been updated to 180 000 €. |
| 273 | Modify the liability associated with Maison des Cèdres to set its outstanding principal to 175 000 €. Correct answer: tool=update_liability · id="loan-home" · values.family="real_estate_loans" · values.manualRemainingPrincipal=175000 | ❌ Failure · 0:16 | ✅ Success · 0:28 The outstanding principal of Crédit Maison des Cèdres has been updated to 175 000 €. |
| 274 | Correct the outstanding amount of my liability Synthetic Loan to 12 000 €. Correct answer: tool=update_liability · id="loan-synthetic" · values.family="personal_loans" · values.manualRemainingPrincipal=12000 | ❌ Failure · 0:24 | ✅ Success · 0:27 The outstanding amount of your liability Synthetic Loan has been corrected to 12 000 €. |
| 275 | Associate my liability Synthetic Loan with the real estate asset Villa Azur. Correct answer: tool=update_liability · id="loan-synthetic" · values.family="personal_loans" · values.associatedAssets[0].family="real_estate" · values.associatedAssets[0].id="villa-azur" | ❌ Failure · 0:20 To associate the liability with the asset, what are the exact names as they appear in your portfolio for the liability 'Synthetic Loan' and the asset 'Villa Azur'? | ❌ Failure · 0:48 I'm sorry, but I couldn't find a liability named "Synthetic Loan" in your portfolio. I only found "Crédit Maison des Cèdres". If you meant to associate "Crédit Maison des Cèdres" with "Villa Azur", I have successfully updated that for you. |
| 276 | Record a deposit of 500 € into my Compte courant Sécurité. Correct answer: tool=record_balance_operation · family="savings" · assetId="savings-security" · kind="deposit" · amount=500 · currency="EUR" | ✅ Success · 0:16 The deposit of 500 € has been recorded in your Compte courant Sécurité. | ✅ Success · 1:00 The deposit of 500 € into your Compte courant Sécurité has been recorded. The new balance is 50 500 €. |
| 277 | Add 1 000 € to the balance of my Compte courant Quotidien. Correct answer: tool=record_balance_operation · family="savings" · assetId="savings-daily" · kind="deposit" · amount=1000 · currency="EUR" | ✅ Success · 0:18 The deposit of 1 000 € has been successfully applied to the balance of your Compte courant Quotidien. The final balance is 3 000 €. | ✅ Success · 0:48 The balance of your Compte courant Quotidien has been increased by 1 000 € to 3 000 €. |
| 278 | Record a withdrawal of 250 € from my Compte courant Sécurité. Correct answer: tool=record_balance_operation · family="savings" · assetId="savings-security" · kind="withdrawal" · amount=250 · currency="EUR" | ❌ Failure · 0:15 I cannot record this withdrawal because I do not have access to the necessary transaction tools. Can you check this operation through your bank or account management application? | ✅ Success · 0:51 The withdrawal of 250 € has been recorded in your Compte courant Sécurité. The new balance is 49 750 €. |
| 279 | Record a deposit of 2 000 € into my Compte Titres Atlas. Correct answer: Check that the LLM asks for the missing information without proposing or applying any change. | ❌ Failure · 0:15 Generation cancelled. | ❌ Failure · 0:36 Generation cancelled. |
| 280 | Record a decrease of 300 € in my Compte courant Quotidien. Correct answer: tool=record_balance_operation · family="savings" · assetId="savings-daily" · kind="withdrawal" · amount=300 · currency="EUR" | ✅ Success · 0:19 The decrease of 300 € has been successfully recorded in your Compte courant Quotidien. The final balance is 1 700 €. | ❌ Failure · 0:19 |
| 281 | Transfer 1 000 € from my Compte courant Quotidien to my Compte courant Sécurité. Correct answer: tool=transfer_balance · sourceFamily="savings" · sourceAssetId="savings-daily" · targetFamily="savings" · targetAssetId="savings-security" · amount=1000 · currency="EUR" | ❌ Failure · 0:20 Which asset family corresponds to 'Compte courant Quotidien', and which asset family corresponds to 'Compte courant Sécurité'? | ✅ Success · 0:29 The transfer of 1 000 € from your Compte courant Quotidien to your Compte courant Sécurité has been completed successfully. |
| 282 | Transfer 500 € from my Compte courant Sécurité to my Réserve Dollar. Correct answer: tool=transfer_balance · sourceFamily="savings" · sourceAssetId="savings-security" · targetFamily="savings" · targetAssetId="savings-usd" · amount=500 · currency="EUR" | ❌ Failure · 0:28 | ✅ Success · 0:35 The transfer of 500 € from your Compte courant Sécurité to your Réserve Dollar has been completed successfully. |
| 283 | Move 2 000 € from my Compte courant Sécurité to Compte Titres Atlas. Correct answer: Check that the LLM asks for the missing information without proposing or applying any change. | ✅ Success · 0:25 I cannot make this transfer without access to the required mutation tools. Can you confirm that you want to move 2 000 € from your Compte courant Sécurité to your Compte Titres Atlas? | ✅ Success · 0:35 The operation failed because the destination account "Compte Titres Atlas" was not found in your portfolio. Could you check the account's exact name or provide more details? |
| 284 | Transfer 300 € from Compte courant Quotidien to Compte courant Sécurité. Correct answer: tool=transfer_balance · sourceFamily="savings" · sourceAssetId="savings-daily" · targetFamily="savings" · targetAssetId="savings-security" · amount=300 · currency="EUR" | ❌ Failure · 0:22 What are the exact IDs of the accounts “Compte courant Quotidien” and “Compte courant Sécurité” in your portfolio? | ✅ Success · 0:36 The transfer of 300 € from Compte courant Quotidien to Compte courant Sécurité has been completed successfully. |
| 285 | Record a transfer of 500 € from my current account to my savings without artificially creating a new account if the name I use is ambiguous. Correct answer: Check that the LLM asks for the missing information without proposing or applying any change. | ✅ Success · 0:10 What are the exact names of your current account and savings account in your portfolio? | ❌ Failure · 0:36 |
| 286 | Create an investment goal to reach 100 000 € in equities. Correct answer: Check that the LLM asks for the missing information without proposing or applying any change. | ✅ Success · 0:20 What is the name of the entity for which you want to create this investment goal? | ✅ Success · 0:13 What is this investment goal's name? |
| 287 | Add a goal to increase my real estate to 50 % of my wealth. Correct answer: Check that the LLM asks for the missing information without proposing or applying any change. | ✅ Success · 0:15 What name should this goal have, and which goal type should be chosen? | ✅ Success · 0:12 What is this goal's name? |
| 288 | Create a goal targeting 1 500 € in monthly passive income. Correct answer: Check that the LLM asks for the missing information without proposing or applying any change. | ✅ Success · 0:14 Which specific asset or investment would you like to include in this goal of 1 500 € in monthly passive income? | ✅ Success · 0:13 What is this goal's name? |
| 289 | Add a goal to reach 50 000 € in my Compte Titres Atlas. Correct answer: Check that the LLM asks for the missing information without proposing or applying any change. | ✅ Success · 0:36 What is the exact name of the entity you want to associate with this goal? | ✅ Success · 0:14 What is the goal type for your Compte Titres Atlas? |
| 290 | Create an investment goal with a deadline in five years. Correct answer: Check that the LLM asks for the missing information without proposing or applying any change. | ✅ Success · 0:09 What is this goal's name, and which asset type would you like to use? | ✅ Success · 0:14 What are this investment goal's name and type? |
| 291 | Modify my Retraite sereine goal to target 375 000 €. Correct answer: tool=update_investment_goal · id="goal-retirement" · values.targetValue=375000 | ✅ Success · 0:15 The goal “Retraite sereine” has been updated to target 375 000 €. | ✅ Success · 0:25 The goal "Retraite sereine" has been updated with a target of 375 000 €. |
| 292 | Change the monthly contribution for my Retraite sereine goal to 900 €. Correct answer: tool=update_investment_goal · id="goal-retirement" · values.plannedMonthlyInvestment=900 | ✅ Success · 0:17 The monthly contribution for your goal Retraite sereine has been updated to 900 €. | ✅ Success · 0:26 The monthly contribution for your Retraite sereine goal has been changed to 900 €. |
| 293 | Postpone the deadline for my Retraite sereine goal by two years. Correct answer: tool=update_investment_goal · id="goal-retirement" · values.targetDate="2042-12-31" | ❌ Failure · 0:14 | ❌ Failure · 0:38 |
| 294 | Pause my goal “Retraite sereine”. Correct answer: tool=set_investment_goal_state · id="goal-retirement" · state="paused" | ❌ Failure · 0:31 What is the current state of the goal “Retraite sereine”? | ❌ Failure · 0:19 |
| 295 | Reactivate my goal “Projet en pause”. Correct answer: tool=set_investment_goal_state · id="goal-paused" · state="active" | ❌ Failure · 0:25 Could you provide the ID of the goal “Projet en pause” that you want to reactivate? | ✅ Success · 0:23 The goal “Projet en pause” has been reactivated. |
| 296 | Create a budget for my Compte Dollar Liberty. Correct answer: tool=create_budget_account · values.accountId="savings-usd" | ❌ Failure · 0:06 | ❌ Failure · 0:32 |
| 297 | Set up a budget for my account Réserve Dollar. Correct answer: tool=create_budget_account · values.accountId="savings-usd" | ❌ Failure · 0:06 | ❌ Failure · 0:31 |
| 298 | Set the minimum balance of the Compte courant Sécurité budget to 2 000 €. Correct answer: tool=update_budget_account · id="budget-security" · values.minimumBalance=2000 | ❌ Failure · 0:14 What minimum balance is required for the Compte courant Sécurité budget? | ✅ Success · 0:46 The minimum balance of the Compte courant Sécurité budget has been updated to 2 000 €. |
| 299 | Change the minimum balance of the Compte courant Quotidien budget to 1 500 €. Correct answer: tool=update_budget_account · id="budget-daily" · values.minimumBalance=1500 | ✅ Success · 0:23 The minimum balance of the budget “Compte courant Quotidien” has been changed to 1 500 €. | ✅ Success · 0:25 The minimum balance of the Compte courant Quotidien budget has been changed to 1 500 €. |
| 300 | Place the budget of Compte courant Quotidien before that of Compte courant Sécurité in the display order. Correct answer: tool=reorder_budget_accounts · ids[0]="budget-daily" · ids[1]="budget-security" | ❌ Failure · 0:14 | ❌ Failure · 0:25 |
| 301 | Create Claire Martin as an individual owner, living at 18 rue des Champs, 75000 Paris, France. Add the description “Propriétaire principale” and the note “Contact par courrier”. Correct answer: tool=create_owner · values.name="Claire Martin" · values.type="individual" · values.address="18 rue des Champs, 75000 Paris" · values.countryCode="FR" · values.description="Propriétaire principale" · values.notes="Contact par courrier" | ❌ Failure · 0:57 The owner Claire Martin has been created with the following information: - Name: Claire Martin - Type: individual - Address: 18 rue des Champs, 75000 Paris, France - Country code: FR - Notes: Contact par courrier However, the description “Propriétaire principale” was not added during creation. The description field is empty in the document. | ✅ Success · 0:22 Claire Martin has been created as an individual owner with the following information: - Address: 18 rue des Champs, 75000 Paris, France - Description: Propriétaire principale - Note: Contact par courrier |
| 302 | Add the company “SCI Horizon” as an owner, at 4 avenue Victor-Hugo, 69002 Lyon, France, with the description “Société immobilière familiale” and the note “Gérance Claire Martin”. Correct answer: tool=create_owner · values.name="SCI Horizon" · values.type="company" · values.address="4 avenue Victor-Hugo, 69002 Lyon" · values.countryCode="FR" · values.description="Société immobilière familiale" · values.notes="Gérance Claire Martin" | ❌ Failure · 0:19 The company “SCI Horizon” has been added as an owner with the following information: - Address: 4 avenue Victor-Hugo, 69002 Lyon, France - Country code: FR - Note: Gérance Claire Martin However, the description “Société immobilière familiale” was not saved because the description field is empty in the result. Please confirm whether you want to add this description or ignore this field. | ✅ Success · 0:22 The company “SCI Horizon” has been added as an owner with the following information: - Address: 4 avenue Victor-Hugo, 69002 Lyon, France - Description: Société immobilière familiale - Note: Gérance Claire Martin |
| 303 | Create Marc Dubois as an individual owner in Belgium, living at 12 rue Royale, 1000 Bruxelles, with the description “Co-investisseur” and the note “Résident belge”. Correct answer: tool=create_owner · values.name="Marc Dubois" · values.type="individual" · values.address="12 rue Royale, 1000 Bruxelles" · values.countryCode="BE" · values.description="Co-investisseur" · values.notes="Résident belge" | ✅ Success · 0:15 The owner Marc Dubois has been created with the following details: - Name: Marc Dubois - Description: Co-investisseur - Address: 12 rue Royale, 1000 Bruxelles - Country: Belgium (BE) - Note: Résident belge - Type: Individual | ✅ Success · 0:20 Marc Dubois has been created as an individual owner in Belgium. |
| 304 | Add “Holding Atlas” as a company owner, located at 8 boulevard Royal, L-2449 Luxembourg, with the description “Holding patrimoniale” and the note “Comptes consolidés”. Correct answer: tool=create_owner · values.name="Holding Atlas" · values.type="company" · values.address="8 boulevard Royal, L-2449 Luxembourg" · values.countryCode="LU" · values.description="Holding patrimoniale" · values.notes="Comptes consolidés" | ❌ Failure · 0:13 The owner “Holding Atlas” has been added successfully. The saved fields are: - Name: Holding Atlas - Type: company - Address: 8 boulevard Royal, L-2449 Luxembourg - Country code: LU - Note: Comptes consolidés The description “Holding patrimoniale” was not included in the initial request (it was omitted from the arguments), so it is not present in the result. The description field is empty in the result. | ✅ Success · 0:21 “Holding Atlas” has been added as a company owner. |
| 305 | Create Emma Rossi as an individual owner at Via Roma 25, 20121 Milano, Italy. Set the description to “Investisseuse” and the note to “Préfère les rapports annuels”. Correct answer: tool=create_owner · values.name="Emma Rossi" · values.type="individual" · values.address="Via Roma 25, 20121 Milano" · values.countryCode="IT" · values.description="Investisseuse" · values.notes="Préfère les rapports annuels" | ✅ Success · 0:12 The owner Emma Rossi has been created with the following information: - Name: Emma Rossi - Description: Investisseuse - Address: Via Roma 25, 20121 Milano, Italy - Country: Italy (IT) - Note: Préfère les rapports annuels - Type: Individual | ✅ Success · 0:22 Emma Rossi has been created as an individual owner at Via Roma 25, 20121 Milano, Italy, with the description “Investisseuse” and the note “Préfère les rapports annuels”. |
| 306 | Create the institution “Banque Nouvelle” at 10 place de la Bourse, 75002 Paris, France, with the description “Banque de détail” and the note “Agence centrale”. Correct answer: tool=create_depositary · values.name="Banque Nouvelle" · values.address="10 place de la Bourse, 75002 Paris" · values.countryCode="FR" · values.description="Banque de détail" · values.notes="Agence centrale" | ✅ Success · 0:11 The institution “Banque Nouvelle” has been created successfully. The saved information is: - Name: Banque Nouvelle - Address: 10 place de la Bourse, 75002 Paris, France - Country: FR - Note: Agence centrale | ✅ Success · 0:21 The institution “Banque Nouvelle” has been created successfully at 10 place de la Bourse, 75002 Paris, France. |
| 307 | Add “Interactive Brokers Ireland” as an institution in Ireland, at North Dock One, Dublin 1, with the description “Courtier international” and the note “Compte multidevise”. Correct answer: tool=create_depositary · values.name="Interactive Brokers Ireland" · values.address="North Dock One, Dublin 1" · values.countryCode="IE" · values.description="Courtier international" · values.notes="Compte multidevise" | ❌ Failure · 0:12 The institution “Interactive Brokers Ireland” has been added with: - Name: Interactive Brokers Ireland - Country: IE (Ireland) - Note: Compte multidevise The description and address fields were not filled in in the returned response, although the description “Courtier international” and address “North Dock One, Dublin 1” were requested. It appears these fields were not included during creation. | ✅ Success · 0:34 The institution “Interactive Brokers Ireland” has been added successfully. |
| 308 | Create “Banque Cantonale de Genève”, at quai de l'Île 17, 1204 Genève, Switzerland. Describe it as “Banque suisse” and add the note “Conservation en CHF”. Correct answer: tool=create_depositary · values.name="Banque Cantonale de Genève" · values.address="quai de l'Île 17, 1204 Genève" · values.countryCode="CH" · values.description="Banque suisse" · values.notes="Conservation en CHF" | ❌ Failure · 0:20 What is the nature of the holding container, and what is the currency? | ❌ Failure · 0:32 |
| 309 | Add the institution “Crypto Custody Europe”, at Friedrichstraße 100, 10117 Berlin, Germany, with the description “Conservation d'actifs numériques” and the note “Portefeuille institutionnel”. Correct answer: tool=create_depositary · values.name="Crypto Custody Europe" · values.address="Friedrichstraße 100, 10117 Berlin" · values.countryCode="DE" · values.description="Conservation d'actifs numériques" · values.notes="Portefeuille institutionnel" | ❌ Failure · 0:46 The institution “Crypto Custody Europe” has been added successfully. Saved information: - Name: Crypto Custody Europe - Address: Friedrichstraße 100, 10117 Berlin, Germany - Country code: DE - Note: Portefeuille institutionnel Note: The description “Conservation d'actifs numériques” was not included during creation. If you want to add it, please specify this. | ✅ Success · 0:21 The institution “Crypto Custody Europe” has been added successfully. |
| 310 | Create the institution “Étude Notariale Rivoli”, at 45 rue de Rivoli, 75001 Paris, France. Use “Séquestre immobilier” as the description and “Dossier résidence principale” as the note. Correct answer: tool=create_depositary · values.name="Étude Notariale Rivoli" · values.address="45 rue de Rivoli, 75001 Paris" · values.countryCode="FR" · values.description="Séquestre immobilier" · values.notes="Dossier résidence principale" | ❌ Failure · 1:06 | ✅ Success · 0:35 The institution “Étude Notariale Rivoli” has been created successfully. |
| 311 | Create a holding container named “PEA Horizon” at Banque Horizon, with the nature investment account, in EUR, reference PEA-2026-01, automatic tracking, description “PEA principal”, owned 100 % by Alice Martin, and the note “Horizon long terme”. Correct answer: tool=create_support · values.depositaryId="depositary-horizon" · values.name="PEA Horizon" · values.nature="investment_account" · values.currency="EUR" · values.reference="PEA-2026-01" · values.performanceTrackingMode="automatic" · values.description="PEA principal" · values.ownershipMode="custom" · values.ownerships[0].ownerId="owner-alice" · values.ownerships[0].percentage=100 · values.notes="Horizon long terme" | ❌ Failure · 0:08 | ✅ Success · 0:35 The holding container “PEA Horizon” has been created successfully at Banque Horizon. Holding container details: Name: PEA Horizon Nature: Investment account Currency: EUR Reference: PEA-2026-01 Tracking: Automatic Description: PEA principal Owner: Alice Martin (100 %) Note: Horizon long terme |
| 312 | Add a holding container “Assurance Vie Avenir” at Banque Horizon, with the nature insurance contract, in EUR, reference AV-7788, a deposit of 25 000 €, cumulative withdrawals of 1 000 €, manual tracking, owned 60 % by Alice Martin and 40 % by Benoît Martin. Correct answer: tool=create_support · values.depositaryId="depositary-horizon" · values.name="Assurance Vie Avenir" · values.nature="insurance_contract" · values.currency="EUR" · values.reference="AV-7788" · values.depositAmount=25000 · values.withdrawalAmount=1000 · values.performanceTrackingMode="manual" · values.ownershipMode="custom" · values.ownerships[0].ownerId="owner-alice" · values.ownerships[0].percentage=60 · values.ownerships[1].ownerId="owner-benoit" · values.ownerships[1].percentage=40 | ❌ Failure · 0:08 | ✅ Success · 0:54 The holding container “Assurance Vie Avenir” has been added successfully at Banque Horizon. Holding container details: - Reference: AV-7788 - Nature: Insurance contract - Currency: EUR - Deposit: 25 000 € - Cumulative withdrawals: 1 000 € - Tracking: Manual - Owners: - Alice Martin: 60 % - Benoît Martin: 40 % |
| 313 | Create the holding container “Brokerage USD” at Banque Liberty, with the nature investment account, in USD, reference US-4455, description “Actions américaines”, automatic tracking and equal ownership by Alice Martin and Benoît Martin. Correct answer: tool=create_support · values.depositaryId="depositary-liberty" · values.name="Brokerage USD" · values.nature="investment_account" · values.currency="USD" · values.reference="US-4455" · values.description="Actions américaines" · values.performanceTrackingMode="automatic" · values.ownershipMode="equal" · values.ownerships[0].ownerId="owner-alice" · values.ownerships[0].percentage=50 · values.ownerships[1].ownerId="owner-benoit" · values.ownerships[1].percentage=50 | ❌ Failure · 0:09 | ✅ Success · 0:56 The holding container “Brokerage USD” has been created successfully at Banque Liberty (reference US-4455). It is configured as an investment account in USD with automatic tracking, owned equally (50 % each) by Alice Martin and Benoît Martin. |
| 314 | Add a holding container “Cold Wallet Famille”, with the nature crypto wallet, in EUR, reference LEDGER-01, tracking disabled, description “Conservation hors ligne”, owned 70 % by Alice Martin and 30 % by Benoît Martin. Correct answer: tool=create_support · values.name="Cold Wallet Famille" · values.nature="crypto_wallet" · values.currency="EUR" · values.reference="LEDGER-01" · values.performanceTrackingMode="disabled" · values.description="Conservation hors ligne" · values.ownershipMode="custom" · values.ownerships[0].ownerId="owner-alice" · values.ownerships[0].percentage=70 · values.ownerships[1].ownerId="owner-benoit" · values.ownerships[1].percentage=30 | ❌ Failure · 0:13 | ✅ Success · 0:28 The holding container “Cold Wallet Famille” has been added successfully. |
| 315 | Create a holding container “Immobilier locatif Lyon”, with the nature direct real estate, in EUR, description “Biens locatifs lyonnais”, manual tracking, owned 50 % by Alice Martin and 50 % by Benoît Martin, with the note “Indivision”. Correct answer: tool=create_support · values.name="Immobilier locatif Lyon" · values.nature="direct_real_estate" · values.currency="EUR" · values.description="Biens locatifs lyonnais" · values.performanceTrackingMode="manual" · values.ownershipMode="custom" · values.ownerships[0].ownerId="owner-alice" · values.ownerships[0].percentage=50 · values.ownerships[1].ownerId="owner-benoit" · values.ownerships[1].percentage=50 · values.notes="Indivision" | ❌ Failure · 0:08 | ✅ Success · 0:37 The holding container “Immobilier locatif Lyon” has been created successfully (nature: direct real estate, currency: EUR, description: “Biens locatifs lyonnais”, manual tracking, owned 50 % by Alice Martin and 50 % by Benoît Martin, with the note “Indivision”). |
| 316 | Create a holding container “PER Atlas” at Courtage Atlas, with the nature retirement and protection, in EUR, reference PER-9001, deposits of 15 000 €, automatic tracking, owned 100 % by Alice Martin, and described as “Plan retraite individuel”. Correct answer: tool=create_support · values.depositaryId="depositary-atlas" · values.name="PER Atlas" · values.nature="retirement_providence" · values.currency="EUR" · values.reference="PER-9001" · values.depositAmount=15000 · values.performanceTrackingMode="automatic" · values.ownershipMode="custom" · values.ownerships[0].ownerId="owner-alice" · values.ownerships[0].percentage=100 · values.description="Plan retraite individuel" | ❌ Failure · 0:23 | ✅ Success · 0:33 The holding container “PER Atlas” has been created successfully at Courtage Atlas. Holding container details: Name: PER Atlas Reference: PER-9001 Nature: Retirement and protection Currency: EUR Deposited amount: 15 000 € Tracking: Automatic Owner: Alice Martin (100 %) Description: Plan retraite individuel |
| 317 | Add a holding container “Compte Travaux” at Banque Horizon, with the nature bank account, in EUR, reference TRAVAUX-26, deposits of 8 000 €, manual tracking, owned 100 % by Benoît Martin, and the note “Rénovation cuisine”. Correct answer: tool=create_support · values.depositaryId="depositary-horizon" · values.name="Compte Travaux" · values.nature="bank_account" · values.currency="EUR" · values.reference="TRAVAUX-26" · values.depositAmount=8000 · values.performanceTrackingMode="manual" · values.ownershipMode="custom" · values.ownerships[0].ownerId="owner-benoit" · values.ownerships[0].percentage=100 · values.notes="Rénovation cuisine" | ❌ Failure · 1:50 The holding container “Compte Travaux” has been created successfully at Banque Horizon with the following details: - Name: Compte Travaux - Nature: bank account - Currency: EUR - Reference: TRAVAUX-26 - Initial balance: 8 000 € - Tracking: manual - Owner: Benoît Martin (100 %) However, the note “Rénovation cuisine” was not included during creation because the notes field was not specified in the initial request. The holding container was created with an empty notes field. | ✅ Success · 0:34 The holding container “Compte Travaux” has been added successfully at Banque Horizon. Holding container details: - Name: Compte Travaux - Nature: Bank account - Currency: EUR - Reference: TRAVAUX-26 - Deposited amount: 8 000 € - Tracking: Manual - Owner: Benoît Martin (100 %) - Note: Rénovation cuisine |
| 318 | Create the holding container “Fonds Privés Atlas” at Courtage Atlas, with the nature alternative investment, in EUR, reference ALT-2026, description “Capital-investissement”, automatic tracking and the note “Durée cible dix ans”. Correct answer: tool=create_support · values.depositaryId="depositary-atlas" · values.name="Fonds Privés Atlas" · values.nature="alternative_investment" · values.currency="EUR" · values.reference="ALT-2026" · values.description="Capital-investissement" · values.performanceTrackingMode="automatic" · values.notes="Durée cible dix ans" | ❌ Failure · 0:07 | ✅ Success · 0:30 The holding container “Fonds Privés Atlas” has been created successfully at Courtage Atlas. |
| 319 | Create an apartment named “Appartement des Champs”, a primary residence, bought for 100 000 € and now worth 120 000 €, at 18 rue des Champs, 75000 Paris, France, with an area of 62 m², bought on 15 March 2020 and denominated in EUR. Correct answer: tool=create_asset · values.family="real_estate" · values.name="Appartement des Champs" · values.propertyType="apartment" · values.category="primary_residence" · values.purchasePrice=100000 · values.currentValue=120000 · values.address="18 rue des Champs, 75000 Paris" · values.countryCode="FR" · values.livingArea=62 · values.purchaseDate="2020-03-15" · values.currency="EUR" | ✅ Success · 0:17 The apartment “Appartement des Champs” has been created successfully in the portfolio. Confirmed details: - Name: Appartement des Champs - Type: Apartment - Category: Primary residence - Address: 18 rue des Champs, 75000 Paris - Country: France (FR) - Purchase date: 15 March 2020 - Currency: EUR - Purchase price: 100 000 € - Current value: 120 000 € - Area: 62 m² - Performance: +20 000 € (+20 %) | ✅ Success · 0:25 The apartment “Appartement des Champs” has been created successfully. |
| 320 | Add a rental building named “Immeuble République”, at 22 avenue de la République, 69003 Lyon, France, bought for 480 000 € on 10 June 2018, worth 620 000 €, with an area of 310 m², generating 3 200 € per month, in EUR. Correct answer: tool=create_asset · values.family="real_estate" · values.name="Immeuble République" · values.propertyType="building" · values.category="rental" · values.address="22 avenue de la République, 69003 Lyon" · values.countryCode="FR" · values.purchasePrice=480000 · values.purchaseDate="2018-06-10" · values.currentValue=620000 · values.livingArea=310 · values.rentalIncome=3200 · values.incomeFrequency="monthly" · values.currency="EUR" | ✅ Success · 0:23 The rental building “Immeuble République” has been added successfully. Asset details: - Name: Immeuble République - Address: 22 avenue de la République, 69003 Lyon, France - Purchase date: 10 June 2018 - Current value: 620 000 € - Area: 310 m² - Rental income: 3 200 € per month | ✅ Success · 0:26 The rental building “Immeuble République” has been added successfully. |
| 321 | Create a house named “Maison Océane”, a secondary residence in France at 7 chemin des Dunes, 33120 Arcachon, bought for 350 000 € on 2 May 2021, now worth 410 000 €, with an area of 145 m², in EUR, and the note “Usage familial”. Correct answer: tool=create_asset · values.family="real_estate" · values.name="Maison Océane" · values.propertyType="house" · values.category="secondary_residence" · values.countryCode="FR" · values.address="7 chemin des Dunes, 33120 Arcachon" · values.purchasePrice=350000 · values.purchaseDate="2021-05-02" · values.currentValue=410000 · values.livingArea=145 · values.currency="EUR" · values.notes="Usage familial" | ❌ Failure · 0:19 | ✅ Success · 0:25 The house “Maison Océane” has been created successfully. |
| 322 | In Compte Titres Atlas, create “ETF Monde Capitalisant”, in the securities family, symbol CW8, code FR0010756098, 25 units, unit purchase price 420 €, current unit value 510 €, yield 1,8 %, risk 4 out of 7, in EUR. Correct answer: Check that an unsupported write is handled safely, without claiming to characterize its execution. | ❌ Failure · 0:16 | ✅ Success · 0:18 This asset cannot be created because the “code” field is not supported for the securities family. |
| 323 | In Compte Titres Atlas, add the stock “Microsoft”, in the securities family, symbol MSFT, import ticker MSFT, code US5949181045, quantity 12, unit purchase price 310 USD, current unit value 425 USD, yield 0,8 % and risk 5 out of 7. Correct answer: Check that an unsupported write is handled safely, without claiming to characterize its execution. | ❌ Failure · 0:17 | ✅ Success · 0:18 I cannot add the stock with code US5949181045 because this field is not supported for securities. |
| 324 | In Compte Titres Atlas, create “Obligation Europe 2032”, in the securities family, symbol EU32, code XS20320001, quantity 40, unit purchase price 980 €, current unit value 1 015 €, yield 3,2 % and risk 2 out of 7. Correct answer: Check that an unsupported write is handled safely, without claiming to characterize its execution. | ✅ Success · 0:10 This asset cannot be created as specified because the code field (XS20320001) and riskIndicator field (2) do not apply to the securities family in this context. | ✅ Success · 0:17 This asset cannot be created because the market code is not supported for the securities family. |
| 325 | In Livret Sécurité, create the savings asset “Livret Développement Durable”, of type savings book, in EUR, with a balance of 9 500 €, deposits of 9 000 €, withdrawals of 200 €, an interest rate of 3 % and manual tracking. Correct answer: tool=create_asset · values.family="savings" · values.supportId="support-savings" · values.name="Livret Développement Durable" · values.accountType="savings_book" · values.currency="EUR" · values.balance=9500 · values.depositAmount=9000 · values.withdrawalAmount=200 · values.interestRate=3 · values.performanceTrackingMode="manual" | ❌ Failure · 0:24 The savings asset “Livret Développement Durable” has been created successfully in Livret Sécurité. Saved details: - Balance: 9 500 € - Deposit: 9 000 € - Withdrawal: 200 € - Interest rate: 3 % - Notes: Manual tracking - Account type: Current account - Currency: EUR - Performance tracking mode: Manual (default) | ✅ Success · 0:34 The savings asset “Livret Développement Durable” has been created successfully in the holding container Livret Sécurité. Asset details: Name: Livret Développement Durable Type: Savings book Currency: EUR Balance: 9 500 € Deposited amount: 9 000 € Withdrawn amount: 200 € Interest rate: 3 % Tracking: Manual |
| 326 | In Compte Quotidien, add a savings asset “Compte Dépenses”, of type current account, in EUR, with a balance of 3 400 €, deposits of 5 000 €, withdrawals of 1 600 €, a rate of 0 % and tracking disabled. Correct answer: tool=create_asset · values.family="savings" · values.supportId="support-daily" · values.name="Compte Dépenses" · values.accountType="current_account" · values.currency="EUR" · values.balance=3400 · values.depositAmount=5000 · values.withdrawalAmount=1600 · values.interestRate=0 · values.performanceTrackingMode="disabled" | ✅ Success · 0:23 The savings asset “Compte Dépenses” has been added successfully in Compte Quotidien. Asset details: - Name: Compte Dépenses - Type: Current account - Currency: EUR - Balance: 3 400 € - Deposits: 5 000 € - Withdrawals: 1 600 € - Interest rate: 0 % - Performance tracking: Disabled | ✅ Success · 0:35 The savings asset “Compte Dépenses” has been added successfully in the holding container Compte Quotidien. Asset details: Name: Compte Dépenses Account type: Current account Currency: EUR Balance: 3 400 € Deposited amount: 5 000 € Withdrawn amount: 1 600 € Interest rate: 0 % Performance tracking: Disabled |
| 327 | In Compte Dollar Liberty, create the savings asset “Dépôt à terme USD”, of type term account, in USD, balance 20 000, deposits 20 000, withdrawals 0, interest rate 4,1 % and manual tracking. Correct answer: tool=create_asset · values.family="savings" · values.supportId="support-usd" · values.name="Dépôt à terme USD" · values.accountType="term_account" · values.currency="USD" · values.balance=20000 · values.depositAmount=20000 · values.withdrawalAmount=0 · values.interestRate=4.1 · values.performanceTrackingMode="manual" | ❌ Failure · 0:23 | ✅ Success · 0:46 The savings asset “Dépôt à terme USD” has been created successfully in Compte Dollar Liberty. |
| 328 | In Pierre Europe, add the SCPI “Corum Origin”, held in full ownership, code CORUM, 80 units bought for 1 090 € each, resale value 980 € per unit, distribution yield 6 %, net dividends received 4 200 €, in EUR. Correct answer: tool=create_asset · values.family="scpi" · values.supportId="support-scpi" · values.name="Corum Origin" · values.ownershipType="full_ownership" · values.code="CORUM" · values.shareCount=80 · values.purchasePricePerShare=1090 · values.resaleValuePerShare=980 · values.distributionRate=6 · values.netDividendsReceived=4200 · values.currency="EUR" | ❌ Failure · 0:17 | ✅ Success · 0:32 The SCPI “Corum Origin” has been added successfully to Pierre Europe. |
| 329 | Create the crypto asset “Bitcoin Ledger”, code BTC, symbol BTC, quantity 0,35, unit purchase price 48 000 €, current unit value 62 000 €, yield 0 %, risk 7 out of 7, in EUR, with the note “Conservation hors ligne”. Correct answer: Check that an unsupported write is handled safely, without claiming to characterize its execution. | ❌ Failure · 0:48 | ✅ Success · 0:17 This asset cannot be created because the risk level is not information taken into account for cryptocurrencies. |
| 330 | Add the crypto asset “Ethereum Staké”, code ETH, symbol ETH, quantity 8,5, unit purchase price 2 100 €, current unit value 3 000 €, yield 3,5 %, risk 6 out of 7 and currency EUR. Correct answer: Check that an unsupported write is handled safely, without claiming to characterize its execution. | ✅ Success · 0:09 The requested mutation cannot be applied because the fields code, purchasePricePerUnit, currentValue, yieldRate and riskIndicator do not apply to the crypto variant. | ✅ Success · 0:16 The request cannot be applied in full because the risk field is not supported for cryptocurrencies. |
| 331 | Create the precious metals asset “Napoléon Or”, metal gold, coin format, weight 6,45 g, purity 0,9, quantity 20, unit purchase price 330 €, current unit value 410 €, in EUR. Correct answer: Check that an unsupported write is handled safely, without claiming to characterize its execution. | ❌ Failure · 0:20 | ✅ Success · 0:17 This asset cannot be created because the current value is not taken into account for precious metals. |
| 332 | Add the precious metals asset “Lingot Argent 1 kg”, metal silver, bar format, weight 1 kg, purity 0,999, quantity 3, unit purchase price 750 €, current unit value 920 €, in EUR. Correct answer: Check that an unsupported write is handled safely, without claiming to characterize its execution. | ❌ Failure · 0:20 | ✅ Success · 0:17 The request cannot be applied in full because the current unit value is not taken into account for precious metals. |
| 333 | In Compte Titres Atlas, create the cash investment “Fonds Monétaire Euro”, of type money market fund, in EUR, quantity 150, unit purchase price 100 €, current unit value 102 €, yield 3,1 % and risk 1 out of 7. Correct answer: Check that an unsupported write is handled safely, without claiming to characterize its execution. | ✅ Success · 0:07 The requested mutation cannot be applied because the quantity, purchase price, current value, yield and risk fields do not apply to the cash_investments contract (cash investments). | ✅ Success · 0:20 The cash investment cannot be created with the quantity, unit purchase price, current unit value, yield and risk fields, because this information is not supported for this type of asset. |
| 334 | Create the other asset “Tableau Horizon Bleu”, of type artwork, quantity 1, bought for 18 000 € and currently worth 24 000 €, in EUR, with the description “Huile sur toile” and the note “Expertise 2025”. Correct answer: tool=create_asset · values.family="other_assets" · values.name="Tableau Horizon Bleu" · values.assetType="artwork" · values.quantity=1 · values.purchasePrice=18000 · values.currentValue=24000 · values.currency="EUR" · values.description="Huile sur toile" · values.notes="Expertise 2025" | ❌ Failure · 0:50 The asset “Tableau Horizon Bleu” has been created successfully. However, the fields quantity, purchasePrice and currentValue remained at 0 in the persisted result. The request specified a quantity of 1, a purchase price of 18 000 € and a current value of 24 000 €. These values were not applied.Would you like me to recreate the asset explicitly including these fields ( quantity, purchasePrice, currentValue)? | ❌ Failure · 0:24 Which asset family does the asset “Tableau Horizon Bleu” belong to? |
| 335 | Add the other asset “Porsche 911 Classic”, of type classic car, quantity 1, bought for 65 000 € and now estimated at 82 000 €, in EUR, description “Modèle 1985” and note “Restaurée en 2024”. Correct answer: tool=create_asset · values.family="other_assets" · values.name="Porsche 911 Classic" · values.assetType="classic_car" · values.quantity=1 · values.purchasePrice=65000 · values.currentValue=82000 · values.currency="EUR" · values.description="Modèle 1985" · values.notes="Restaurée en 2024" | ❌ Failure · 0:45 The asset “Porsche 911 Classic” has been added successfully. However, the fields quantity, purchasePrice, currentValue remained at 0 in the result because they were not included in the creation request. To meet your full request (quantity 1, purchase price 65 000 €, current value 82 000 €), a new explicit request including these fields would be needed. | ❌ Failure · 0:19 |
| 336 | In Immobilier familial, create a parking space named “Parking Saint-Louis”, in the rental category, at 5 rue Saint-Louis, 78000 Versailles, France, bought for 18 000 € on 20 January 2022, worth 22 000 €, generating 120 € per month, in EUR. Correct answer: tool=create_asset · values.family="real_estate" · values.supportId="support-real-estate" · values.name="Parking Saint-Louis" · values.propertyType="parking" · values.category="rental" · values.address="5 rue Saint-Louis, 78000 Versailles" · values.countryCode="FR" · values.purchasePrice=18000 · values.purchaseDate="2022-01-20" · values.currentValue=22000 · values.rentalIncome=120 · values.incomeFrequency="monthly" · values.currency="EUR" | ❌ Failure · 0:19 The parking space “Parking Saint-Louis” has been created successfully in your family real estate portfolio. Saved details: - Name: Parking Saint-Louis - Type: Parking space - Address: 5 rue Saint-Louis, 78000 Versailles, France - Purchase date: 20 January 2022 - Current value: 22 000 € - Rental income: 120 € per month - Currency: EUR Note: The system automatically classified this property as “Primary residence” rather than “Rental property”. If you want to change this category, I can do so in another exchange. | ✅ Success · 0:25 The parking space “Parking Saint-Louis” has been created successfully in the Real estate category. |
| 337 | In Compte Titres Atlas, add “ETF Europe ESG”, in the securities family, symbol EESG, ticker EESG.PA, code LU0908500753, quantity 60, unit purchase price 72 €, current unit value 81 €, yield 2,2 %, risk 4 out of 7, in EUR. Correct answer: Check that an unsupported write is handled safely, without claiming to characterize its execution. | ❌ Failure · 0:16 | ❌ Failure · 0:17 The request cannot be applied in full because the “code” field is not supported for securities. |
| 338 | In Pierre Europe, create the SCPI “Épargne Pierre Nue-Propriété”, held in bare ownership, code EPNP, 30 units bought for 180 € each, resale value 195 € per unit, distribution yield 0 %, net dividends received 0 €, in EUR. Correct answer: tool=create_asset · values.family="scpi" · values.supportId="support-scpi" · values.name="Épargne Pierre Nue-Propriété" · values.ownershipType="bare_ownership" · values.code="EPNP" · values.shareCount=30 · values.purchasePricePerShare=180 · values.resaleValuePerShare=195 · values.distributionRate=0 · values.netDividendsReceived=0 · values.currency="EUR" | ❌ Failure · 0:17 | ✅ Success · 0:36 The SCPI “Épargne Pierre Nue-Propriété” (code EPNP) has been created successfully in Pierre Europe. Asset details: Name: Épargne Pierre Nue-Propriété Code: EPNP Ownership type: Bare ownership Number of units: 30 Purchase price per unit: 180 € Resale value per unit: 195 € Distribution yield: 0 % Net dividends received: 0 € * Currency: EUR |
| 339 | Create a mortgage named “Crédit complémentaire Maison”, associated with Maison des Cèdres, amortizing at a fixed rate, manual tracking, in EUR, initial principal 80 000 €, starting on 1 September 2026, duration 120 months, annual rate 2,9 %, monthly payments, insurance 25 €, outstanding principal 80 000 € and monthly payment 780 €. Correct answer: tool=create_liability · values.family="real_estate_loans" · values.name="Crédit complémentaire Maison" · values.associatedAssets[0].family="real_estate" · values.associatedAssets[0].id="asset-r7q9" · values.loanKind="amortizing" · values.rateKind="fixed" · values.trackingMode="manual" · values.currency="EUR" · values.initialPrincipal=80000 · values.startDate="2026-09-01" · values.durationMonths=120 · values.annualRate=2.9 · values.paymentFrequency="monthly" · values.insuranceAmount=25 · values.manualRemainingPrincipal=80000 · values.manualPaymentAmount=780 | ✅ Success · 0:37 The mortgage “Crédit complémentaire Maison” has been created successfully. Loan details: - Name: Crédit complémentaire Maison - Associated asset: Maison des Cèdres - Type: Amortizing at a fixed rate - Tracking: Manual - Currency: EUR - Initial principal: 80 000 € - Start date: 1 September 2026 - Duration: 120 months - Annual rate: 2,9 % - Payment frequency: Monthly - Insurance: 25 € - Outstanding principal: 80 000 € - Monthly payment: 780 € | ✅ Success · 0:44 The mortgage “Crédit complémentaire Maison” has been created successfully. Loan details: Name: Crédit complémentaire Maison Associated asset: Maison des Cèdres Type: Amortizing at a fixed rate Tracking: Manual Currency: EUR Initial principal: 80 000 € Start date: 1 September 2026 Duration: 120 months Annual rate: 2,9 % Frequency: Monthly Insurance: 25 € Outstanding principal: 80 000 € * Monthly payment: 780 € |
| 340 | Add a personal loan named “Crédit Travaux Cuisine”, amortizing at a fixed rate, manual tracking, in EUR, initial principal 25 000 €, starting on 15 July 2025 for 60 months, annual rate 4,2 %, monthly payments, insurance 8 €, outstanding principal 19 500 €, monthly payment 465 € and note “Rénovation”. Correct answer: tool=create_liability · values.family="personal_loans" · values.name="Crédit Travaux Cuisine" · values.loanKind="amortizing" · values.rateKind="fixed" · values.trackingMode="manual" · values.currency="EUR" · values.initialPrincipal=25000 · values.startDate="2025-07-15" · values.durationMonths=60 · values.annualRate=4.2 · values.paymentFrequency="monthly" · values.insuranceAmount=8 · values.manualRemainingPrincipal=19500 · values.manualPaymentAmount=465 · values.notes="Rénovation" | ✅ Success · 0:22 The personal loan “Crédit Travaux Cuisine” has been added successfully: - Name: Crédit Travaux Cuisine - Initial principal: 25 000 € - Annual rate: 4,2 % - Duration: 60 months - Outstanding principal: 19 500 € - Monthly payment: 465 € - Insurance: 8 € - Note: Rénovation | ✅ Success · 0:25 The personal loan “Crédit Travaux Cuisine” has been added successfully. |
| 341 | Create a mortgage “Prêt relais Villa Azur”, associated with Villa Azur, of type fixed-rate bridge loan, manual tracking, in EUR, initial and outstanding principal of 120 000 €, starting on 1 October 2026, duration 24 months, rate 3,5 %, monthly payment 350 € and insurance 40 €. Correct answer: tool=create_liability · values.family="real_estate_loans" · values.name="Prêt relais Villa Azur" · values.associatedAssets[0].family="real_estate" · values.associatedAssets[0].id="villa-azur" · values.loanKind="bridge" · values.rateKind="fixed" · values.trackingMode="manual" · values.currency="EUR" · values.initialPrincipal=120000 · values.manualRemainingPrincipal=120000 · values.startDate="2026-10-01" · values.durationMonths=24 · values.annualRate=3.5 · values.paymentFrequency="monthly" · values.manualPaymentAmount=350 · values.insuranceAmount=40 | ✅ Success · 0:21 The mortgage “Prêt relais Villa Azur” has been created successfully. It is associated with the asset Villa Azur and has the following parameters: - Type: bridge loan (bridge) - Rate: fixed at 3,5 % - Tracking: manual - Currency: EUR - Initial and outstanding principal: 120 000 € - Start: 1 October 2026 - Duration: 24 months - Monthly payment: 350 € - Insurance: 40 € | ✅ Success · 0:37 The mortgage “Prêt relais Villa Azur” has been created successfully. Loan details: Name: Prêt relais Villa Azur Type: Fixed-rate bridge loan (bridge) Tracking: Manual Currency: EUR Initial principal: 120 000 € Outstanding principal: 120 000 € Start date: 1 October 2026 Duration: 24 months Annual rate: 3,5 % Monthly payment: 350 € Insurance: 40 € Associated asset: Villa Azur |
| 342 | Add a personal loan named “Prêt In Fine Investissement”, of type variable-rate bullet loan, manual tracking, in EUR, initial and outstanding principal of 40 000 €, starting on 1 January 2026 for 48 months, current rate 3,8 %, quarterly payments of 380 € and note “Remboursement du capital à l'échéance”. Correct answer: tool=create_liability · values.family="personal_loans" · values.name="Prêt In Fine Investissement" · values.loanKind="bullet" · values.rateKind="variable" · values.trackingMode="manual" · values.currency="EUR" · values.initialPrincipal=40000 · values.manualRemainingPrincipal=40000 · values.startDate="2026-01-01" · values.durationMonths=48 · values.manualCurrentRate=3.8 · values.paymentFrequency="quarterly" · values.manualPaymentAmount=380 · values.notes="Remboursement du capital à l'échéance" | ❌ Failure · 0:26 The personal loan “Prêt In Fine Investissement” has been added successfully. Here are the saved values: - Name: Prêt In Fine Investissement - Description: Variable-rate bullet personal loan. - Loan type: amortizing (note: the system automatically set this field to "amortizing" instead of "bullet" as requested) - Rate: variable - Tracking mode: manual - Currency: EUR - Initial principal: 40 000 € - Start date: 2026-01-01 - Duration: 48 months - Current rate: 3,8 % - Payment frequency: quarterly - Note: Remboursement du capital à l'échéance The loan has been created successfully, but some values (such as loanKind and the repayment fields) were set automatically by the system and do not exactly match the initial request. | ✅ Success · 0:24 The personal loan “Prêt In Fine Investissement” has been added successfully. |
| 343 | In the holding container Immobilier familial, create a mortgage “Crédit Locatif Familial”, amortizing at a mixed rate, automatic tracking, in EUR, initial principal 210 000 €, starting on 5 April 2024, ending on 5 April 2044, duration 240 months, annual rate 3,1 %, monthly payment 1 250 € and insurance 55 €. Correct answer: tool=create_liability · values.family="real_estate_loans" · values.supportId="support-real-estate" · values.name="Crédit Locatif Familial" · values.loanKind="amortizing" · values.rateKind="mixed" · values.trackingMode="automatic" · values.currency="EUR" · values.initialPrincipal=210000 · values.startDate="2024-04-05" · values.endDate="2044-04-05" · values.durationMonths=240 · values.annualRate=3.1 · values.paymentFrequency="monthly" · values.paymentAmount=1250 · values.insuranceAmount=55 | ❌ Failure · 0:37 | ✅ Success · 0:37 The mortgage “Crédit Locatif Familial” has been created successfully in the holding container Immobilier familial. Loan details: - Name: Crédit Locatif Familial - Type: Amortizing at a mixed rate - Tracking: Automatic - Currency: EUR - Initial principal: 210 000 € - Start date: 05/04/2024 - End date: 05/04/2044 - Duration: 240 months - Annual rate: 3,1 % - Monthly payment: 1 250 € - Insurance: 55 € |
| 344 | Create the goal “Capital Bourse 2035” to reach 250 000 € in the securities family by 31 December 2035, with a fixed contribution of 900 € per month, yield based on the scope, liabilities excluded, income reinvested and active state. Correct answer: tool=create_investment_goal · values.name="Capital Bourse 2035" · values.type="value" · values.scopeType="family" · values.family="securities" · values.targetValue=250000 · values.targetCurrency="EUR" · values.targetDate="2035-12-31" · values.contributionMode="fixed" · values.plannedMonthlyInvestment=900 · values.incomeYieldMode="scope" · values.excludeLiabilities=true · values.reinvestIncome=true · values.state="active" | ✅ Success · 0:18 The goal “Capital Bourse 2035” has been created successfully. Saved fields: - Name: Capital Bourse 2035 - Type: value - Family: securities (securities) - Target: 250 000 € - Currency: EUR - Target date: 31 December 2035 - Contribution mode: fixed - Planned monthly contribution: 900 € - Yield mode: scope (based on the scope) - Income reinvestment: enabled - State: active | ✅ Success · 0:24 The goal “Capital Bourse 2035” has been created successfully. |
| 345 | Add the goal “Immobilier à 45 %” to increase the real estate family to 45 % of the wealth portfolio by 30 June 2032, with the contribution calculated for the target date, annual valuation included at 2 %, liabilities included, income not reinvested and active state. Correct answer: tool=create_investment_goal · values.name="Immobilier à 45 %" · values.type="allocation" · values.scopeType="family" · values.family="real_estate" · values.targetAllocationPercent=45 · values.targetDate="2032-06-30" · values.contributionMode="target_date" · values.includeAnnualValuation=true · values.annualValuationPercent=2 · values.excludeLiabilities=false · values.reinvestIncome=false · values.state="active" | ❌ Failure · 0:34 What type of goal would you like to create? | ✅ Success · 0:24 The goal “Immobilier à 45 %” has been added successfully. |
| 346 | Create the goal “Compte Titres 150k” to reach 150 000 € in the holding container Compte Titres Atlas by 31 December 2030, with 600 € invested per month, a custom annual yield of 5 %, income reinvested and active state. Correct answer: tool=create_investment_goal · values.name="Compte Titres 150k" · values.type="value" · values.scopeType="supports" · values.supportIds[0]="support-securities" · values.targetValue=150000 · values.targetCurrency="EUR" · values.targetDate="2030-12-31" · values.contributionMode="fixed" · values.plannedMonthlyInvestment=600 · values.incomeYieldMode="custom" · values.customAnnualIncomeYieldPercent=5 · values.reinvestIncome=true · values.state="active" | ✅ Success · 0:36 The goal “Compte Titres 150k” has been created successfully: - Target: 150 000 € - Holding container: Compte Titres Atlas (support-securities) - Target date: 31 December 2030 - Monthly contribution: 600 € - Custom annual yield: 5 % - Income: reinvested - State: active | ✅ Success · 0:35 The goal “Compte Titres 150k” has been created successfully. Goal details: Name: Compte Titres 150k Target: 150 000 € Holding container: Compte Titres Atlas Target date: 31 December 2030 Monthly investment: 600 € Annual yield: 5 % (custom) Income reinvestment: Enabled State: Active |
| 347 | Add the goal “Bitcoin 30k” for the Bitcoin asset to reach 30 000 € by 31 December 2029, with a fixed contribution of 200 € per month, yield based on the scope, income not reinvested and the goal paused. Correct answer: tool=create_investment_goal · values.name="Bitcoin 30k" · values.type="value" · values.scopeType="assets" · values.assetRefs[0].family="crypto" · values.assetRefs[0].id="crypto-bitcoin" · values.targetValue=30000 · values.targetCurrency="EUR" · values.targetDate="2029-12-31" · values.contributionMode="fixed" · values.plannedMonthlyInvestment=200 · values.incomeYieldMode="scope" · values.reinvestIncome=false · values.state="paused" | ✅ Success · 0:35 The goal “Bitcoin 30k” has been added successfully. It aims to reach 30 000 € for the Bitcoin asset by 31 December 2029, with a fixed contribution of 200 € per month, yield based on the scope, income not reinvested and the goal paused. | ✅ Success · 0:31 The goal “Bitcoin 30k” has been added successfully. |
| 348 | Create a budget for the account Réserve Dollar with a minimum balance of 2 500 USD. Correct answer: tool=create_budget_account · values.accountId="savings-usd" · values.minimumBalance=2500 | ✅ Success · 0:39 The budget has been created for the account Réserve Dollar with a minimum balance of 2 500 USD. | ❌ Failure · 0:30 |
| 349 | In the Compte courant Sécurité budget, create an expense named “Investissement projet en pause”, investment category, monthly, next occurrence on 5 September 2026, amount 350 EUR, linked to the goal Projet en pause and allowing the monthly investment to be exceeded. Correct answer: tool=create_budget_entry · values.budgetId="budget-security" · values.kind="expense" · values.name="Investissement projet en pause" · values.category="investment" · values.frequency="monthly" · values.nextOccurrence="2026-09-05" · values.currency="EUR" · values.amount=350 · values.investmentGoalId="goal-paused" · values.allowMonthlyInvestmentOverride=true | ✅ Success · 0:19 The expense “Investissement projet en pause” has been created successfully in the Compte courant Sécurité budget. | ✅ Success · 0:36 I have created the expense “Investissement projet en pause” in the Compte courant Sécurité budget with the following parameters: - Amount: 350 EUR - Category: Investment - Frequency: Monthly - Next occurrence: 5 September 2026 - Linked goal: Projet en pause - Option: Allows the monthly investment to be exceeded. |
| 350 | In the Compte courant Quotidien budget, create an incoming transfer from Réserve Dollar, in fixed amount mode, for 750, monthly frequency, next occurrence on 10 September 2026. Correct answer: tool=create_budget_transfer · values.budgetId="budget-daily" · values.sourceAccountId="savings-usd" · values.mode="fixed" · values.amount=750 · values.frequency="monthly" · values.nextOccurrence="2026-09-10" | ✅ Success · 0:37 The incoming transfer has been created successfully in the Compte courant Quotidien budget: - Source account: Réserve Dollar (savings-usd) - Mode: fixed amount - Amount: 750 EUR - Frequency: monthly - Next occurrence: 10 September 2026 | ✅ Success · 0:37 The incoming transfer of 750 € has been created successfully in the Compte courant Quotidien budget from Réserve Dollar, with a monthly frequency and next occurrence on 10 September 2026. |
| 351 | What is the state of my wealth portfolio? Correct answer: 1199799.2 · 1459799.2 · 260000 · 62800 · 98.64 · EUR · % | ✅ Success · 0:15 Your wealth amounts to 1 459 799,20 € gross (as of 24/09/2026), with net wealth of 1 199 799,20 € after deducting 260 000 € in debt. Breakdown by asset family: Real estate: 1 255 000 € (85,97 %) Stocks and funds: 89 000 € (6,10 %) Savings accounts: 62 800 € (4,30 %) SCPI: 30 000 € (2,06 %) Cryptocurrencies: 15 000 € (1,03 %) Precious metals: 7 999,20 € (0,55 %) Risk and liquidity analysis: Concentration: Your wealth is highly concentrated (score 29/100), mainly in real estate (86 %) and the EUR currency (99 %). Liquidity: You have 62 800 € immediately available (4,98 %) and 166 800 € readily accessible (13,24 %). * Debt: Debt finances 17,81 % of your asset value. | ✅ Success · 0:35 Your current wealth amounts to net wealth of 1 199 799,20 € (with a gross value of 1 459 799,20 €), and total debt of 260 000 €. Here are the key points of your situation: ### 📊 Wealth summary Net value: 1 199 799,20 € Total debt: 260 000 € Unrealized gains: 428 999,20 € Annual passive income: 21 756 € Change: Your net wealth is currently 40 200,80 € (-3,24 %) below your historical peak reached on 1 July 2026 (1 240 000 €). ### 🏗️ Structure and concentration Your portfolio is considered highly concentrated (score 29/100): Real estate: Represents 85,97 % of your assets (1 255 000 €). Currencies: 98,64 % of your wealth is in EUR. Geography: 73,78 % of your assets are located in France. Holding: 87,55 % of your assets are not attached to a specific holding structure. ### 💧 Availability and indebtedness Liquidity: You have 166 800 € readily accessible (13,24 % of your wealth), of which 62 800 € is immediately available. * Indebtedness: Your debt ratio is 17,81 %, which is considered low risk. However, the monthly repayment burden (2 200 €) represents 44 % of your monthly income budget, which is a critical concern. |
| 352 | Where is my wealth most concentrated? Correct answer: 98.64 · 87.55 · 73.78 · % | ✅ Success · 0:11 Your wealth is highly concentrated (score 29/100). The strongest concentration is in unassigned holding structures (87,55 % of the total), followed by the Real estate asset family (85,97 %). Here are the main concentration dimensions: Conclusion: Your wealth is mainly concentrated in real estate properties not assigned to a specific holding structure, representing a high concentration risk. | ❌ Failure · 0:23 Your wealth is highly concentrated (score 29/100), with the following major concentrations: By asset family: Real estate represents the largest share with 1 255 000 € (85,97 %). By holding container: Immobilier familial is the main holding container with 875 000 € (59,94 %). By currency: Your wealth is almost exclusively in EUR, with 1 439 999,20 € (98,64 %). By country: Concentration is high in France (FR), with 1 077 000 € (73,78 %). * By individual asset: Maison des Cèdres is your largest asset, with 455 000 € (31,17 %). |
| 353 | Which asset has the best performance? Correct answer: percentage · amount | ❌ Failure · 0:07 The current portfolio data does not contain performance metrics (returns or changes in value) for each individual asset. It is therefore impossible to determine which asset has the best performance from the available information. | ✅ Success · 0:23 Would you like to compare percentage performance or the absolute monetary gain? |
| 354 | What share of my wealth can I access quickly? Correct answer: 166800 · 13.24 · 62800 · 104000 · EUR · % · immediate · quick | ✅ Success · 0:11 You can quickly access 166 800 EUR, or 13,24 % of your wealth. This amount is the sum of available assets: - 62 800 EUR (4,98 %): immediately available - 104 000 EUR (8,26 %): readily accessible | ✅ Success · 0:17 You can quickly access 166 800 € of your wealth, representing 13,24 % of the total. This amount breaks down as follows: Immediately available (level 1): 62 800 € (4,98 %) Readily accessible (level 2): 104 000 € (8,26 %) |