Practical examples of wealth organisation

One wealth file can combine all the cases presented on this page: a securities account, property, cryptocurrencies, and a GoMining investment. These are not different wealth-file templates, but complementary situations to combine according to your needs.

All these situations use the recommended organisation when you want to describe wealth precisely: an ownership structure groups one or more supports, owners are defined on those supports, then the relevant assets and liabilities are attached to them. For an item that does not need this organisation, the support can remain set to None.

1. Organising a securities account with several ETFs

1. create the owners;
2. create the ownership structure corresponding to the bank or broker;
3. under this structure, create a support named Securities account;
4. assign the owners and their ownership shares to the support;
5. create one asset for each ETF under Stocks and funds;
6. attach both ETFs to the support;
7. enter their quantity, price, and currency in the available fields.

The ETFs do not have owners of their own: they use the ownership of the Securities account.

2. Organising your property

To represent an apartment owned by two people and financed with a loan:

1. create both owners;
2. create the appropriate ownership structure, such as a property company or a structure named Direct ownership;
3. create a support identifying the property and define the allocation between owners;
4. add the apartment under Property, then attach it to this support;
5. enter its value and, if it is rented out, its rent under the asset's income;
6. add the loan as a liability, attach it to the same support, and select the apartment under Associated assets.

The property's value and the outstanding principal remain two separate amounts. The support applies the same ownership to both, while the association between the liability and apartment identifies precisely what the loan finances.

For a property owned only by the main owner, with no special grouping requirement, you can also leave the support set to None.

3. Organising your cryptocurrencies

To track bitcoin and ether held on a platform and in a personal wallet:

1. create an ownership structure for the platform, such as Coinbase;
2. under this structure, create a support corresponding to the platform account;
3. separately create a Self-custody structure and a Ledger wallet support for tokens held in that wallet;
4. define owners on each support if their ownership differs from that of the main owner;
5. add each token under Cryptocurrencies, with its quantity and quoted currency;
6. attach each asset to the support where it is actually held.

The same token can therefore appear as several assets if its quantity is spread across several accounts or wallets. This separation shows where it is held without manually adding up platforms.

4. Special case: GoMining

There are many special cases that require adapting the wealth-file organisation. GoMining is used here as an example because it illustrates how mining power, cryptocurrencies, and their income can be grouped on the same support.

To group everything you hold with GoMining in My Wealth:

1. create a GoMining ownership structure;
2. create a support corresponding to your GoMining account and define its owner;
3. add an item under Other assets, enter the number of TH you own with GoMining as the quantity, and use the current value of one TH as the unit price. You can also specify its yield to find the corresponding earnings under Passive income;
4. on the same support, add the cryptocurrencies held with GoMining and their yields.

The same support then shows your mining power and all cryptocurrencies held with GoMining.

5. See also

• Understanding how wealth is organised
• Managing owners and ownership shares
• Adding property, accounts, and investments
• Managing currencies and exchange rates